Personal Accident and Health Insurance in Switzerland, Key Trends and Opportunities to 2018
Table of Contents
1 Key Facts and Events
2 Executive Summary
3 Introduction
3.1 What is this Report About?
3.2 Definitions
3.3 Methodology
4 Swiss Insurance Industry Attractiveness
4.1 Insurance Industry Size, 2009-2018
5 Personal Accident and Health Insurance Segment Outlook
5.1 Consumer Segmentation
5.2 Key Drivers
5.3 Key Trends
5.4 Challenges
5.5 Personal Accident and Health Insurance Growth Prospects by Category
5.5.1 Personal accident insurance
5.5.2 Travel insurance
5.5.3 Health insurance
5.5.4 Non-life health insurance
5.5.5 Life health insurance
6 Analysis by Distribution Channel
6.1 Direct Marketing
6.2 Bancassurance
6.3 Agencies
6.4 E-Commerce
6.5 Brokers
6.6 Other Channels
7 Governance, Risk and Compliance
7.1 Legislation Overview and Historical Evolution
7.2 Legislation and Market Practice by Type of Insurance
7.2.1 Life insurance
7.2.2 Property insurance
7.2.3 Motor insurance
7.2.4 Liability insurance
7.2.5 Marine, aviation and transit insurance
7.2.6 Personal accident and health insurance
7.3 Compulsory Insurance
7.3.1 Health insurance
7.3.2 Marine liability insurance
7.3.3 Motor third-party liability insurance
7.3.4 Accident insurance
7.3.5 Aviation liability insurance
7.4 Supervision and Control
7.4.1 International Association of Insurance Supervisors
7.4.2 Financial Market Supervisory Authority
7.5 Non-Admitted Insurance Regulations
7.5.1 Overview
7.5.2 Intermediaries
7.5.3 Market practices
7.5.4 Fines and penalties
7.6 Company Registration and Operations
7.6.1 Types of insurance organization
7.6.2 Establishing a local company
7.6.3 Foreign ownership
7.6.4 Types of license
7.6.5 Capital requirements
7.6.6 Solvency margins
7.6.7 Reserve requirements
7.6.8 Investment regulations
7.6.9 Statutory return requirements
7.6.10 Fee structure
7.7 Taxation
7.7.1 Insurance premium or policy taxation
7.7.2 Withholding taxes on premium paid overseas
7.7.3 Corporate tax
7.7.4 VAT
7.7.5 Captives
7.8 Legal System
7.8.1 Introduction
7.8.2 Access to court
7.8.3 Alternative dispute resolution (ADR)
8 Competitive Landscape and Strategic Insights
8.1 Overview
8.2 Leading Companies in Swiss Personal Accident and Health Insurance Segment
8.3 Leading Personal Accident and Health Insurers - New Product Launches
8.4 Leading Personal Accident and Health Insurers - Key Developments
8.5 Helsana Zusatzversicherungen AG - Company Overview
8.5.1 Helsana Zusatzversicherungen AG - key facts
8.5.2 Helsana Zusatzversicherungen AG - key financials
8.6 Swica Krankenversicherung - Company Overview
8.6.1 Swica Krankenversicherung - key facts
8.6.2 Swica Krankenversicherung - key financials
8.7 CSS Versicherung AG - Company Overview
8.7.1 CSS Versicherung AG - key facts
8.7.2 CSS Versicherung AG - key financials
8.8 Visana Versicherungen AG - Company Overview
8.8.1 Visana Versicherungen AG - key facts
8.8.2 Visana Versicherungen AG - key financials
8.9 AXA Versicherungen AG - Company Overview
8.9.1 AXA Versicherungen AG - key facts
8.9.2 AXA Versicherungen AG - key financials
8.1 Zürich Versicherungs-Gesellschaft AG - Company Overview
8.10.1 Zürich Versicherungs-Gesellschaft AG - key facts
8.10.2 Zürich Versicherungs-Gesellschaft AG - key financials
8.11 Concordia Versicherungen AG - Company Overview
8.11.1 Concordia Versicherungen AG - key facts
8.11.2 Concordia Versicherungen AG - key financials
8.12 Sanitas Privatversicherungen AG - Company Overview
8.12.1 Sanitas Privatversicherungen AG - key facts
8.12.2 Sanitas Privatversicherungen AG - key financials
8.13 Groupe Mutuel Assurances GMA SA - Company Overview
8.13.1 Groupe Mutuel Assurances GMA SA - key facts
8.13.2 Groupe Mutuel Assurances GMA SA - key financials
8.14 Mutuel Assurances SA - Company Overview
8.14.1 Mutuel Assurances SA - key facts
8.14.2 Mutuel Assurances SA - key financials
9 Appendix - 1
9.1 Economic Performance
9.1.1 GDP at constant prices (US$)
9.1.2 GDP per capita at constant prices (US$)
9.1.3 GDP at current prices (US$)
9.1.4 GDP per capita at current prices (US$)
9.1.5 GDP by key sectors
9.1.6 Agriculture, hunting, forestry and fishing net output at current prices (US$)
9.1.7 Agriculture, hunting, forestry and fishing net output at current prices as a percentage of GDP
9.1.8 Manufacturing net output at current prices (US$)
9.1.9 Manufacturing net output at current prices as a percentage of GDP
9.1.10 Mining, manufacturing and utilities at current prices (US$)
9.1.11 Mining, manufacturing and utilities at current prices as percentage of GDP
9.1.12 Construction net output at current prices (US$)
9.1.13 Construction net output at current prices as a percentage of GDP
9.1.14 Inflation rate
9.1.15 Exports as a percentage of GDP
9.1.16 Imports as a percentage of GDP
9.1.17 Merchandise exports growth
9.1.18 Merchandise imports growth
9.1.19 Annual average exchange rate US$-CHF
9.2 Infrastructure
9.2.1 Commercial vehicles exports - total value
9.2.2 Commercial vehicles imports - total value
9.2.3 Automotive exports - total value
9.2.4 Automotive imports - total value
9.2.5 Total internet subscribers
9.3 Labor Force
9.3.1 Labor force
9.3.2 Unemployment rate
9.4 Demographics
9.4.1 Household consumption expenditure (US$)
9.4.2 Total population
9.4.3 Urban and rural population
9.4.4 Age distribution of the total population
9.4.5 Life expectancy
10 Appendix - 2
10.1 Methodology
10.2 Contact Timetric
10.3 About Timetric
10.4 Timetric's Services
10.5 Disclaimer
List of Tables
Table 1: Swiss Personal Accident and Health Insurance - Key Facts, 2013
Table 2: Insurance Industry Definitions
Table 3: Swiss Insurance Industry - Gross Written Premium by Segment (CHF Billion), 2009-2013
Table 4: Swiss Insurance Industry - Gross Written Premium by Segment (US$ Billion), 2009-2013
Table 5: Swiss Insurance Industry - Gross Written Premium by Segment (CHF Billion), 2013-2018
Table 6: Swiss Insurance Industry - Gross Written Premium by Segment (US$ Billion), 2013-2018
Table 7: Swiss Insurance Industry - Gross Written Premium by Segment (Percentage Share), 2009-2018
Table 8: Swiss Insurance Industry - Direct Written Premium by Segment (CHF Billion), 2009-2013
Table 9: Swiss Insurance Industry - Direct Written Premium by Segment (US$ Billion), 2009-2013
Table 10: Swiss Insurance Industry - Direct Written Premium by Segment (CHF Billion), 2013-2018
Table 11: Swiss Insurance Industry - Direct Written Premium by Segment (US$ Billion), 2013-2018
Table 12: Swiss Insurance Industry - Direct Written Premium by Segment (Percentage Share), 2009-2018
Table 13: Swiss Personal Accident and Health Insurance - Gross Written Premium by Category (CHF Billion), 2009-2013
Table 14: Swiss Personal Accident and Health Insurance - Gross Written Premium by Category (US$ Billion), 2009-2013
Table 15: Swiss Personal Accident and Health Insurance - Gross Written Premium by Category (CHF Billion), 2013-2018
Table 16: Swiss Personal Accident and Health Insurance - Gross Written Premium by Category (US$ Billion), 2013-2018
Table 17: Swiss Personal Accident and Health Insurance - Direct Written Premium by Category (CHF Billion), 2009-2013
Table 18: Swiss Personal Accident and Health Insurance - Direct Written Premium by Category (US$ Billion), 2009-2013
Table 19: Swiss Personal Accident and Health Insurance - Direct Written Premium by Category (CHF Billion), 2013-2018
Table 20: Swiss Personal Accident and Health Insurance - Direct Written Premium by Category (US$ Billion), 2013-2018
Table 21: Swiss Personal Accident and Health Insurance - Earned Premium (CHF Billion), 2009-2013
Table 22: Swiss Personal Accident and Health Insurance - Earned Premium (CHF Billion), 2013-2018
Table 23: Swiss Personal Accident and Health Insurance - Paid Claims by Category (CHF Billion), 2009-2013
Table 24: Swiss Personal Accident and Health Insurance - Paid Claims by Category (US$ Billion), 2009-2013
Table 25: Swiss Personal Accident and Health Insurance - Paid Claims by Category (CHF Billion), 2013-2018
Table 26: Swiss Personal Accident and Health Insurance - Paid Claims by Category (US$ Billion), 2013-2018
Table 27: Swiss Personal Accident and Health Insurance - Incurred Loss by Category (CHF Billion), 2009-2013
Table 28: Swiss Personal Accident and Health Insurance - Incurred Loss by Category (US$ Billion), 2009-2013
Table 29: Swiss Personal Accident and Health Insurance - Incurred Loss by Category (CHF Billion), 2013-2018
Table 30: Swiss Personal Accident and Health Insurance - Incurred Loss by Category (US$ Billion), 2013-2018
Table 31: Swiss Personal Accident and Health Insurance - Retentions by Category (CHF Billion), 2009-2013
Table 32: Swiss Personal Accident and Health Insurance - Retentions by Category (US$ Billion), 2009-2013
Table 33: Swiss Personal Accident and Health Insurance - Retentions by Category (CHF Billion), 2013-2018
Table 34: Swiss Personal Accident and Health Insurance - Retentions by Category (US$ Billion), 2013-2018
Table 35: Swiss Personal Accident and Health Insurance - Loss Ratio (%), 2009-2013
Table 36: Swiss Personal Accident and Health Insurance - Loss Ratio (%), 2013-2018
Table 37: Swiss Personal Accident and Health Insurance - Commission and Expenses (CHF Billion), 2009-2013
Table 38: Swiss Personal Accident and Health Insurance - Commission and Expenses (CHF Billion), 2013-2018
Table 39: Swiss Personal Accident and Health Insurance - Combined Ratio (%), 2009-2013
Table 40: Swiss Personal Accident and Health Insurance - Combined Ratio (%), 2013-2018
Table 41: Swiss Personal Accident and Health Insurance - Fraud and Crime (CHF Million), 2009-2013
Table 42: Swiss Personal Accident and Health Insurance - Fraud and Crime (CHF Million), 2013-2018
Table 43: Swiss Personal Accident and Health Insurance - Total Assets (CHF Billion), 2009-2013
Table 44: Swiss Personal Accident and Health Insurance - Total Assets (CHF Billion), 2013-2018
Table 45: Swiss Personal Accident and Health Insurance - Total Investment Income (CHF Billion), 2009-2013
Table 46: Swiss Personal Accident and Health Insurance - Total Investment Income (CHF Billion), 2013-2018
Table 47: Swiss Personal Accident and Health Insurance - Retentions (CHF Billion), 2009-2013
Table 48: Swiss Personal Accident and Health Insurance - Retentions (CHF Billion), 2013-2018
Table 49: Swiss Personal Accident Insurance - Number of Policies Sold (Thousand), 2009-2013
Table 50: Swiss Personal Accident Insurance - Number of Policies Sold (Thousand), 2013-2018
Table 51: Swiss Personal Accident Insurance - Gross Written Premium (CHF Billion), 2009-2013
Table 52: Swiss Personal Accident Insurance - Gross Written Premium (CHF Billion), 2013-2018
Table 53: Swiss Personal Accident Insurance - Loss Ratio (%), 2009-2013
Table 54: Swiss Personal Accident Insurance - Loss Ratio (%), 2013-2018
Table 55: Swiss Travel Insurance - Number of Policies Sold (Thousand), 2009-2013
Table 56: Swiss Travel Insurance - Number of Policies Sold (Thousand), 2013-2018
Table 57: Swiss Travel Insurance - Gross Written Premium (CHF Million), 2009-2013
Table 58: Swiss Travel Insurance - Gross Written Premium (CHF Million), 2013-2018
Table 59: Swiss Travel Insurance - Loss Ratio (%), 2009-2013
Table 60: Swiss Travel Insurance - Loss Ratio (%), 2013-2018
Table 61: Swiss Health Insurance - Gross Written Premium by Sub-Category (CHF Billion), 2009-2013
Table 62: Swiss Health Insurance - Gross Written Premium by Sub-Category (US$ Billion), 2009-2013
Table 63: Swiss Health Insurance - Gross Written Premium by Sub-Category (CHF Billion), 2013-2018
Table 64: Swiss Health Insurance - Gross Written Premium by Sub-Category (US$ Billion), 2013-2018
Table 65: Swiss Non-Life Health Insurance - Number of Policies Sold (Thousand), 2009-2013
Table 66: Swiss Non-Life Health Insurance - Number of Policies Sold (Thousand), 2013-2018
Table 67: Swiss Non-Life Health Insurance - Gross Written Premium (CHF Billion), 2009-2013
Table 68: Swiss Non-Life Health Insurance - Gross Written Premium (CHF Billion), 2013-2018
Table 69: Swiss Non-Life Health Insurance - Direct Written Premium (CHF Billion), 2009-2013
Table 70: Swiss Non-Life Health Insurance - Direct Written Premium (CHF Billion), 2013-2018
Table 71: Swiss Non-Life Health Insurance - Loss Ratio (%), 2009-2013
Table 72: Swiss Non-Life Health Insurance - Loss Ratio (%), 2013-2018
Table 73: Swiss Non-Life Health Insurance - Retentions (CHF Billion), 2009-2013
Table 74: Swiss Non-Life Health Insurance - Retentions (CHF Billion), 2013-2018
Table 75: Swiss Life Health Insurance - Number of Policies Sold (Thousand), 2009-2013
Table 76: Swiss Life Health Insurance - Number of Policies Sold (Thousand), 2013-2018
Table 77: Swiss Life Health Insurance - Gross Written Premium (CHF Million), 2009-2013
Table 78: Swiss Life Health Insurance - Gross Written Premium (CHF Million), 2013-2018
Table 79: Swiss Life Health Insurance - Direct Written Premium (CHF Million), 2009-2013
Table 80: Swiss Life Health Insurance - Direct Written Premium (CHF Million), 2013-2018
Table 81: Swiss Life Health Insurance - Loss Ratio (%), 2009-2013
Table 82: Swiss Life Health Insurance - Loss Ratio (%), 2013-2018
Table 83: Swiss Life Health Insurance - Retentions (CHF Million), 2009-2013
Table 84: Swiss Life Health Insurance - Retentions (CHF Million), 2013-2018
Table 85: Swiss Personal Accident and Health Insurance - Direct Marketing Commission Paid (CHF Million), 2009-2013
Table 86: Swiss Personal Accident and Health Insurance - Direct Marketing Commission Paid (CHF Million), 2013-2018
Table 87: Swiss Personal Accident and Health Insurance - Gross Written Premium (CHF Million), 2009-2013
Table 88: Swiss Personal Accident and Health Insurance - Gross Written Premium (CHF Million), 2013-2018
Table 89: Swiss Personal Accident and Health Insurance - Policies Sold Through Direct Marketing (Thousand), 2009-2013
Table 90: Swiss Personal Accident and Health Insurance - Policies Sold Through Direct Marketing (Thousand), 2013-2018
Table 91: Swiss Personal Accident and Health Insurance - Number of Direct Marketing Distributors, 2009-2013
Table 92: Swiss Personal Accident and Health Insurance - Number of Direct Marketing Distributors, 2013-2018
Table 93: Swiss Personal Accident and Health Insurance - Bancassurance Commission Paid (CHF Million), 2009-2013
Table 94: Swiss Personal Accident and Health Insurance - Bancassurance Commission Paid (CHF Million), 2013-2018
Table 95: Swiss Personal Accident and Health Insurance - Gross Written Premium (CHF Million), 2009-2013
Table 96: Swiss Personal Accident and Health Insurance - Gross Written Premium (CHF Million), 2013-2018
Table 97: Swiss Personal Accident and Health Insurance - Policies Sold Through Bancassurance (Thousand), 2009-2013
Table 98: Swiss Personal Accident and Health Insurance - Policies Sold Through Bancassurance (Thousand), 2013-2018
Table 99: Swiss Personal Accident and Health Insurance - Number of Bancassurance Distributors, 2009-2013
Table 100: Swiss Personal Accident and Health Insurance - Number of Bancassurance Distributors, 2013-2018
Table 101: Swiss Personal Accident and Health Insurance - Commission Paid to Agencies (CHF Billion), 2009-2013
Table 102: Swiss Personal Accident and Health Insurance - Commission Paid to Agencies (CHF Billion), 2013-2018
Table 103: Swiss Personal Accident and Health Insurance - Gross Written Premium (CHF Billion), 2009-2013
Table 104: Swiss Personal Accident and Health Insurance - Gross Written Premium (CHF Billion), 2013-2018
Table 105: Swiss Personal Accident and Health Insurance - Policies Sold Through Agencies (Thousand), 2009-2013
Table 106: Swiss Personal Accident and Health Insurance - Policies Sold Through Agencies (Thousand), 2013-2018
Table 107: Swiss Personal Accident and Health Insurance - Number of Agencies, 2009-2013
Table 108: Swiss Personal Accident and Health Insurance - Number of Agencies, 2013-2018
Table 109: Swiss Personal Accident and Health Insurance - E-Commerce Commission Paid (CHF Million), 2009-2013
Table 110: Swiss Personal Accident and Health Insurance - E-Commerce Commission Paid (CHF Million), 2013-2018
Table 111: Swiss Personal Accident and Health Insurance - Gross Written Premium (CHF Million), 2009-2013
Table 112: Swiss Personal Accident and Health Insurance - Gross Written Premium (CHF Million), 2013-2018
Table 113: Swiss Personal Accident and Health Insurance - Policies Sold Through E-Commerce (Thousand), 2009-2013
Table 114: Swiss Personal Accident and Health Insurance - Policies Sold Through E-Commerce (Thousand), 2013-2018
Table 115: Swiss Personal Accident and Health Insurance - Number of E-Commerce Distributors, 2009-2013
Table 116: Swiss Personal Accident and Health Insurance - Number of E-Commerce Distributors, 2013-2018
Table 117: Swiss Personal Accident and Health Insurance - Commission Paid to Brokers (CHF Million), 2009-2013
Table 118: Swiss Personal Accident and Health Insurance - Commission Paid to Brokers (CHF Million), 2013-2018
Table 119: Swiss Personal Accident and Health Insurance - Gross Written Premium (CHF Billion), 2009-2013
Table 120: Swiss Personal Accident and Health Insurance - Gross Written Premium (CHF Billion), 2013-2018
Table 121: Swiss Personal Accident and Health Insurance - Policies Sold Through Brokers (Thousand), 2009-2013
Table 122: Swiss Personal Accident and Health Insurance - Policies Sold Through Brokers (Thousand), 2013-2018
Table 123: Swiss Personal Accident and Health Insurance - Number of Brokers, 2009-2013
Table 124: Swiss Personal Accident and Health Insurance - Number of Brokers, 2013-2018
Table 125: Swiss Personal Accident and Health Insurance - Commission Paid to Other Channels (CHF Million), 2009-2013
Table 126: Swiss Personal Accident and Health Insurance - Commission Paid to Other Channels (CHF Million), 2013-2018
Table 127: Swiss Personal Accident and Health Insurance - Gross Written Premium (CHF Million), 2009-2013
Table 128: Swiss Personal Accident and Health Insurance - Gross Written Premium (CHF Million), 2013-2018
Table 129: Swiss Personal Accident and Health Insurance - Policies Sold Through Other Channels (Thousand), 2009-2013
Table 130: Swiss Personal Accident and Health Insurance - Policies Sold Through Other Channels (Thousand), 2013-2018
Table 131: Swiss Personal Accident and Health Insurance - Number of Distributors in Other Channels, 2009-2013
Table 132: Swiss Personal Accident and Health Insurance - Number of Distributors in Other Channels, 2013-2018
Table 133: Switzerland - Life Insurance Regulatory Framework
Table 134: Switzerland - Property Insurance Regulatory Framework
Table 135: Switzerland - Motor Insurance Regulatory Framework
Table 136: Switzerland - Liability Insurance Regulatory Framework
Table 137: Switzerland - Minimum Cover for Aircraft Third-Party Liability per Accident per Aircraft
Table 138: Switzerland - Corporate Taxes for the Financial Year 2014
Table 139: Shares of Key Insurers in the Swiss Personal Accident and Health Insurance Segment (%), 2013
Table 140: Helsana Zusatzversicherungen AG - Key Facts
Table 141: Helsana Zusatzversicherungen AG - Key Financials (CHF Million), 2009-2013
Table 142: Swica Krankenversicherung - Key Facts
Table 143: Swica Krankenversicherung - Key Financials (CHF Million), 2009-2013
Table 144: CSS Versicherung AG - Key Facts
Table 145: CSS Versicherung AG - Key Financials (CHF Million), 2009-2013
Table 146: Visana Versicherungen AG - Key Facts
Table 147: Visana Versicherungen AG - Key Financials (CHF Million), 2009-2013
Table 148: AXA Versicherungen AG - Key Facts
Table 149: AXA Versicherungen AG - Key Financials (CHF Million), 2009-2013
Table 150: Zürich Versicherungs-Gesellschaft AG - Key Facts
Table 151: Zürich Versicherungs-Gesellschaft AG - Key Financials (CHF Million), 2009-2013
Table 152: Concordia Versicherungen AG - Key Facts
Table 153: Concordia Versicherungen AG - Key Financials (CHF Million), 2009-2013
Table 154: Sanitas Privatversicherungen AG - Key Facts
Table 155: Sanitas Privatversicherungen AG - Key Financials (CHF Million), 2009-2013
Table 156: Groupe Mutuel Assurances GMA SA - Key Facts
Table 157: Groupe Mutuel Assurances GMA SA - Key Financials (CHF Million), 2009-2013
Table 158: Mutuel Assurances SA - Key Facts
Table 159: Mutuel Assurances SA - Key Financials (CHF Million), 2011-2013
List of Figures
Figure 1: Swiss Insurance Industry - Gross Written Premium by Segment (CHF Billion), 2009-2018
Figure 2: Swiss Insurance Industry - Gross Written Premium Dynamics by Segment (2009-2018)
Figure 3: Swiss Insurance Industry - Direct Written Premium by Segment (CHF Billion), 2009-2018
Figure 4: Swiss Insurance Industry - Direct Written Premium Dynamics by Segment (2009-2018)
Figure 5: Gross Written Premium and Health Expenditure Statistics, 2008?2013
Figure 6: Population Distribution by Gender and Age Group
Figure 7: Outbound Tourism (Million), 2009-2013
Figure 8: Swiss Personal Accident and Health Insurance - Gross Written Premium by Category (CHF Billion), 2009-2018
Figure 9: Swiss Personal Accident and Health Insurance - Gross Written Premium by Category (Percentage Share), 2013 and 2018
Figure 10: Swiss Personal Accident and Health Insurance - Gross Written Premium Dynamics by Category, 2009-2018
Figure 11: Swiss Personal Accident and Health Insurance - Direct Written Premium by Category (CHF Billion), 2009-2018
Figure 12: Swiss Personal Accident and Health Insurance - Direct Written Premium by Category (Percentage Share), 2013 and 2018
Figure 13: Swiss Personal Accident and Health Insurance - Gross Written Premium Dynamics by Category, 2009-2018
Figure 14: Swiss Personal Accident and Health Insurance - Earned Premium (CHF Billion), 2009-2013
Figure 15: Swiss Personal Accident and Health Insurance - Earned Premium (CHF Billion), 2013-2018
Figure 16: Swiss Personal Accident and Health Insurance - Paid Claims by Category (CHF Billion), 2009-2018
Figure 17: Swiss Personal Accident and Health Insurance - Incurred Loss by Category (CHF Billion), 2009-2018
Figure 18: Swiss Personal Accident and Health Insurance - Retentions by Category (CHF Billion), 2009-2018
Figure 19: Swiss Personal Accident and Health Insurance - Loss Ratio (%), 2009-2013
Figure 20: Swiss Personal Accident and Health Insurance - Loss Ratio (%), 2013-2018
Figure 21: Swiss Personal Accident and Health Insurance - Commission and Expenses (CHF Billion), 2009-2013
Figure 22: Swiss Personal Accident and Health Insurance - Commission and Expenses (CHF Billion), 2013-2018
Figure 23: Swiss Personal Accident and Health Insurance - Combined Ratio (%), 2009-2013
Figure 24: Swiss Personal Accident and Health Insurance - Combined Ratio (%), 2013-2018
Figure 25: Swiss Personal Accident and Health Insurance - Fraud and Crime (CHF Million), 2009-2013
Figure 26: Swiss Personal Accident and Health Insurance - Fraud and Crime (CHF Million), 2013-2018
Figure 27: Swiss Personal Accident and Health Insurance - Total Assets (CHF Billion), 2009-2013
Figure 28: Swiss Personal Accident and Health Insurance - Total Assets (CHF Billion), 2013-2018
Figure 29: Swiss Personal Accident and Health Insurance - Total Investment Income (CHF Billion), 2009-2013
Figure 30: Swiss Personal Accident and Health Insurance - Total Investment Income (CHF Billion), 2013-2018
Figure 31: Swiss Personal Accident and Health Insurance - Retentions (CHF Billion), 2009-2013
Figure 32: Swiss Personal Accident and Health Insurance - Retentions (CHF Billion), 2013-2018
Figure 33: Swiss Personal Accident and Health Insurance - Investment Portfolio (CHF Billion), 2009-2013
Figure 34: Swiss Personal Accident and Health Insurance - Investment Portfolio (% Share), 2009 and 2013
Figure 35: Swiss Personal Accident and Health Insurance Penetration (%), 2009-2013
Figure 36: Swiss Personal Accident and Health Insurance - Number of Policies Sold (Thousand), 2009-2013
Figure 37: Swiss Personal Accident and Health Insurance - Number of Policies Sold (Thousand), 2013-2018
Figure 38: Swiss Personal Accident and Health Insurance - Premium Per Capita (CHF), 2009-2013
Figure 39: Swiss Personal Accident Insurance - Number of Policies Sold (Thousand), 2009-2013
Figure 40: Swiss Personal Accident Insurance - Number of Policies Sold (Thousand), 2013-2018
Figure 41: Swiss Personal Accident Insurance - Gross Written Premium (CHF Billion), 2009-2013
Figure 42: Swiss Personal Accident Insurance - Gross Written Premium (CHF Billion), 2013-2018
Figure 43: Swiss Personal Accident Insurance - Loss Ratio (%), 2009-2013
Figure 44: Swiss Personal Accident Insurance - Loss Ratio (%), 2013-2018
Figure 45: Swiss Travel Insurance - Number of Policies Sold (Thousand), 2009-2013
Figure 46: Swiss Travel Insurance - Number of Policies Sold (Thousand), 2013-2018
Figure 47: Swiss Travel Insurance - Gross Written Premium (CHF Million), 2009-2013
Figure 48: Swiss Travel Insurance - Gross Written Premium (CHF Million), 2013-2018
Figure 49: Swiss Travel Insurance - Loss Ratio (%), 2009-2013
Figure 50: Swiss Travel Insurance - Loss Ratio (%), 2013-2018
Figure 51: Swiss Health Insurance - Gross Written Premium by Sub-Category (CHF Billion), 2009-2018
Figure 52: Swiss Health Insurance - Gross Written Premium Dynamics by Sub-Category, 2009-2018
Figure 53: Swiss Non-Life Health Insurance - Number of Policies Sold (Thousand), 2009-2013
Figure 54: Swiss Non-Life Health Insurance - Number of Policies Sold (Thousand), 2013-2018
Figure 55: Swiss Non-Life Health Insurance - Gross Written Premium (CHF Billion), 2009-2013
Figure 56: Swiss Non-Life Health Insurance - Gross Written Premium (CHF Billion), 2013-2018
Figure 57: Swiss Non-Life Health Insurance - Direct Written Premium (CHF Billion), 2009-2013
Figure 58: Swiss Non-Life Health Insurance - Direct Written Premium (CHF Billion), 2013-2018
Figure 59: Swiss Non-Life Health Insurance - Loss Ratio (%), 2009-2013
Figure 60: Swiss Non-Life Health Insurance - Loss Ratio (%), 2013-2018
Figure 61: Swiss Non-Life Health Insurance - Retentions (CHF Billion), 2009-2013
Figure 62: Swiss Non-Life Health Insurance - Retentions (CHF Billion), 2013-2018
Figure 63: Swiss Life Health Insurance - Number of Policies Sold (Thousand), 2009-2013
Figure 64: Swiss Life Health Insurance - Number of Policies Sold (Thousand), 2013-2018
Figure 65: Swiss Life Health Insurance - Gross Written Premium (CHF Million), 2009-2013
Figure 66: Swiss Life Health Insurance - Gross Written Premium (CHF Million), 2013-2018
Figure 67: Swiss Life Health Insurance - Direct Written Premium (CHF Million), 2009-2013
Figure 68: Swiss Life Health Insurance - Direct Written Premium (CHF Million), 2013-2018
Figure 69: Swiss Life Health Insurance - Loss Ratio (%), 2009-2013
Figure 70: Swiss Life Health Insurance - Loss Ratio (%), 2013-2018
Figure 71: Swiss Life Health Insurance - Retentions (CHF Million), 2009-2013
Figure 72: Swiss Life Health Insurance - Retentions (CHF Million), 2013-2018
Figure 73: Swiss Personal Accident and Health Insurance - Gross Written Premium by Distribution Channel (% Share), 2013 and 2018
Figure 74: Swiss Personal Accident and Health Insurance - Direct Marketing Commission Paid (CHF Million), 2009-2013
Figure 75: Swiss Personal Accident and Health Insurance - Direct Marketing Commission Paid (CHF Million), 2013-2018
Figure 76: Swiss Personal Accident and Health Insurance - Gross Written Premium (CHF Million), 2009-2013
Figure 77: Swiss Personal Accident and Health Insurance - Gross Written Premium (CHF Million), 2013-2018
Figure 78: Swiss Personal Accident and Health Insurance - Policies Sold Through Direct Marketing (Thousand), 2009-2013
Figure 79: Swiss Personal Accident and Health Insurance - Policies Sold Through Direct Marketing (Thousand), 2013-2018
Figure 80: Swiss Personal Accident and Health Insurance - Number of Direct Marketing Distributors, 2009-2013
Figure 81: Swiss Personal Accident and Health Insurance - Number of Direct Marketing Distributors, 2013-2018
Figure 82: Swiss Personal Accident and Health Insurance - Bancassurance Commission Paid (CHF Million), 2009-2013
Figure 83: Swiss Personal Accident and Health Insurance - Bancassurance Commission Paid (CHF Million), 2013-2018
Figure 84: Swiss Personal Accident and Health Insurance - Gross Written Premium (CHF Million), 2009-2013
Figure 85: Swiss Personal Accident and Health Insurance - Gross Written Premium (CHF Million), 2013-2018
Figure 86: Swiss Personal Accident and Health Insurance - Policies Sold Through Bancassurance (Thousand), 2009-2013
Figure 87: Swiss Personal Accident and Health Insurance - Policies Sold Through Bancassurance (Thousand), 2013-2018
Figure 88: Swiss Personal Accident and Health Insurance - Number of Bancassurance Distributors, 2009-2013
Figure 89: Swiss Personal Accident and Health Insurance - Number of Bancassurance Distributors, 2013-2018
Figure 90: Swiss Personal Accident and Health Insurance - Commission Paid to Agencies (CHF Billion), 2009-2013
Figure 91: Swiss Personal Accident and Health Insurance - Commission Paid to Agencies (CHF Billion), 2013-2018
Figure 92: Swiss Personal Accident and Health Insurance - Gross Written Premium (CHF Billion), 2009-2013
Figure 93: Swiss Personal Accident and Health Insurance - Gross Written Premium (CHF Billion), 2013-2018
Figure 94: Swiss Personal Accident and Health Insurance - Policies Sold Through Agencies (Thousand), 2009-2013
Figure 95: Swiss Personal Accident and Health Insurance - Policies Sold Through Agencies (Thousand), 2013-2018
Figure 96: Swiss Personal Accident and Health Insurance - Number of Agencies, 2009-2013
Figure 97: Swiss Personal Accident and Health Insurance - Number of Agencies, 2013-2018
Figure 98: Swiss Personal Accident and Health Insurance - E-Commerce Commission Paid (CHF Million), 2009-2013
Figure 99: Swiss Personal Accident and Health Insurance - E-Commerce Commission Paid (CHF Million), 2013-2018
Figure 100: Swiss Personal Accident and Health Insurance - Gross Written Premium (CHF Million), 2009-2013
Figure 101: Swiss Personal Accident and Health Insurance - Gross Written Premium (CHF Million), 2013-2018
Figure 102: Swiss Personal Accident and Health Insurance - Policies Sold Through E-Commerce (Thousand), 2009-2013
Figure 103: Swiss Personal Accident and Health Insurance - Policies Sold Through E-Commerce (Thousand), 2013-2018
Figure 104: Swiss Personal Accident and Health Insurance - Number of E-Commerce Distributors, 2009-2013
Figure 105: Swiss Personal Accident and Health Insurance - Number of E-Commerce Distributors, 2013-2018
Figure 106: Swiss Personal Accident and Health Insurance - Commission Paid to Brokers (CHF Million), 2009-2013
Figure 107: Swiss Personal Accident and Health Insurance - Commission Paid to Brokers (CHF Million), 2013-2018
Figure 108: Swiss Personal Accident and Health Insurance - Gross Written Premium (CHF Billion), 2009-2013
Figure 109: Swiss Personal Accident and Health Insurance - Gross Written Premium (CHF Billion), 2013-2018
Figure 110: Swiss Personal Accident and Health Insurance - Policies Sold Through Brokers (Thousand), 2009-2013
Figure 111: Swiss Personal Accident and Health Insurance - Policies Sold Through Brokers (Thousand), 2013-2018
Figure 112: Swiss Personal Accident and Health Insurance - Number of Brokers, 2009-2013
Figure 113: Swiss Personal Accident and Health Insurance - Number of Brokers, 2013-2018
Figure 114: Swiss Personal Accident and Health Insurance - Commission Paid to Other Channels (CHF Million), 2009-2013
Figure 115: Swiss Personal Accident and Health Insurance - Commission Paid to Other Channels (CHF Million), 2013-2018
Figure 116: Swiss Personal Accident and Health Insurance - Gross Written Premium (CHF Million), 2009-2013
Figure 117: Swiss Personal Accident and Health Insurance - Gross Written Premium (CHF Million), 2013-2018
Figure 118: Swiss Personal Accident and Health Insurance - Policies Sold Through Other Channels (Thousand), 2009-2013
Figure 119: Swiss Personal Accident and Health Insurance - Policies Sold Through Other Channels (Thousand), 2013-2018
Figure 120: Swiss Personal Accident and Health Insurance - Number of Distributors in Other Channels, 2009-2013
Figure 121: Swiss Personal Accident and Health Insurance - Number of Distributors in Other Channels, 2013-2018
Figure 122: Switzerland - Insurance Regulatory Framework
Figure 123: Switzerland - Insurance Supervision and Control at Various Levels
Figure 124: Switzerland - Insurance Regulatory Frameworks for Company Registration and Operation
Figure 125: Shares of Key Insurers in the Swiss Personal Accident and Health Insurance Segment (%), 2013
Figure 126: Swiss GDP at Constant Prices (US$ Billion), 2009-2013
Figure 127: Swiss GDP Per Capita at Constant Prices (US$), 2009-2013
Figure 128: Swiss GDP at Current Prices (US$ Billion), 2009-2013
Figure 129: Swiss GDP Per Capita at Current Prices (US$), 2009–2013
Figure 130: Swiss GDP by Key Segments (%), 2008 and 2012
Figure 131: Swiss Agriculture, Hunting, Forestry and Fishing Net Output at Current Prices (US$ Billion), 2009–2013
Figure 132: Swiss Agriculture, Hunting, Forestry and Fishing Net Output at Current Prices as a Percentage of GDP (%), 2009–2013
Figure 133: Swiss Manufacturing Net Output at Current Prices (US$ Billion), 2009–2013
Figure 134: Swiss Manufacturing Net Output at Current Prices as a Percentage of GDP (%), 2009–2013
Figure 135: Swiss Mining, Manufacturing and Utilities Net Output at Current Prices (US$ Billion), 2009–2013
Figure 136: Swiss Mining, Manufacturing and Utilities Net Output at Current Prices as a Percentage of GDP (%), 2009–2013
Figure 137: Swiss Construction Net Output at Current Prices (US$ Billion), 2009–2013
Figure 138: Swiss Construction Output at Current Prices as a Percentage of GDP (%), 2009–2013
Figure 139: Swiss Inflation Rate (%), 2009–2013
Figure 140: Swiss Exports as a Percentage of GDP (%), 2009–2013
Figure 141: Swiss Imports as a Percentage of GDP (%), 2009–2013
Figure 142: Swiss Merchandise Exports Growth (%), 2009–2013
Figure 143: Swiss Merchandise Imports Growth (%), 2009–2013
Figure 144: Swiss Annual Average Exchange Rate US$–CHF, 2009–2013
Figure 145: Swiss Commercial Vehicles Exports – Total Value (US$ Million), 2009–2013
Figure 146: Swiss Commercial Vehicles Imports – Total Value (US$ Billion), 2009–2013
Figure 147: Swiss Automotive Exports – Total Value (US$ Million), 2009–2013
Figure 148: Swiss Automotive Imports – Total Value (US$ Billion), 2009–2013
Figure 149: Swiss Internet Subscriptions (Millions), 2009–2013
Figure 150: Swiss Size of Labor Force (Million), 2009–2013
Figure 151: Swiss Unemployment Rate (%), 2009–2013
Figure 152: Swiss Household Consumption Expenditure (US$ Billion), 2008–2012
Figure 153: Swiss Total Population (Million), 2009–2013
Figure 154: Swiss Urban and Rural Population (%), 2009–2013
Figure 155: Swiss Population Distribution by Age (%), 2009–2013
Figure 156: Swiss Life Expectancy (Number of Years), 2009–2013