Life Insurance in the Netherlands, Key Trends and Opportunities to 2018

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Date: 31-Mar-2015
No. of pages: 255
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Synopsis


  • Timetric's Life Insurance in the Netherlands, Key Trends and Opportunities to 2018 report provides detailed analysis of the market trends, drivers, challenges in the Dutch life insurance segment. It provides key performance indicators such as written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, frauds and crimes, total assets, total investment income and retentions during the review period (2009-2013) and forecast period (2013-2018). The report also analyzes distribution channels operating in the segment, and provides detailed information on the competitive landscape in the country.

  • The report brings together Timetric's research, modeling and analysis expertise, giving insurers access to information on segment dynamics and competitive advantages, and profiles of insurers operating in the country. The report also includes details of insurance regulations, and recent changes in regulatory structure.


Summary

The report provides in-depth market analysis, information and insights into the Dutch life insurance segment, including:


  • The Dutch life insurance segment's growth prospects by life insurance category

  • Key trends, drivers and challenges for the life insurance segment

  • The various distribution channels in the Dutch life insurance segment

  • The detailed competitive landscape in the life insurance segment in the Netherlands

  • Detailed regulatory policies of the Dutch insurance industry

  • Analysis of various consumer segments in Dutch life insurance

  • Key developments in the Dutch life insurance segment

  • New products launched by the Dutch life insurers


Scope

This report provides a comprehensive analysis of the life insurance segment in the Netherlands:


  • It provides historical values for the Dutch life insurance segment for the report's 2009-2013 review period, and projected figures for the 2013-2018 forecast period.

  • It offers a detailed analysis of the key categories in the Dutch life insurance segment, along with market forecasts until 2018.

  • It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, frauds and crimes, total assets, total investment income and retentions.

  • It analyses the various distribution channels for life insurance products in the Netherlands.

  • It profiles the top life insurance companies in the Netherlands and outlines the key regulations affecting them.


Reasons To Buy

  • Make strategic business decisions using in-depth historic and forecast market data related to the Dutch life insurance segment and each category within it.

  • Understand the demand-side dynamics, key market trends and growth opportunities in the Dutch life insurance segment.

  • Assess the competitive dynamics in the life insurance segment.

  • Identify the growth opportunities and market dynamics in key product categories.

  • Gain insights into key regulations governing the Dutch insurance industry and their impact on companies and the industry's future.


Key Highlights

  • The Dutch life segment's gross written premium is expected to rise at a forecast -period CAGR of XX.X%.

  • New tax rules on pension products implemented from January 1, 2015 are expected to support the Dutch life segment over the forecast period.

  • The individual whole life category accounted for XX.X% of the segment's total gross written premium in 2013.

  • Brokers and direct marketing were the primary contributors to the growth, as the new gross written premium business generated by these channels grew strongly.

  • Favorable demographics and increasing GDP are projected to increase demand for life insurance in the forecast period.

Life Insurance in the Netherlands, Key Trends and Opportunities to 2018

Table of Contents

1 Key Facts and Events

2 Executive Summary

3 Introduction
3.1 What is this Report About?
3.2 Definitions
3.3 Methodology

4 Dutch Insurance Industry Attractiveness
4.1 Insurance Industry Size, 2009-2018

5 Life Insurance Outlook
5.1 Consumer Segmentation
5.2 Key Drivers
5.3 Key Trends
5.4 Challenges
5.5 Life Insurance Growth Prospects by Category
5.6 Individual Life Insurance
5.6.1 Individual whole life insurance
5.6.2 Individual general annuity insurance
5.7 Group Whole Life Insurance
5.8 Life Insurance Growth Prospects by Product Type
5.8.1 Individual single-premium insurance
5.8.2 Individual non-single-premium insurance
5.8.3 Group single-premium insurance
5.8.4 Group non-single-premium insurance
5.8.5 Total linked insurance business
5.8.6 Total non-linked insurance business

6 Analysis by Distribution Channel
6.1 Direct Marketing
6.2 Bancassurance
6.3 Agencies
6.4 E-commerce
6.5 Brokers
6.6 Other Channels

7 Governance, Risk and Compliance
7.1 Legislation Overview and Historical Evolution
7.2 Legislation and Market Practice by Type of Insurance
7.2.1 Life insurance
7.2.2 Property insurance
7.2.3 Motor insurance
7.2.4 Marine, aviation and transit insurance
7.2.5 Personal accident and health insurance
7.3 Compulsory Insurance
7.3.1 Marine insurance
7.3.2 Aviation liability insurance
7.3.3 Motor third-party liability insurance
7.3.4 Health insurance
7.3.5 Social insurance system
7.4 Supervision and Control
7.4.1 International Association of Insurance Supervisors (IAIS)
7.4.2 European Insurance and Occupational Pensions Authority (EIOPA)
7.4.3 The Authority for the Financial Markets (AFM)
7.4.4 Dutch Central Bank (DNB)
7.5 Non-Admitted Insurance Regulations
7.5.1 Overview
7.5.2 Intermediaries
7.5.3 Market practices
7.5.4 Fines and penalties
7.6 Company Registration and Operations
7.6.1 Types of insurance organization
7.6.2 Establishing a local company
7.6.3 Foreign ownership
7.6.4 Types of license
7.6.5 Capital requirements
7.6.6 Solvency margins
7.6.7 Reserve requirements
7.6.8 Investment regulations
7.6.9 Statutory return requirements
7.6.10 Fee structure
7.7 Taxation
7.7.1 Insurance premium or policy taxation
7.7.2 Withholding taxes on premium paid overseas
7.7.3 Corporate tax
7.7.4 VAT
7.7.5 Captives
7.8 Legal System
7.8.1 Introduction
7.8.2 Access to court
7.8.3 Alternative dispute resolution (ADR)

8 Competitive Landscape and Strategic Insights
8.1 Overview
8.2 Leading Companies in Dutch Life Insurance Segment
8.3 Comparison of the Top Five Insurers
8.3.1 Gross written premium
8.3.2 Net earned premium
8.3.3 Gross claims
8.3.4 Total assets
8.4 Leading Life Insurers - New Product Launches
8.5 Leading Life Insurers - Key Developments
8.6 Aegon Levensverzekering NV - Company Overview
8.6.1 Aegon Levensverzekering NV - key facts
8.6.2 Aegon Levensverzekering NV - key financials
8.7 Nationale-Nederlanden Levensverzekering Maatschappij NV - Company Overview
8.7.1 Nationale-Nederlanden Levensverzekering Maatschappij NV - key facts
8.7.2 Nationale-Nederlanden Levensverzekering Maatschappij NV - key financials
8.8 Srlev NV - Company Overview
8.8.1 SRLEV NV - key facts
8.8.2 SRLEV NV - key financials
8.9 Achmea Pensioen-en Levensverzekeringen NV - Company Overview
8.9.1 Achmea Pensioen-en Levensverzekeringen NV - key facts
8.9.2 Achmea Pensioen-en Levensverzekeringen NV - key financials
8.1 Delta Lloyd Levensverzekering NV - Company Overview
8.10.1 Delta Lloyd Levensverzekering NV - key facts
8.10.2 Delta Lloyd Levensverzekering NV - key financials
8.11 ASR Levensverzekering NV - Company Overview
8.11.1 ASR Levensverzekering NV - key facts
8.11.2 ASR Levensverzekering NV - key financials
8.12 ABN Amro Levensverzekering NV - Company Overview
8.12.1 ABN Amro Levensverzekering NV - key facts
8.12.2 ABN Amro Levensverzekering NV - key financials
8.13 Dela Natura-en Levensverzekeringen NV - Company Overview
8.13.1 Dela Natura-en Levensverzekeringen NV - key facts
8.13.2 Dela Natura-en Levensverzekeringen NV - key financials
8.14 Allianz Nederland Levensverzekering NV - Company Overview
8.14.1 Allianz Nederland Levensverzekering NV - key facts
8.14.2 Allianz Nederland Levensverzekering NV - key financials
8.15 Legal & General Nederland Levensverzekering Maatschappij NV - Company Overview
8.15.1 Legal & General Nederland Levensverzekering Maatschappij NV - key facts
8.15.2 Legal & General Nederland Levensverzekering Maatschappij NV - key financials

9 Appendix - 1
9.1 Economic Performance
9.1.1 GDP at constant prices (US$)
9.1.2 GDP per capita at constant prices (US$)
9.1.3 GDP at current prices (US$)
9.1.4 GDP per capita at current prices (US$)
9.1.5 GDP by sector
9.1.6 Agriculture, hunting, forestry and fishing net output at current prices (US$)
9.1.7 Agriculture, hunting, forestry and fishing net output at current prices as a percentage of GDP
9.1.8 Manufacturing net output at current prices (US$)
9.1.9 Manufacturing net output at current prices as a percentage of GDP
9.1.10 Mining, manufacturing and utilities at current prices (US$)
9.1.11 Mining, manufacturing and utilities at current prices as a percentage of GDP
9.1.12 Construction net output at current prices (US$)
9.1.13 Construction net output at current prices as a percentage of GDP
9.1.14 Inflation rate
9.1.15 Exports as a percentage of GDP
9.1.16 Imports as a percentage of GDP
9.1.17 Merchandise exports growth
9.1.18 Merchandise imports growth
9.1.19 Annual average exchange rate EUR-US$
9.2 Infrastructure
9.2.1 Commercial vehicle exports - total value
9.2.2 Commercial vehicle imports - total value
9.2.3 Automotive exports - total value
9.2.4 Automotive imports - total value
9.2.5 Total internet subscribers
9.3 Labour Force
9.3.1 Labor force
9.3.2 Unemployment rate
9.4 Demographics
9.4.1 Gross national disposable income (US$)
9.4.2 Household consumption expenditure (US$)
9.4.3 Total population
9.4.4 Urban and rural populations
9.4.5 Age distribution of the total population
9.4.6 Life expectancy

10 Appendix - 2
10.1 Methodology
10.2 Contact Timetric
10.3 About Timetric
10.4 Timetric's Services
10.5 Disclaimer

List of Tables

Table 1: Dutch Life Insurance - Key facts, 2013
Table 2: Insurance Industry Definitions
Table 3: Dutch Insurance - Gross Written Premium by Segment (EUR Billion), 2009-2013
Table 4: Dutch Insurance - Gross Written Premium by Segment (US$ Billion), 2009-2013
Table 5: Dutch Insurance - Gross Written Premium by Segment (EUR Billion), 2013-2018
Table 6: Dutch Insurance - Gross Written Premium by Segment (US$ Billion), 2013-2018
Table 7: Dutch Insurance - Segmentation, Gross Written Premium (Percentage Share), 2009-2018
Table 8: Dutch Insurance - Direct Written Premium by Segment (EUR Billion), 2009-2013
Table 9: Dutch Insurance - Direct Written Premium by Segment (US$ Billion), 2009-2013
Table 10: Dutch Insurance - Direct Written Premium by Segment (EUR Billion), 2013-2018
Table 11: Dutch Insurance - Direct Written Premium by Segment (US$ Billion), 2013-2018
Table 12: Dutch Insurance - Segmentation, Direct Written Premium (Percentage Share), 2009-2018
Table 13: Dutch Life Insurance - Gross Written Premium by Category (EUR Billion), 2009-2013
Table 14: Dutch Life Insurance - Gross Written Premium by Category (US$ Billion), 2009-2013
Table 15: Dutch Life Insurance - Gross Written Premium by Category (EUR Billion), 2013-2018
Table 16: Dutch Life Insurance - Gross Written Premium by Category (US$ Billion), 2013-2018
Table 17: Dutch Life Insurance - New Business Written Premium (EUR Billion), 2009-2013
Table 18: Dutch Life Insurance - New Business Written Premium (EUR Billion), 2013-2018
Table 19: Dutch Life Insurance - Earned Premium (EUR Billion), 2009-2013
Table 20: Dutch Life Insurance - Earned Premium (EUR Billion), 2013-2018
Table 21: Dutch Life Insurance - Sum Assured (EUR Trillion), 2009-2013
Table 22: Dutch Life Insurance - Sum Assured (EUR Trillion), 2013-2018
Table 23: Dutch Life Insurance - Paid Claims (EUR Billion), 2009-2013
Table 24: Dutch Life Insurance - Paid Claims (EUR Billion), 2013-2018
Table 25: Dutch Life Insurance - Incurred Loss (EUR Billion), 2009-2013
Table 26: Dutch Life Insurance - Incurred Loss (EUR Billion), 2013-2018
Table 27: Dutch Life Insurance - Loss Ratio (%), 2009-2013
Table 28: Dutch Life Insurance - Loss Ratio (%), 2013-2018
Table 29: Dutch Life Insurance - Commissions and Expenses (EUR Billion), 2009-2013
Table 30: Dutch Life Insurance - Commissions and Expenses (EUR Billion), 2013-2018
Table 31: Dutch Life Insurance - Combined Ratio (%), 2009-2013
Table 32: Dutch Life Insurance - Combined Ratio (%), 2013-2018
Table 33: Dutch Life Insurance - Fraud and Crime (EUR Billion), 2009-2013
Table 34: Dutch Life Insurance - Fraud and Crime (EUR Billion), 2013-2018
Table 35: Dutch Life Insurance - Total Assets (EUR Billion), 2009-2013
Table 36: Dutch Life Insurance - Total Assets (EUR Billion), 2013-2018
Table 37: Dutch Life Insurance - Total Investment Income (EUR Billion), 2009-2013
Table 38: Dutch Life Insurance - Total Investment Income (EUR Billion), 2013-2018
Table 39: Dutch Life Insurance - Retentions (EUR Billion), 2009-2013
Table 40: Dutch Life Insurance - Retentions (EUR Billion), 2013-2018
Table 41: Dutch Individual Life Insurance - Gross Written Premium by Category (EUR Billion), 2009-2013
Table 42: Dutch Individual Life Insurance - Gross Written Premium by Category (US$ Billion), 2009-2013
Table 43: Dutch Individual Life Insurance - Gross Written Premium by Category (EUR Billion), 2013-2018
Table 44: Dutch Individual Life Insurance - Gross Written Premium by Category (US$ Billion), 2013-2018
Table 45: Dutch Individual Life Insurance - Direct Written Premium by Category (EUR Billion), 2009-2013
Table 46: Dutch Individual Life Insurance - Direct Written Premium by Category (US$ Billion), 2009-2013
Table 47: Dutch Individual Life Insurance - Direct Written Premium by Category (EUR Billion), 2013-2018
Table 48: Dutch Individual Life Insurance - Direct Written Premium by Category (US$ Billion), 2013-2018
Table 49: Dutch Individual Life Insurance - Policies by Category (Thousand), 2009-2013
Table 50: Dutch Individual Life Insurance - Policies by Category (Thousand), 2013-2018
Table 51: Dutch Individual Whole Life Insurance - Number of Active Policies (Million), 2009-2013
Table 52: Dutch Individual Whole Life Insurance - Number of Active Policies (Million), 2013-2018
Table 53: Dutch Individual Whole Life Insurance - Gross Written Premium (EUR Billion), 2009-2013
Table 54: Dutch Individual Whole Life Insurance - Gross Written Premium (EUR Billion), 2013-2018
Table 55: Dutch Individual General Annuity Insurance - Number of Active Policies (Thousand), 2009-2013
Table 56: Dutch Individual General Annuity Insurance - Number of Active Policies (Thousand), 2013-2018
Table 57: Dutch Individual General Annuity Insurance - Gross Written Premium (EUR Million), 2009-2013
Table 58: Dutch Individual General Annuity Insurance - Gross Written Premium (EUR Million), 2013-2018
Table 59: Dutch Group Whole Life Insurance - Number of Active Policies (Million), 2009-2013
Table 60: Dutch Group Whole Life Insurance - Number of Active Policies (Million), 2013-2018
Table 61: Dutch Group Whole Life Insurance - Gross Written Premium (EUR Billion), 2009-2013
Table 62: Dutch Group Whole Life Insurance - Gross Written Premium (EUR Billion), 2013-2018
Table 63: Dutch Individual Single-Premium Insurance - Number of Active Policies (Million), 2009-2013
Table 64: Dutch Individual Single-Premium Insurance - Number of Active Policies (Thousand), 2013-2018
Table 65: Dutch Individual Single-Premium Insurance - Gross Written Premium (EUR Billion), 2009-2013
Table 66: Dutch Individual Single-Premium Insurance - Gross Written Premium (EUR Billion), 2013-2018
Table 67: Dutch Individual Single-Premium Insurance - Direct Written Premium (EUR Billion), 2009-2013
Table 68: Dutch Individual Single-Premium Insurance - Direct Written Premium (EUR Billion), 2013-2018
Table 69: Dutch Individual Non-Single-Premium Insurance - Number of Active Policies (Million), 2009-2013
Table 70: Dutch Individual Non-Single-Premium Insurance - Number of Active Policies (Million), 2013-2018
Table 71: Dutch Individual Non-Single-Premium Insurance - Gross Written Premium (EUR Billion), 2009-2013
Table 72: Dutch Individual Non-Single-Premium Insurance - Gross Written Premium (EUR Billion), 2013-2018
Table 73: Dutch Individual Non-Single-Premium Insurance - Direct Written Premium (EUR Billion), 2009-2013
Table 74: Dutch Individual Non-Single-Premium Insurance - Direct Written Premium (EUR Billion), 2013-2018
Table 75: Dutch Group Single-Premium Insurance - Number of Active Policies (Million), 2009-2013
Table 76: Dutch Group Single-Premium Insurance - Number of Active Policies (Million), 2013-2018
Table 77: Dutch Group Single-Premium Insurance - Gross Written Premium (EUR Billion), 2009-2013
Table 78: Dutch Group Single-Premium Insurance - Gross Written Premium (EUR Billion), 2013-2018
Table 79: Dutch Group Single-Premium Insurance - Direct Written Premium (EUR Billion), 2009-2013
Table 80: Dutch Group Single-Premium Insurance - Direct Written Premium (EUR Billion), 2013-2018
Table 81: Dutch Group Non-Single-Premium Insurance - Number of Active Policies (Million), 2009-2013
Table 82: Dutch Group Non-Single-Premium Insurance - Number of Active Policies (Million), 2013-2018
Table 83: Dutch Group Non-Single-Premium Insurance - Gross Written Premium (EUR Billion), 2009-2013
Table 84: Dutch Group Non-Single-Premium Insurance - Gross Written Premium (EUR Billion), 2013-2018
Table 85: Dutch Group Non-Single-Premium Insurance - Direct Written Premium (EUR Billion), 2009-2013
Table 86: Dutch Group Non-Single-Premium Insurance - Direct Written Premium (EUR Billion), 2013-2018
Table 87: Dutch Linked Insurance Business - Number of Active Policies (Million), 2009-2013
Table 88: Dutch Linked Insurance Business - Number of Active Policies (Million), 2013-2018
Table 89: Dutch Linked Insurance Business - Gross Written Premium (EUR Billion), 2009-2013
Table 90: Dutch Linked Insurance Business - Gross Written Premium (EUR Billion), 2013-2018
Table 91: Dutch Linked Insurance Business - Direct Written Premium (EUR Billion), 2009-2013
Table 92: Dutch Linked Insurance Business - Direct Written Premium (EUR Billion), 2013-2018
Table 93: Dutch Non-Linked Insurance Business - Number of Active Policies (Million), 2009-2013
Table 94: Dutch Non-Linked Insurance Business - Number of Active Policies (Million), 2013-2018
Table 95: Dutch Non-Linked Insurance Business - Gross Written Premium (EUR Billion), 2009-2013
Table 96: Dutch Non-Linked Insurance Business - Gross Written Premium (EUR Billion), 2013-2018
Table 97: Dutch Non-Linked Insurance Business - Direct Written Premium (EUR Billion), 2009-2013
Table 98: Dutch Non-Linked Insurance Business - Direct Written Premium (EUR Billion), 2013-2018
Table 99: Dutch Life Insurance - Direct Marketing Commission Paid (EUR Million), 2009-2013
Table 100: Dutch Life Insurance - Direct Marketing Commission Paid (EUR Million), 2013-2018
Table 101: Dutch Life Insurance - New Business Gross Written Premium (EUR Billion), 2009-2013
Table 102: Dutch Life Insurance - New Business Gross Written Premium (EUR Billion), 2013-2018
Table 103: Dutch Life Insurance - New Policies Sold Through Direct Marketing (Thousand), 2009-2013
Table 104: Dutch Life Insurance - New Policies Sold Through Direct Marketing (Thousand), 2013-2018
Table 105: Dutch Life Insurance - Number of Direct Marketing Distributors, 2009-2013
Table 106: Dutch Life Insurance - Number of Direct Marketing Distributors, 2013-2018
Table 107: Dutch Life Insurance - Bancassurance Commission Paid (EUR Million), 2009-2013
Table 108: Dutch Life Insurance - Bancassurance Commission Paid (EUR Million), 2013-2018
Table 109: Dutch Life Insurance - New Business Gross Written Premium (EUR Million), 2009-2013
Table 110: Dutch Life Insurance - New Business Gross Written Premium (EUR Million), 2013-2018
Table 111: Dutch Life Insurance - New Policies Sold Through Bancassurance (Thousand), 2009-2013
Table 112: Dutch Life Insurance - New Policies Sold Through Bancassurance (Thousand), 2013-2018
Table 113: Dutch Life Insurance - Number of Bancassurance Distributors, 2009-2013
Table 114: Dutch Life Insurance - Number of Bancassurance Distributors, 2013-2018
Table 115: Dutch Life Insurance - Commission Paid to Agencies (EUR Million), 2009-2013
Table 116: Dutch Life Insurance - Commission Paid to Agencies (EUR Million), 2013-2018
Table 117: Dutch Life Insurance - New Business Gross Written Premium (EUR Million), 2009-2013
Table 118: Dutch Life Insurance - New Business Gross Written Premium (EUR Million), 2013-2018
Table 119: Dutch Life Insurance - New Policies Sold Through Agencies (Thousand), 2009-2013
Table 120: Dutch Life Insurance - New Policies Sold Through Agencies (Thousand), 2013-2018
Table 121: Dutch Life Insurance - Number of Agencies, 2009-2013
Table 122: Dutch Life Insurance - Number of Agencies, 2013-2018
Table 123: Dutch Life Insurance - E-Commerce Commission Paid (EUR Million), 2009-2013
Table 124: Dutch Life Insurance - E-Commerce Commission Paid (EUR Million), 2013-2018
Table 125: Dutch Life Insurance - New Business Gross Written Premium (EUR Million), 2009-2013
Table 126: Dutch Life Insurance - New Business Gross Written Premium (EUR Million), 2013-2018
Table 127: Dutch Life Insurance - New Policies Sold Through E-Commerce (Thousand), 2009-2013
Table 128: Dutch Life Insurance - New Policies Sold Through E-Commerce (Thousand), 2013-2018
Table 129: Dutch Life Insurance - Number of E-Commerce Distributors, 2009-2013
Table 130: Dutch Life Insurance - Number of E-Commerce Distributors, 2013-2018
Table 131: Dutch Life Insurance - Commission Paid to Brokers (EUR Million), 2009-2013
Table 132: Dutch Life Insurance - Commission Paid to Brokers (EUR Million), 2013-2018
Table 133: Dutch Life Insurance - New Business Gross Written Premium (EUR Billion), 2009-2013
Table 134: Dutch Life Insurance - New Business Gross Written Premium (EUR Billion), 2013-2018
Table 135: Dutch Life Insurance - New Policies Sold Through Brokers (Million), 2009-2013
Table 136: Dutch Life Insurance - New Policies Sold Through Brokers (Million), 2013-2018
Table 137: Dutch Life Insurance - Number of Brokers, 2009-2013
Table 138: Dutch Life Insurance - Number of Brokers, 2013-2018
Table 139: Dutch Life Insurance - Commission Paid to Other Channels (EUR Million), 2009-2013
Table 140: Dutch Life Insurance - Commission Paid to Other Channels (EUR Million), 2013-2018
Table 141: Dutch Life Insurance - New Business Gross Written Premium (EUR Million), 2009-2013
Table 142: Dutch Life Insurance - New Business Gross Written Premium (EUR Million), 2013-2018
Table 143: Dutch Life Insurance - New Policies Sold Through Other Channels (Thousand), 2009-2013
Table 144: Dutch Life Insurance - New Policies Sold Through Other Channels (Thousand), 2013-2018
Table 145: Dutch Life Insurance - Number of Distributors in Other Channels, 2009-2013
Table 146: Dutch Life Insurance - Number of Distributors in Other Channels, 2013-2018
Table 147: The Netherlands - Life Insurance Regulatory Framework
Table 148: The Netherlands - Property Insurance Regulatory Framework
Table 149: The Netherlands - Motor Insurance Regulatory Framework
Table 150: The Netherlands - Minimum Coverage for Aircraft Third-Party Liability per Accident per Aircraft
Table 151: The Netherlands - Corporate Tax Rate for the Financial Year 2013
Table 152: Shares of Key Insurers in the Dutch Life Segment (%), 2013
Table 153: Aegon Levensverzekering NV, Key Facts
Table 154: Aegon Levensverzekering NV, Key Financials (EUR Million), 2009-2013
Table 155: Nationale-Nederlanden Levensverzekering Maatschappij NV, Key Facts
Table 156: Nationale-Nederlanden Levensverzekering Maatschappij NV, Key Financials (EUR Million), 2009-2013
Table 157: SRLEV NV, Key Facts
Table 158: SRLEV NV, Key Financials (EUR Million), 2009-2013
Table 159: Achmea Pensioen-en Levensverzekeringen NV, Key Facts
Table 160: Achmea Pensioen-en Levensverzekeringen NV, Key Financials (EUR Million), 2009-2013
Table 161: Delta Lloyd Levensverzekering NV, Key Facts
Table 162: Delta Lloyd Levensverzekering NV, Key Financials (EUR Million), 2009-2013
Table 163: ASR Levensverzekering NV, Key Facts
Table 164: ASR Levensverzekering NV (EUR Million), 2009-2013
Table 165: ABN Amro Levensverzekering NV, Key Facts
Table 166: ABN Amro Levensverzekering NV, Key Financials (EUR Million), 2009-2013
Table 167: Dela Natura-en Levensverzekeringen NV, Key Facts
Table 168: Dela Natura-en Levensverzekeringen NV, Key Financials (EUR Million), 2009-2013
Table 169: Allianz Nederland Levensverzekering NV, Key Facts
Table 170: Allianz Nederland Levensverzekering NV, Key Financials (EUR Million), 2009-2013
Table 171: Legal & General Nederland Levensverzekering Maatschappij NV, Key Facts
Table 172: Legal & General Nederland Levensverzekering Maatschappij NV, Key Financials (EUR Million), 2009-2013

List of Figures

Figure 1: Dutch Insurance - Gross Written Premium by Segment (EUR Billion), 2009-2018
Figure 2: Dutch Insurance - Dynamics by Segment, Gross Written Premium (2009-2018)
Figure 3: Dutch Insurance - Direct Written Premium by Segment (EUR Billion), 2009-2018
Figure 4: Dutch Insurance - Dynamics by Segment, Direct Written premium (2009-2018)
Figure 5: Dutch Life Insurance - Number of Active Policies and Gross Written Premium (Percentage Share), 2013
Figure 6: Dutch Population Distribution by Age Group (%), 2009-2013
Figure 7: Dutch Life Insurance - Gross Written Premium by Category (EUR Billion), 2009-2018
Figure 8: Dutch Life Insurance - Gross Written Premium by Category (Percentage Share), 2013 and 2018
Figure 9: Dutch Life Insurance - Gross Written Premium Dynamics by Segment (2009-2018)
Figure 10: Dutch Life Insurance - New Business Written Premium (EUR Billion), 2009-2013
Figure 11: Dutch Life Insurance - New Business Written Premium (EUR Billion), 2013-2018
Figure 12: Dutch Life Insurance - Earned Premium (EUR Billion), 2009-2013
Figure 13: Dutch Life Insurance - Earned Premium (EUR Billion), 2013-2018
Figure 14: Dutch Life Insurance - Sum Assured (EUR Trillion), 2009-2013
Figure 15: Dutch Life Insurance - Sum Assured (EUR Trillion), 2013-2018
Figure 16: Dutch Life Insurance - Paid Claims (EUR Billion), 2009-2013
Figure 17: Dutch Life Insurance - Paid Claims (EUR Billion), 2013-2018
Figure 18: Dutch Life Insurance - Incurred Loss (EUR Billion), 2009-2013
Figure 19: Dutch Life Insurance - Incurred Loss (EUR Billion), 2013-2018
Figure 20: Dutch Life Insurance - Loss Ratio (%), 2009-2013
Figure 21: Dutch Life Insurance - Loss Ratio (%), 2013-2018
Figure 22: Dutch Life Insurance - Commissions and Expenses (EUR Billion), 2009-2013
Figure 23: Dutch Life Insurance - Commissions and Expenses (EUR Billion), 2013-2018
Figure 24: Dutch Life Insurance - Combined Ratio (%), 2009-2013
Figure 25: Dutch Life Insurance - Combined Ratio (%), 2013-2018
Figure 26: Dutch Life Insurance - Fraud and Crime (EUR Billion), 2009-2013
Figure 27: Dutch Life Insurance - Fraud and Crime (EUR Billion), 2013-2018
Figure 28: Dutch Life Insurance - Total Assets (EUR Billion), 2009-2013
Figure 29: Dutch Life Insurance - Total Assets (EUR Billion), 2013-2018
Figure 30: Dutch Life Insurance - Total Investment Income (EUR Billion), 2009-2013
Figure 31: Dutch Life Insurance - Total Investment Income (EUR Billion), 2013-2018
Figure 32: Dutch Life Insurance - Retentions (EUR Billion), 2009-2013
Figure 33: Dutch Life Insurance - Retentions (EUR Billion), 2013-2018
Figure 34: Dutch Life Insurance - Investment Portfolio (EUR Billion), 2009-2013
Figure 35: Dutch Life Insurance - Investment Portfolio, 2009 and 2013
Figure 36: Dutch Life Insurance - Penetration (%), 2009-2013
Figure 37: Dutch Life Insurance - Density (Number of Policies per Capita), 2009-2013
Figure 38: Dutch Life Insurance - Number of Active Policies (Million), 2009-2013
Figure 39: Dutch Life Insurance - Number of Active Policies (Million), 2013-2018
Figure 40: Dutch Life Insurance - Number of New Policies Sold (Million), 2009-2013
Figure 41: Dutch Life Insurance - Number of New Policies Sold (Million), 2013-2018
Figure 42: Dutch Life Insurance - Premium Per Capita (EUR), 2009-2013
Figure 43: Dutch Individual Life Insurance - Gross Written Premium by Category (EUR Billion), 2009-2018
Figure 44: Dutch Individual Life Insurance - Gross Written Premium by Category (Percentage Share), 2013 and 2018
Figure 45: Dutch Individual Life Insurance - Gross Written Premium Dynamics by Category, 2009-2018
Figure 46: Dutch Individual Life Insurance - Direct Written Premium by Category (EUR Billion), 2009-2018
Figure 47: Dutch Individual Life Insurance - Direct Written Premium by Category (Percentage Share), 2013 and 2018
Figure 48: Dutch Individual Life Insurance - Direct Written Premium Dynamics by Category, 2009-2018
Figure 49: Dutch Individual Life Insurance - Policies by Category (Million), 2009-2018
Figure 50: Dutch Individual Life Insurance - Policies by Category (Percentage Share), 2013 and 2018
Figure 51: Dutch Individual Life Insurance - Policies Dynamics by Category, 2009-2018
Figure 52: Dutch Individual Whole Life Insurance - Number of Active Policies (Million), 2009-2013
Figure 53: Dutch Individual Whole Life Insurance - Number of Active Policies (Million), 2013-2018
Figure 54: Dutch Individual Whole Life Insurance - Gross Written Premium (EUR Billion), 2009-2013
Figure 55: Dutch Individual Whole Life Insurance - Gross Written Premium (EUR Billion), 2013-2018
Figure 56: Dutch Individual General Annuity Insurance - Number of Active Policies (Thousand), 2009-2013
Figure 57: Dutch Individual General Annuity Insurance - Number of Active Policies (Thousand), 2013-2018
Figure 58: Dutch Individual General Annuity Insurance - Gross Written Premium (EUR Million), 2009-2013
Figure 59: Dutch Individual General Annuity Insurance - Gross Written Premium (EUR Million), 2013-2018
Figure 60: Dutch Group Whole Life Insurance - Number of Active Policies (Million), 2009-2013
Figure 61: Dutch Group Whole Life Insurance - Number of Active Policies (Million), 2013-2018
Figure 62: Dutch Group Whole Life Insurance - Gross Written Premium (EUR Billion), 2009-2013
Figure 63: Dutch Group Whole Life Insurance - Gross Written Premium (EUR Billion), 2013-2018
Figure 64: Dutch Individual Single-Premium Insurance - Number of Active Policies (Million), 2009-2013
Figure 65: Dutch Individual Single-Premium Insurance - Number of Active Policies (Thousand), 2013-2018
Figure 66: Dutch Individual Single-Premium Insurance - Gross Written Premium (EUR Billion), 2009-2013
Figure 67: Dutch Individual Single-Premium Insurance - Gross Written Premium (EUR Billion), 2013-2018
Figure 68: Dutch Individual Single-Premium Insurance - Direct Written Premium (EUR Billion), 2009-2013
Figure 69: Dutch Individual Single-Premium Insurance - Direct Written Premium (EUR Billion), 2013-2018
Figure 70: Dutch Individual Non-Single-Premium Insurance - Number of Active Policies (Million), 2009-2013
Figure 71: Dutch Individual Non-Single-Premium Insurance - Number of Active Policies (Million), 2013-2018
Figure 72: Dutch Individual Non-Single-Premium Insurance - Gross Written Premium (EUR Billion), 2009-2013
Figure 73: Dutch Individual Non-Single-Premium Insurance - Gross Written Premium (EUR Billion), 2013-2018
Figure 74: Dutch Individual Non-Single-Premium Insurance - Direct Written Premium (EUR Billion), 2009-2013
Figure 75: Dutch Individual Non-Single-Premium Insurance - Direct Written Premium (EUR Billion), 2013-2018
Figure 76: Dutch Group Single-Premium Insurance - Number of Active Policies (Million), 2009-2013
Figure 77: Dutch Group Single-Premium Insurance - Number of Active Policies (Million), 2013-2018
Figure 78: Dutch Group Single-Premium Insurance - Gross Written Premium (EUR Billion), 2009-2013
Figure 79: Dutch Group Single-Premium Insurance - Gross Written Premium (EUR Billion), 2013-2018
Figure 80: Dutch Group Single-Premium Insurance - Direct Written Premium (EUR Billion), 2009-2013
Figure 81: Dutch Group Single-Premium Insurance - Direct Written Premium (EUR Billion), 2013-2018
Figure 82: Dutch Group Non-Single-Premium Insurance - Number of Active Policies (Million), 2009-2013
Figure 83: Dutch Group Non-Single-Premium Insurance - Number of Active Policies (Million), 2013-2018
Figure 84: Dutch Group Non-Single-Premium Insurance - Gross Written Premium (EUR Billion), 2009-2013
Figure 85: Dutch Group Non-Single-Premium Insurance - Gross Written Premium (EUR Billion), 2013-2018
Figure 86: Dutch Group Non-Single-Premium Insurance - Direct Written Premium (EUR Billion), 2009-2013
Figure 87: Dutch Group Non-Single-Premium Insurance - Direct Written Premium (EUR Billion), 2013-2018
Figure 88: Dutch Linked Insurance Business - Number of Active Policies (Million), 2009-2013
Figure 89: Dutch Linked Insurance Business - Number of Active Policies (Million), 2013-2018
Figure 90: Dutch Linked Insurance Business - Gross Written Premium (EUR Billion), 2009-2013
Figure 91: Dutch Linked Insurance Business - Gross Written Premium (EUR Billion), 2013-2018
Figure 92: Dutch Linked Insurance Business - Direct Written Premium (EUR Billion), 2009-2013
Figure 93: Dutch Linked Insurance Business - Direct Written Premium (EUR Billion), 2013-2018
Figure 94: Dutch Non-Linked Insurance Business - Number of Active Policies (Million), 2009-2013
Figure 95: Dutch Non-Linked Insurance Business - Number of Active Policies (Million), 2013-2018
Figure 96: Dutch Non-Linked Insurance Business - Gross Written Premium (EUR Billion), 2009-2013
Figure 97: Dutch Non-Linked Insurance Business - Gross Written Premium (EUR Billion), 2013-2018
Figure 98: Dutch Non-Linked Insurance Business - Direct Written Premium (EUR Billion), 2009-2013
Figure 99: Dutch Non-Linked Insurance Business - Direct Written Premium (EUR Billion), 2013-2018
Figure 100: Dutch Life Insurance - New Business Gross Written Premium by Distribution Channel (Percentage Share), 2013 and 2018
Figure 101: Dutch Life Insurance - Direct Marketing Commission Paid (EUR Million), 2009-2013
Figure 102: Dutch Life Insurance - Direct Marketing Commission Paid (EUR Million), 2013-2018
Figure 103: Dutch Life Insurance - New Business Gross Written Premium (EUR Billion), 2009-2013
Figure 104: Dutch Life Insurance - New Business Gross Written Premium (EUR Billion), 2013-2018
Figure 105: Dutch Life Insurance - New Policies Sold Through Direct Marketing (Thousand), 2009-2013
Figure 106: Dutch Life Insurance - New Policies Sold Through Direct Marketing (Thousand), 2013-2018
Figure 107: Dutch Life Insurance - Number of Direct Marketing Distributors, 2009-2013
Figure 108: Dutch Life Insurance - Number of Direct Marketing Distributors, 2013-2018
Figure 109: Dutch Life Insurance - Bancassurance Commission Paid (EUR Million), 2009-2013
Figure 110: Dutch Life Insurance - Bancassurance Commission Paid (EUR Million), 2013-2018
Figure 111: Dutch Life Insurance - New Business Gross Written Premium (EUR Million), 2009-2013
Figure 112: Dutch Life Insurance - New Business Gross Written Premium (EUR Million), 2013-2018
Figure 113: Dutch Life Insurance - New Policies Sold Through Bancassurance (Thousand), 2009-2013
Figure 114: Dutch Life Insurance - New Policies Sold Through Bancassurance (Thousand), 2013-2018
Figure 115: Dutch Life Insurance - Number of Bancassurance Distributors, 2009-2013
Figure 116: Dutch Life Insurance - Number of Bancassurance Distributors, 2013-2018
Figure 117: Dutch Life Insurance - Commission Paid to Agencies (EUR Million), 2009-2013
Figure 118: Dutch Life Insurance - Commission Paid to Agencies (EUR Million), 2013-2018
Figure 119: Dutch Life Insurance - New Business Gross Written Premium (EUR Million), 2009-2013
Figure 120: Dutch Life Insurance - New Business Gross Written Premium (EUR Million), 2013-2018
Figure 121: Dutch Life Insurance - New Policies Sold Through Agencies (Thousand), 2009-2013
Figure 122: Dutch Life Insurance - New Policies Sold Through Agencies (Thousand), 2013-2018
Figure 123: Dutch Life Insurance - Number of Agencies, 2009-2013
Figure 124: Dutch Life Insurance - Number of Agencies, 2013-2018
Figure 125: Dutch Life Insurance - E-Commerce Commission Paid (EUR Million), 2009-2013
Figure 126: Dutch Life Insurance - E-Commerce Commission Paid (EUR Million), 2013-2018
Figure 127: Dutch Life Insurance - New Business Gross Written Premium (EUR Million), 2009-2013
Figure 128: Dutch Life Insurance - New Business Gross Written Premium (EUR Million), 2013-2018
Figure 129: Dutch Life Insurance - New Policies Sold Through E-Commerce (Thousand), 2009-2013
Figure 130: Dutch Life Insurance – New Policies Sold Through E-Commerce (Thousand), 2013–2018
Figure 131: Dutch Life Insurance – Number of E-Commerce Distributors, 2009–2013
Figure 132: Dutch Life Insurance – Number of E-Commerce Distributors, 2013–2018
Figure 133: Dutch Life Insurance – Commission Paid to Brokers (EUR Million), 2009–2013
Figure 134: Dutch Life Insurance – Commission Paid to Brokers (EUR Billion), 2013–2018
Figure 135: Dutch Life Insurance – New Business Gross Written Premium (EUR Billion), 2009–2013
Figure 136: Dutch Life Insurance – New Business Gross Written Premium (EUR Billion), 2013–2018
Figure 137: Dutch Life Insurance – New Policies Sold Through Brokers (Million), 2009–2013
Figure 138: Dutch Life Insurance – New Policies Sold Through Brokers (Million), 2013–2018
Figure 139: Dutch Life Insurance – Number of Brokers, 2009–2013
Figure 140: Dutch Life Insurance – Number of Brokers, 2013–2018
Figure 141: Dutch Life Insurance – Commission Paid to Other Channels (EUR Million), 2009–2013
Figure 142: Dutch Life Insurance – Commission Paid to Other Channels (EUR Million), 2013–2018
Figure 143: Dutch Life Insurance – New Business Gross Written Premium (EUR Million), 2009–2013
Figure 144: Dutch Life Insurance – New Business Gross Written Premium (EUR Million), 2013–2018
Figure 145: Dutch Life Insurance – New Policies Sold Through Other Channels (Thousand), 2009–2013
Figure 146: Dutch Life Insurance – New Policies Sold Through Other Channels (Thousand), 2013–2018
Figure 147: Dutch Life Insurance – Number of Distributors in Other Channels, 2009–2013
Figure 148: Dutch Life Insurance – Number of Distributors in Other Channels, 2013–2018
Figure 149: The Netherlands – Insurance Regulatory Framework
Figure 150: The Netherlands – The Three Pillars of Solvency II
Figure 151: The Netherlands – Insurance Supervision and Control at Various Levels
Figure 152: The Netherlands – Insurance Regulatory Frameworks for Company Registration and Operation
Figure 153: Shares of Key Insurers in the Dutch Life Segment (%), 2013
Figure 154: Gross Written Premium – Top Five Dutch Life Insurers, 2013
Figure 155: Net Earned Premium – Top Five Dutch Life Insurers, 2013
Figure 156: Gross Claims – Top Five Dutch Life Insurers, 2013
Figure 157: Total Assets – Top Five Dutch Life Insurers, 2013
Figure 158: Dutch GDP at Constant Prices (US$ Billion), 2009–2013
Figure 159: Dutch GDP per Capita at Constant Prices (US$), 2009–2013
Figure 160: Dutch GDP at Current Prices (US$ Billion), 2009–2013
Figure 161: Dutch GDP per Capita at Current Prices (US$), 2009–2013
Figure 162: Dutch GDP by Key Sector (%) 2008 and 2012
Figure 163: Dutch Agriculture, Hunting, Forestry and Fishing Net Output at Current Prices (US$ Billion), 2008–2012
Figure 164: Dutch Agriculture, Hunting, Forestry and Fishing Net Output at Current Prices as a Percentage of GDP (%), 2008–2012
Figure 165: Dutch Manufacturing Net Output at Current Prices (US$ Billion), 2008–2012
Figure 166: Dutch Manufacturing Net Output at Current Prices as a Percentage of GDP (%), 2008–2012
Figure 167: Dutch Mining, Manufacturing and Utilities Net Output at Current Prices (US$ Billion), 2008–2012
Figure 168: Dutch Mining, Manufacturing and Utilities Net Output at Current Prices as a Percentage of GDP (%), 2008–2012
Figure 169: Dutch Construction Net Output at Current Prices (US$ Billion), 2008–2012
Figure 170: Dutch Construction Output at Current Prices as a Percentage of GDP (%), 2008–2012
Figure 171: Dutch Inflation Rate (%), 2009–2013
Figure 172: Dutch Exports as a Percentage of GDP (%), 2008–2012
Figure 173: Dutch Imports as a Percentage of GDP (%), 2008–2012
Figure 174: Dutch Merchandise Exports Growth (%), 2009–2012
Figure 175: Dutch Merchandise Imports Growth (%), 2009–2012
Figure 176: Dutch Annual Average Exchange Rate US$–EUR, 2009–2013
Figure 177: Dutch Commercial Vehicles Exports – Total Value (US$ Billion), 2009–2013
Figure 178: Dutch Commercial Vehicles Imports – Total Value (US$ Million), 2009–2013
Figure 179: Dutch Automotive Exports – Total Value (US$ Billion), 2009–2013
Figure 180: Dutch Automotive Imports – Total Value (US$ Billion), 2009–2013
Figure 181: Dutch Internet Subscriptions (Millions), 2009–2013
Figure 182: Dutch Size of Labor Force (Million), 2008–2012
Figure 183: Dutch Unemployment Rate (%), 2009–2013
Figure 184: Norwegian Gross National Disposable Income (US$ Billion), 2008–2012
Figure 185: Dutch Household Consumption Expenditure(US$ Billion), 2009–2013
Figure 186: Dutch Total Population (Million), 2009–2013
Figure 187: Dutch Urban and Rural Populations (%), 2009–2013
Figure 188: Dutch Population Distribution by Age (%), 2009–2013
Figure 189: Dutch Life Expectancy (Number of Years), 2009–2013

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