Life Insurance in Spain, Key Trends and Opportunities to 2018

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Date: 11-Feb-2015
No. of pages: 298
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Synopsis

During the review period (2009-2013), the Spanish life insurance segment was affected by the global financial crisis and recorded a compound annual growth rate (CAGR) of -3.2%, in terms of gross written premium. With rising demand for guaranteed return products and the increasing need for pension products, the segment is expected to record positive growth over the forecast period (2013-2018). An aging population, reduced public spending and rising disposable incomes are expected to support the segment's growth. Overall, the segment is expected to increase at a projected forecast-period CAGR of 3.0% in terms of gross written premiums. Life insurance products in Spain are predominantly distributed through the bancassurance channel, which accounted for 76.1% of the segment's total new premiums in 2013. Other distribution channels such as online distribution and mobile selling are increasing in popularity.

Summary

The report provides in-depth market analysis, information and insights into the Spanish life insurance segment, including:


  • The Spanish life insurance segment's growth prospects by life insurance category

  • Key trends, drivers and challenges for the life insurance segment

  • The various distribution channels in the Spanish life insurance segment

  • The detailed competitive landscape in the life insurance segment in Spain

  • Detailed regulatory policies of the Spanish insurance industry

  • Analysis of various consumer segments in Spanish life insurance

  • Key developments in the Spanish life insurance segment

  • New products launched by Spanish life insurers


Scope

This report provides a comprehensive analysis of the life insurance segment in Spain:


  • It provides historical values for the Spanish life insurance segment for the report's 2009-2013 review period, and projected figures for the 2013-2018 forecast period.

  • It offers a detailed analysis of the key categories in the Spanish life insurance segment, along with market forecasts until 2018.

  • It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, frauds and crimes, total assets, total investment income and retentions.

  • It analyses the various distribution channels for life insurance products in Spain.

  • It profiles the top life insurance companies in Spain and outlines the key regulations affecting them.


Reasons To Buy

  • Make strategic business decisions using in-depth historic and forecast market data related to the Spanish life insurance segment and each category within it.

  • Understand the demand-side dynamics, key market trends and growth opportunities in the Spanish life insurance segment.

  • Assess the competitive dynamics in the life insurance segment.

  • Identify the growth opportunities and market dynamics in key product categories.

  • Gain insights into key regulations governing the Spanish insurance industry and their impact on companies and the industry's future.


Key Highlights

  • The Spanish life segment is moderately concentrated, with 10 leading insurers accounting 64.6% of the total life segment's gross written premium in 2013

  • Life insurance was the leading segment in 2013, accounting for 46.1% of the industry's written premium value.

  • Bancassurance remains the most popular distribution channel for life insurance companies in Spain. The channel accounted for 76.1% of the total new business gross written premium in 2013.

  • The country came out of recession during the second half of 2013. The recovery can be attributed to expanding exports and a reduction in labor costs.

  • According to amendments in pension rules made in August 2012, the retirement age will increase from 65 to 67 by 2027; the minimum contribution period for pension eligibility will increase from 15 to 25 years.

  • The demand for guaranteed return products, such as pension insurance policies following the 2008 crisis, supported the life segment during the review period.

Life Insurance in Spain, Key Trends and Opportunities to 2018

Table of Contents

1 Key Facts and Events

2 Executive Summary

3 Introduction
3.1 What is this Report About?
3.2 Definitions
3.3 Methodology

4 Spanish Insurance Industry Attractiveness
4.1 Insurance Industry Size, 2009-2018

5 Life Insurance Outlook
5.1 Consumer Segmentation
5.2 Key Drivers
5.3 Key Trends
5.4 Challenges
5.5 Life Insurance Growth Prospects by Category
5.6 Individual Life Insurance
5.6.1 Individual whole life insurance
5.6.2 Individual pension insurance
5.6.3 Individual endowment insurance
5.6.4 Individual term life insurance
5.6.5 Other individual other insurance
5.7 Group Life Insurance
5.7.1 Group whole life insurance
5.7.2 Group superannuation insurance
5.8 Life Insurance Growth Prospects by Customer Segment
5.8.1 Individual single-premium insurance
5.8.2 Individual non-single-premium insurance
5.8.3 Group single-premium insurance
5.8.4 Group non-single-premium insurance
5.9 Life Insurance Growth Prospects by Product Type
5.9.1 Total linked insurance business
5.9.2 Total non-linked insurance business

6 Analysis by Distribution Channel
6.1 Direct Marketing
6.2 Bancassurance
6.3 Agencies
6.4 E-Commerce
6.5 Brokers
6.6 Other Channels

7 Governance, Risk and Compliance
7.1 Legislation Overview and Historical Evolution
7.2 Legislation and Market Practice by Type of Insurance
7.2.1 Life insurance
7.2.2 Property insurance
7.2.3 Motor insurance
7.2.4 Marine, aviation and transit insurance
7.2.5 Personal accident and health insurance
7.3 Compulsory Insurance
7.3.1 Motor third-party liability insurance
7.3.2 Marine liability insurance
7.3.3 Social insurance system
7.3.4 Air carriers and aircraft operators insurance
7.4 Supervision and Control
7.4.1 International Association of Insurance Supervisors (IAIS)
7.4.2 European Insurance and Occupational Pensions Authority (EIOPA)
7.4.3 Directorate General of Insurance and Pension Funds (DGIPF)
7.5 Non-Admitted Insurance Regulations
7.5.1 Overview
7.5.2 Intermediaries
7.5.3 Market practices
7.5.4 Fines and penalties
7.6 Company Registration and Operations
7.6.1 Types of insurance organization
7.6.2 Establishing a local company
7.6.3 Foreign ownership
7.6.4 Types of license
7.6.5 Capital requirements
7.6.6 Solvency margins
7.6.7 Reserve requirements
7.6.8 Investment regulations
7.6.9 Statutory return requirements
7.6.10 Fee structure
7.7 Taxation
7.7.1 Insurance premium or policy taxation
7.7.2 Withholding taxes on premium paid overseas
7.7.3 Corporate tax
7.7.4 VAT
7.7.5 Captives
7.8 Legal System
7.8.1 Introduction
7.8.2 Access to court
7.8.3 Alternative dispute resolution (ADR)

8 Competitive Landscape and Strategic Insights
8.1 Overview
8.2 Leading Companies in the Spanish Life segment
8.3 Comparison of Top Five Insurers
8.3.1 Gross written premium
8.3.2 Gross claims
8.3.3 Incurred loss
8.3.4 Total assets
8.3.5 Total investment income
8.4 Leading life Insurers - New Product Launches and Product Portfolio
8.5 Leading Life Insurers - Key Developments
8.6 Vidacaixa - Company Overview
8.6.1 Vidacaixa - key facts
8.6.2 Vidacaixa - key financials
8.7 Santander Seguros - Company Overview
8.7.1 Santander Seguros - key facts
8.7.2 Santander Seguros - key financials
8.8 BBVA Seguros - Company Overview
8.8.1 BBVA Seguros - key facts
8.8.2 BBVA Seguros - key financials
8.9 Mapfre Vida - Company Overview
8.9.1 Mapfre Vida - key facts
8.9.2 Mapfre Vida - key financials
8.1 Ibercaja Vida - Company Overview
8.10.1 Ibercaja Vida - key facts
8.10.2 Ibercaja Vida - key financials
8.11 Grupo Caser - Company Overview
8.11.1 Grupo Caser - key facts
8.11.2 Grupo Caser - key financials
8.12 Generali Seguros - Company Overview
8.12.1 Generali Seguros - key facts
8.12.2 Generali Seguros - key financials
8.13 Allianz Seguros - Company Overview
8.13.1 Allianz Seguros - key facts
8.13.2 Allianz Seguros - key financials
8.14 Unicorp Vida - Company Overview
8.14.1 Unicorp Vida- key facts
8.14.2 Unicorp Vida - key financials
8.15 Axa Aurora Vida - Company Overview
8.15.1 Axa Aurora Vida - key facts
8.15.2 Axa Aurora Vida - key financials

9 Appendix - 1
9.1 Business Confidence
9.1.1 Market capitalization trend - Spain Stock Market (IBEX 35), Spain
9.2 Economic Performance
9.2.1 GDP at constant prices (US$)
9.2.2 GDP per capita at constant prices (US$)
9.2.3 GDP at current prices (US$)
9.2.4 GDP per capita at current prices (US$)
9.2.5 GDP by key sector
9.2.6 Agriculture, hunting, forestry and fishing net output at current prices (US$)
9.2.7 Agriculture, hunting, forestry and fishing net output at current prices as a percentage of GDP
9.2.8 Manufacturing net output at current prices (US$)
9.2.9 Manufacturing net output at current prices as a percentage of GDP
9.2.10 Mining, manufacturing and utilities at current prices (US$)
9.2.11 Mining, manufacturing and utilities at current prices, as percentage of GDP
9.2.12 Construction net output at current prices, (US$)
9.2.13 Construction net output at current prices as a percentage of GDP
9.2.14 Inflation rate
9.2.15 Exports as a percentage of GDP
9.2.16 Imports as a percentage of GDP
9.2.17 Merchandise exports growth
9.2.18 Merchandise imports growth
9.2.19 Annual average exchange rate EUR-US$
9.3 Infrastructure
9.3.1 Commercial vehicle exports - total value
9.3.2 Commercial vehicle imports - total value
9.3.3 Automotive exports - total value
9.3.4 Automotive imports - total value
9.3.5 Total internet subscribers
9.4 Labor Force
9.4.1 Labor force
9.4.2 Unemployment rate
9.5 Demographics
9.5.1 Gross national disposable income (US$)
9.5.2 Household consumption expenditure (US$)
9.5.3 Total population
9.5.4 Urban and rural populations
9.5.5 Age distribution of the total population

10 Appendix -2
10.1 Methodology
10.2 Contact Timetric
10.3 About Timetric
10.4 Timetric's Services
10.5 Disclaimer

List of Tables

Table 1: Spanish Life Insurance - Key Facts, 2013
Table 2: Insurance Industry Definitions
Table 3: Spanish Insurance - Gross Written Premium by Segment (EUR Billion), 2009-2013
Table 4: Spanish Insurance - Gross Written Premium by Segment (US$ Billion), 2009-2013
Table 5: Spanish Insurance - Gross Written Premium by Segment (EUR Billion), 2013-2018
Table 6: Spanish Insurance - Gross Written Premium by Segment (US$ Billion), 2013-2018
Table 7: Spanish Insurance - Segmentation, Gross Written Premium (% Share), 2009-2018
Table 8: Spanish Insurance - Direct Written Premium by Segment (EUR Billion), 2009-2013
Table 9: Spanish Insurance - Direct Written Premium by Segment (US$ Billion), 2009-2013
Table 10: Spanish Insurance - Direct Written Premium by Segment (EUR Billion), 2013-2018
Table 11: Spanish Insurance - Direct Written Premium by Segment (US$ Billion), 2013-2018
Table 12: Spanish Insurance - Segmentation, Direct Written Premium (% Share), 2009-2018
Table 13: Spanish Life Insurance - Gross Written Premium by Category (EUR Billion), 2009-2013
Table 14: Spanish Life Insurance - Gross Written Premium by Category (US$ Billion), 2009-2013
Table 15: Spanish Life Insurance - Gross Written Premium by Category (EUR Billion), 2013-2018
Table 16: Spanish Life Insurance - Gross Written Premium by Category (US$ Billion), 2013-2018
Table 17: Spanish Life Insurance - New Business Written Premium (EUR Billion), 2009-2013
Table 18: Spanish Life Insurance - New Business Written Premium (EUR Billion), 2013-2018
Table 19: Spanish Life Insurance - Earned Premium (EUR Billion), 2009-2013
Table 20: Spanish Life Insurance - Earned Premium (EUR Billion), 2013-2018
Table 21: Spanish Life Insurance - Sum Assured (EUR Trillion), 2009-2013
Table 22: Spanish Life Insurance - Sum Assured (EUR Trillion), 2013-2018
Table 23: Spanish Life Insurance - Paid Claims (EUR Billion), 2009-2013
Table 24: Spanish Life Insurance - Paid Claims (EUR Billion), 2013-2018
Table 25: Spanish Life Insurance - Incurred Loss (EUR Billion), 2009-2013
Table 26: Spanish Life Insurance - Incurred Loss (EUR Billion), 2013-2018
Table 27: Spanish Life Insurance - Loss Ratio (%), 2009-2013
Table 28: Spanish Life Insurance - Loss Ratio (%), 2013-2018
Table 29: Spanish Life Insurance - Commissions and Expenses (EUR Billion), 2009-2013
Table 30: Spanish Life Insurance - Commissions and Expenses (EUR Billion), 2013-2018
Table 31: Spanish Life Insurance - Combined Ratio (%), 2009-2013
Table 32: Spanish Life Insurance - Combined Ratio (%), 2013-2018
Table 33: Spanish Life Insurance - Fraud and Crime (EUR Million), 2009-2013
Table 34: Spanish Life Insurance - Fraud and Crime (EUR Million), 2013-2018
Table 35: Spanish Life Insurance - Total Assets (EUR Billion), 2009-2013
Table 36: Spanish Life Insurance - Total Assets (EUR Billion), 2013-2018
Table 37: Spanish Life Insurance - Total Investment Income (EUR Billion), 2009-2013
Table 38: Spanish Life Insurance - Total Investment Income (EUR Billion), 2013-2018
Table 39: Spanish Life Insurance - Retentions (EUR Billion), 2009-2013
Table 40: Spanish Life Insurance - Retentions (EUR Billion), 2013-2018
Table 41: Spanish Individual Life Insurance - Gross Written Premium by Category (EUR Billion), 2009-2013
Table 42: Spanish Individual Life Insurance - Gross Written Premium by Category (US$ Billion), 2009-2013
Table 43: Spanish Individual Life Insurance - Gross Written Premium by Category (EUR Billion), 2013-2018
Table 44: Spanish Individual Life Insurance - Gross Written Premium by Category (US$ Billion), 2013-2018
Table 45: Spanish Individual Life Insurance - Direct Written Premium by Category (EUR Billion), 2009-2013
Table 46: Spanish Individual Life Insurance - Direct Written Premium by Category (US$ Billion), 2009-2013
Table 47: Spanish Individual Life Insurance - Direct Written Premium by Category (EUR Billion), 2013-2018
Table 48: Spanish Individual Life Insurance - Direct Written Premium by Category (US$ Billion), 2013-2018
Table 49: Spanish Individual Life Insurance - Policies by Category (Thousand), 2009-2013
Table 50: Spanish Individual Life Insurance - Policies Premium by Category (Thousand), 2013-2018
Table 51: Spanish Individual Whole Life Insurance - Number of Active Policies (Thousand), 2009-2013
Table 52: Spanish Individual Whole Life Insurance - Number of Active Policies (Thousand), 2013-2018
Table 53: Spanish Individual Whole Life Insurance - Gross Written Premium (EUR Billion), 2009-2013
Table 54: Spanish Individual Whole Life Insurance - Gross Written Premium (EUR Billion), 2013-2018
Table 55: Spanish Individual Pension Insurance - Number of Active Policies (Thousand), 2009-2013
Table 56: Spanish Individual Pension Insurance - Number of Active Policies (Thousand), 2013-2018
Table 57: Spanish Individual Pension Insurance - Gross Written Premium (EUR Billion), 2009-2013
Table 58: Spanish Individual Pension Insurance - Gross Written Premium (EUR Billion), 2013-2018
Table 59: Spanish Individual Endowment Insurance - Number of Active Policies (Thousand), 2009-2013
Table 60: Spanish Individual Endowment Insurance - Number of Active Policies (Thousand), 2013-2018
Table 61: Spanish Individual Endowment Insurance - Gross Written Premium (EUR Billion), 2009-2013
Table 62: Spanish Individual Endowment Insurance - Gross Written Premium (EUR Billion), 2013-2018
Table 63: Spanish Individual Term Life Insurance - Number of Active Policies (Thousand), 2009-2013
Table 64: Spanish Individual Term Life Insurance - Number of Active Policies (Thousand), 2013-2018
Table 65: Spanish Individual Term Life Insurance - Gross Written Premium (EUR Billion), 2009-2013
Table 66: Spanish Individual Term Life Insurance - Gross Written Premium (EUR Billion), 2013-2018
Table 67: Spanish Other Individual Insurance - Number of Active Policies (Thousand), 2009-2013
Table 68: Spanish Other Individual Insurance - Number of Active Policies (Thousand), 2013-2018
Table 69: Spanish Other Individual Insurance - Gross Written Premium (EUR Million), 2009-2013
Table 70: Spanish Other Individual Insurance - Gross Written Premium (EUR Million), 2013-2018
Table 71: Spanish Group Life Insurance - Gross Written Premium by Category (EUR Billion), 2009-2013
Table 72: Spanish Group Life Insurance - Gross Written Premium by Category (US$ Billion), 2009-2013
Table 73: Spanish Group Life Insurance - Gross Written Premium by Category (EUR Billion), 2013-2018
Table 74: Spanish Group Life Insurance - Gross Written Premium by Category (US$ Billion), 2013-2018
Table 75: Spanish Group Life Insurance - Direct Written Premium by Category (EUR Billion), 2009-2013
Table 76: Spanish Group Life Insurance - Direct Written Premium by Category (US$ Billion), 2009-2013
Table 77: Spanish Group Life Insurance - Direct Written Premium by Category (EUR Billion), 2013-2018
Table 78: Spanish Group Life Insurance - Direct Written Premium by Category (US$ Billion), 2013-2018
Table 79: Spanish Group Life Insurance - Policies by Category (Thousand), 2009-2013
Table 80: Spanish Group Life Insurance - Policies Premium by Category (Thousand), 2013-2018
Table 81: Spanish Group Whole Life Insurance - Number of Active Policies (Thousand), 2009-2013
Table 82: Spanish Group Whole Life Insurance - Number of Active Policies (Thousand), 2013-2018
Table 83: Spanish Group Whole Life Insurance - Gross Written Premium (EUR Billion), 2009-2013
Table 84: Spanish Group Whole Life Insurance - Gross Written Premium (EUR Billion), 2013-2018
Table 85: Spanish Group Superannuation Insurance - Number of Active Policies (Thousand), 2009-2013
Table 86: Spanish Group Superannuation Insurance - Number of Active Policies (Thousand), 2013-2018
Table 87: Spanish Group Superannuation Insurance - Gross Written Premium (EUR Billion), 2009-2013
Table 88: Spanish Group Superannuation Insurance - Gross Written Premium (EUR Billion), 2013-2018
Table 89: Spanish Individual Single-Premium Insurance - Number of Active Policies (Thousand), 2009-2013
Table 90: Spanish Individual Single-Premium Insurance - Number of Active Policies (Thousand), 2013-2018
Table 91: Spanish Individual Single-Premium Insurance - Gross Written Premium (EUR Billion), 2009-2013
Table 92: Spanish Individual Single-Premium Insurance - Gross Written Premium (EUR Billion), 2013-2018
Table 93: Spanish Individual Single-Premium Insurance - Direct Written Premium (EUR Billion), 2009-2013
Table 94: Spanish Individual Single-Premium Insurance - Direct Written Premium (EUR Billion), 2013-2018
Table 95: Spanish Individual Non-Single-Premium Insurance - Number of Active Policies (Thousand), 2009-2013
Table 96: Spanish Individual Non-Single-Premium Insurance - Number of Active Policies (Thousand), 2013-2018
Table 97: Spanish Individual Non-Single-Premium Insurance - Gross Written Premium (EUR Billion), 2009-2013
Table 98: Spanish Individual Non-Single-Premium Insurance - Gross Written Premium (EUR Billion), 2013-2018
Table 99: Spanish Individual Non-Single-Premium Insurance - Direct Written Premium (EUR Billion), 2009-2013
Table 100: Spanish Individual Non-Single-Premium Insurance - Direct Written Premium (EUR Billion), 2013-2018
Table 101: Spanish Group Single-Premium Insurance - Number of Active Policies (Thousand), 2009-2013
Table 102: Spanish Group Single-Premium Insurance - Number of Active Policies (Thousand), 2013-2018
Table 103: Spanish Group Single-Premium Insurance - Gross Written Premium (EUR Billion), 2009-2013
Table 104: Spanish Group Single-Premium Insurance - Gross Written Premium (EUR Billion), 2013-2018
Table 105: Spanish Group Single-Premium Insurance - Direct Written Premium (EUR Billion), 2009-2013
Table 106: Spanish Group Single-Premium Insurance - Direct Written Premium (EUR Billion), 2013-2018
Table 107: Spanish Group Non-Single-Premium Insurance - Number of Active Policies (Thousand), 2009-2013
Table 108: Spanish Group Non-Single-Premium Insurance - Number of Active Policies (Thousand), 2013-2018
Table 109: Spanish Group Non-Single-Premium Insurance - Gross Written Premium (EUR Billion), 2009-2013
Table 110: Spanish Group Non-Single-Premium Insurance - Gross Written Premium (EUR Billion), 2013-2018
Table 111: Spanish Group Non-Single-Premium Insurance - Direct Written Premium (EUR Billion), 2009-2013
Table 112: Spanish Group Non-Single-Premium Insurance - Direct Written Premium (EUR Billion), 2013-2018
Table 113: Spanish Linked Insurance Business - Number of Active Policies (Thousand), 2009-2013
Table 114: Spanish Linked Insurance Business - Number of Active Policies (Thousand), 2013-2018
Table 115: Spanish Linked Insurance Business - Gross Written Premium (EUR Billion), 2009-2013
Table 116: Spanish Linked Insurance Business - Gross Written Premium (EUR Billion), 2013-2018
Table 117: Spanish Linked Insurance Business - Direct Written Premium (EUR Billion), 2009-2013
Table 118: Spanish Linked Insurance Business - Direct Written Premium (EUR Billion), 2013-2018
Table 119: Spanish Non-Linked Insurance Business - Number of Active Policies (Thousand), 2009-2013
Table 120: Spanish Non-Linked Insurance Business - Number of Active Policies (Thousand), 2013-2018
Table 121: Spanish Non-Linked Insurance Business - Gross Written Premium (EUR Billion), 2009-2013
Table 122: Spanish Non-Linked Insurance Business - Gross Written Premium (EUR Billion), 2013-2018
Table 123: Spanish Non-Linked Insurance Business - Direct Written Premium (EUR Billion), 2009-2013
Table 124: Spanish Non-Linked Insurance Business - Direct Written Premium (EUR Billion), 2013-2018
Table 125: Spanish Life Insurance - Direct Marketing Commission Paid (EUR Billion), 2009-2013
Table 126: Spanish Life Insurance - Direct Marketing Commission Paid (EUR Billion), 2013-2018
Table 127: Spanish Life Insurance - New Business Gross Written Premium (EUR Billion), 2009-2013
Table 128: Spanish Life Insurance - New Business Gross Written Premium (EUR Billion), 2013-2018
Table 129: Spanish Life Insurance - New Policies Sold Through Direct Marketing (Thousand), 2009-2013
Table 130: Spanish Life Insurance - New Policies Sold Through Direct Marketing (Thousand), 2013-2018
Table 131: Spanish Life Insurance - Number of Direct Marketing Distributors, 2009-2013
Table 132: Spanish Life Insurance - Number of Direct Marketing Distributors, 2013-2018
Table 133: Spanish Life Insurance - Bancassurance Commission Paid (EUR Million), 2009-2013
Table 134: Spanish Life Insurance - Bancassurance Commission Paid (EUR Million), 2013-2018
Table 135: Spanish Life Insurance - New Business Gross Written Premium (EUR Billion), 2009-2013
Table 136: Spanish Life Insurance - New Business Gross Written Premium (EUR Billion), 2013-2018
Table 137: Spanish Life Insurance - New Policies Sold Through Bancassurance (Thousand), 2009-2013
Table 138: Spanish Life Insurance - New Policies Sold Through Bancassurance (Thousand), 2013-2018
Table 139: Spanish Life Insurance - Number of Bancassurance Distributors, 2009-2013
Table 140: Spanish Life Insurance - Number of Bancassurance Distributors, 2013-2018
Table 141: Spanish Life Insurance - Commission Paid to Agencies (EUR Million), 2009-2013
Table 142: Spanish Life Insurance - Commission Paid to Agencies (EUR Million), 2013-2018
Table 143: Spanish Life Insurance - New Business Gross Written Premium (EUR Billion), 2009-2013
Table 144: Spanish Life Insurance - New Business Gross Written Premium (EUR Billion), 2013-2018
Table 145: Spanish Life Insurance - New Policies Sold Through Agencies (Thousand), 2009-2013
Table 146: Spanish Life Insurance - New Policies Sold Through Agencies (Thousand), 2013-2018
Table 147: Spanish Life Insurance - Number of Agencies, 2009-2013
Table 148: Spanish Life Insurance - Number of Agencies, 2013-2018
Table 149: Spanish Life Insurance - E-Commerce Commission Paid (EUR Million), 2009-2013
Table 150: Spanish Life Insurance - E-Commerce Commission Paid (EUR Million), 2013-2018
Table 151: Spanish Life Insurance - New Business Gross Written Premium (EUR Million), 2009-2013
Table 152: Spanish Life Insurance - New Business Gross Written Premium (EUR Million), 2013-2018
Table 153: Spanish Life Insurance - New Policies Sold Through E-Commerce (Thousand), 2009-2013
Table 154: Spanish Life Insurance - New Policies Sold Through E-Commerce (Thousand), 2013-2018
Table 155: Spanish Life Insurance - Number of E-Commerce Distributors, 2009-2013
Table 156: Spanish Life Insurance - Number of E-Commerce Distributors, 2013-2018
Table 157: Spanish Life Insurance - Commission Paid to Brokers (EUR Million), 2009-2013
Table 158: Spanish Life Insurance - Commission Paid to Brokers (EUR Million), 2013-2018
Table 159: Spanish Life Insurance - New Business Gross Written Premium (EUR Billion), 2009-2013
Table 160: Spanish Life Insurance - New Business Gross Written Premium (EUR Billion), 2013-2018
Table 161: Spanish Life Insurance - New Policies Sold Through Brokers (Thousand), 2009-2013
Table 162: Spanish Life Insurance - New Policies Sold Through Brokers (Thousand), 2013-2018
Table 163: Spanish Life Insurance - Number of Brokers, 2009-2013
Table 164: Spanish Life Insurance - Number of Brokers, 2013-2018
Table 165: Spanish Life Insurance - Commission Paid to Other Channels (EUR Million), 2009-2013
Table 166: Spanish Life Insurance - Commission Paid to Other Channels (EUR Million), 2013-2018
Table 167: Spanish Life Insurance - New Business Gross Written Premium (EUR Million), 2009-2013
Table 168: Spanish Life Insurance - New Business Gross Written Premium (EUR Million), 2013-2018
Table 169: Spanish Life Insurance - New Policies Sold Through Other Channels (Thousand), 2009-2013
Table 170: Spanish Life Insurance - New Policies Sold Through Other Channels (Thousand), 2013-2018
Table 171: Spanish Life Insurance - Number of Distributors in Other Channels, 2009-2013
Table 172: Spanish Life Insurance - Number of Distributors in Other Channels, 2013-2018
Table 173: Spain - Life Insurance Regulatory Framework
Table 174: Spain - Property Insurance Regulatory Framework
Table 175: Spain - Motor Insurance Regulatory Framework
Table 176: Spain - Minimum Coverage for Aircraft Third-Party Liability Per Accident Per Aircraft
Table 177: Spain - Insurance Premium Taxation
Table 178: Spain - Corporate Tax Rates for the Financial Year 2013
Table 179: Spanish Life Insurance - Market Shares (%), 2013
Table 180: Vidacaixa, Key Facts
Table 181: Vidacaixa, Key Financials (EUR Million), 2008-2012
Table 182: Santander Seguros, Key Facts
Table 183: Santander Seguros, Key Financials (EUR Million), 2008-2012
Table 184: BBVA Seguros, Key Facts
Table 185: BBVA Seguros, Key Financials (EUR Million), 2008-2012
Table 186: Mapfre Vida, Key Facts
Table 187: Mapfre Vida, Key Financials (EUR Million), 2008-2012
Table 188: Ibercaja Vida, Key Facts
Table 189: Ibercaja Vida, Key Financials (EUR Million), 2008-2012
Table 190: Grupo Caser, Key Facts
Table 191: Grupo Caser, Key Financials (EUR Million), 2008-2012
Table 192: Generali Seguros, Key Facts
Table 193: Generali Seguros, Key Financials (EUR Million) 2008-2012
Table 194: Allianz Seguros, Key Facts
Table 195: Allianz Seguros, Key Financials (EUR Million), 2008-2012
Table 196: Unicorp Vida, Key Facts
Table 197: Unicorp Vida, Key Financials (EUR Million) 2008-2012
Table 198: Axa Aurora Vida, Key Facts
Table 199: Axa Aurora Vida, Key Financials (EUR Million) 2008-2012

List of Figures

Figure 1: Spanish Insurance - Gross Written Premium by Segment (EUR Billion), 2009-2018
Figure 2: Spanish Insurance - Dynamics by Segment, Gross Written premium (2009-2018)
Figure 3: Spanish Insurance - Direct Written Premium by Segment (EUR Billion), 2009-2018
Figure 4: Spanish Insurance - Dynamics by Segment, Direct Written premium (2009-2018)
Figure 5: Spanish Life Segment - Number of Active Policies and GWP (Percentage Share), 2013
Figure 6: Unemployment Rate (%), 2009-2013
Figure 7: Rural Urban Population (%), 2009-2013
Figure 8: Distribution of Population By Age Group (%), 2009-2013
Figure 9: Spanish Life Insurance - Gross Written Premium by Category (EUR Billion), 2009-2018
Figure 10: Spanish Life Insurance - Gross Written Premium by Category (Percentage Share), 2013 and 2018
Figure 11: Spanish Life Insurance - Dynamics by Category, 2009-2018
Figure 12: Spanish Life Insurance - New Business Written Premium (EUR Billion), 2009-2013
Figure 13: Spanish Life Insurance - New Business Written Premium (EUR Billion), 2013-2018
Figure 14: Spanish Life Insurance - Earned Premium (EUR Billion), 2009-2013
Figure 15: Spanish Life Insurance - Earned Premium (EUR Billion), 2013-2018
Figure 16: Spanish Life Insurance - Sum Assured (EUR Trillion), 2009-2013
Figure 17: Spanish Life Insurance - Sum Assured (EUR Trillion), 2013-2018
Figure 18: Spanish Life Insurance - Paid Claims (EUR Billion), 2009-2013
Figure 19: Spanish Life Insurance - Paid Claims (EUR Billion), 2013-2018
Figure 20: Spanish Life Insurance - Incurred Loss (EUR Billion), 2009-2013
Figure 21: Spanish Life Insurance - Incurred Loss (EUR Billion), 2013-2018
Figure 22: Spanish Life Insurance - Loss Ratio (%), 2009-2013
Figure 23: Spanish Life Insurance - Loss Ratio (%), 2013-2018
Figure 24: Spanish Life Insurance - Commissions and Expenses (EUR Billion), 2009-2013
Figure 25: Spanish Life Insurance - Commissions and Expenses (EUR Billion), 2013-2018
Figure 26: Spanish Life Insurance - Combined Ratio (%), 2009-2013
Figure 27: Spanish Life Insurance - Combined Ratio (%), 2013-2018
Figure 28: Spanish Life Insurance - Fraud and Crime (EUR Million), 2009-2013
Figure 29: Spanish Life Insurance - Fraud and Crime (EUR Million), 2013-2018
Figure 30: Spanish Life Insurance - Total Assets (EUR Billion), 2009-2013
Figure 31: Spanish Life Insurance - Total Assets (EUR Billion), 2013-2018
Figure 32: Spanish Life Insurance - Total Investment Income (EUR Billion), 2009-2013
Figure 33: Spanish Life Insurance - Total Investment Income (EUR Billion), 2013-2018
Figure 34: Spanish Life Insurance - Retentions (EUR Billion), 2009-2013
Figure 35: Spanish Life Insurance - Retentions (EUR Billion), 2013-2018
Figure 36: Spanish Life Insurance - Investment Portfolio (EUR Billion), 2009-2013
Figure 37: Spanish Life Insurance - Investment Portfolio, 2009 and 2013
Figure 38: Spanish Life Insurance - Penetration (%), 2009-2013
Figure 39: Spanish Life Insurance - Density (Number of Policies per Capita), 2009-2013
Figure 40: Spanish Life Insurance - Number of Active Policies (Thousand), 2009-2013
Figure 41: Spanish Life Insurance - Number of Active Policies (Thousand), 2013-2018
Figure 42: Spanish Life Insurance - Premium per Capita (EUR), 2009-2013
Figure 43: Spanish Individual Life Insurance - Gross Written Premium by Category (EUR Billion), 2009-2018
Figure 44: Spanish Individual Life Insurance - Gross Written Premium by Category (Percentage Share), 2013 and 2018
Figure 45: Spanish Individual Life Insurance - Dynamics by Category, 2009-2018
Figure 46: Spanish Individual Life Insurance - Direct Written Premium by Category (EUR Billion), 2009-2018
Figure 47: Spanish Individual Life Insurance - Direct Written Premium by Category (Percentage Share), 2013 and 2018
Figure 48: Spanish Individual Life Insurance - Dynamics by Category, 2009-2018
Figure 49: Spanish Individual Life Insurance - Policies by Category (Thousand), 2009-2018
Figure 50: Spanish Individual Life Insurance - Policies by Category (Percentage Share), 2013 and 2018
Figure 51: Spanish Individual Life Insurance - Dynamics by Category, 2009-2018
Figure 52: Spanish Individual Whole Life Insurance - Number of Active Policies (Thousand), 2009-2013
Figure 53: Spanish Individual Whole Life Insurance - Number of Active Policies (Thousand), 2013-2018
Figure 54: Spanish Individual Whole Life Insurance - Gross Written Premium (EUR Billion), 2009-2013
Figure 55: Spanish Individual Whole Life Insurance - Gross Written Premium (EUR Billion), 2013-2018
Figure 56: Spanish Individual Pension Insurance - Number of Active Policies (Thousand), 2009-2013
Figure 57: Spanish Individual Pension Insurance - Number of Active Policies (Thousand), 2013-2018
Figure 58: Spanish Individual Pension Insurance - Gross Written Premium (EUR Billion), 2009-2013
Figure 59: Spanish Individual Pension Insurance - Gross Written Premium (EUR Billion), 2013-2018
Figure 60: Spanish Individual Endowment Insurance - Number of Active Policies (Thousand), 2009-2013
Figure 61: Spanish Individual Endowment Insurance - Number of Active Policies (Thousand), 2013-2018
Figure 62: Spanish Individual Endowment Insurance - Gross Written Premium (EUR Billion), 2009-2013
Figure 63: Spanish Individual Endowment Insurance - Gross Written Premium (EUR Billion), 2013-2018
Figure 64: Spanish Individual Term Life Insurance - Number of Active Policies (Thousand), 2009-2013
Figure 65: Spanish Individual Term Life Insurance - Number of Active Policies (Thousand), 2013-2018
Figure 66: Spanish Individual Term Life Insurance - Gross Written Premium (EUR Billion), 2009-2013
Figure 67: Spanish Individual Term Life Insurance - Gross Written Premium (EUR Billion), 2013-2018
Figure 68: Spanish Other Individual Insurance - Number of Active Policies (Thousand), 2009-2013
Figure 69: Spanish Other Individual Insurance - Number of Active Policies (Thousand), 2013-2018
Figure 70: Spanish Other Individual Insurance - Gross Written Premium (EUR Million), 2009-2013
Figure 71: Spanish Other Individual Insurance - Gross Written Premium (EUR Million), 2013-2018
Figure 72: Spanish Group Life Insurance - Gross Written Premium by Category (EUR Billion), 2009-2018
Figure 73: Spanish Group Life Insurance - Gross Written Premium by Category (Percentage Share), 2013 and 2018
Figure 74: Spanish Group Life Insurance - Dynamics by Category, 2009-2018
Figure 75: Spanish Group Life Insurance - Direct Written Premium by Category (EUR Billion), 2009-2018
Figure 76: Spanish Group Life Insurance - Direct Written Premium by Category (Percentage Share), 2013 and 2018
Figure 77: Spanish Group Life Insurance - Dynamics by Category, 2009-2018
Figure 78: Spanish Group Life Insurance - Policies by Category (Thousand), 2009-2018
Figure 79: Spanish Group Life Insurance - Policies by Category (Percentage Share), 2013 and 2018
Figure 80: Spanish Group Life Insurance - Dynamics by Category, 2009-2018
Figure 81: Spanish Group Whole Life Insurance - Number of Active Policies (Thousand), 2009-2013
Figure 82: Spanish Group Whole Life Insurance - Number of Active Policies (Thousand), 2013-2018
Figure 83: Spanish Group Whole Life Insurance - Gross Written Premium (EUR Billion), 2009-2013
Figure 84: Spanish Group Whole Life Insurance - Gross Written Premium (EUR Billion), 2013-2018
Figure 85: Spanish Group Superannuation Insurance - Number of Active Policies (Thousand), 2009-2013
Figure 86: Spanish Group Superannuation Insurance - Number of Active Policies (Thousand), 2013-2018
Figure 87: Spanish Group Superannuation Insurance - Gross Written Premium (EUR Billion), 2009-2013
Figure 88: Spanish Group Superannuation Insurance - Gross Written Premium (EUR Billion), 2013-2018
Figure 89: Spanish Individual Single-Premium Insurance - Number of Active Policies (Thousand), 2009-2013
Figure 90: Spanish Individual Single-Premium Insurance - Number of Active Policies (Thousand), 2013-2018
Figure 91: Spanish Individual Single-Premium Insurance - Gross Written Premium (EUR Billion), 2009-2013
Figure 92: Spanish Individual Single-Premium Insurance - Gross Written Premium (EUR Billion), 2013-2018
Figure 93: Spanish Individual Single-Premium Insurance - Direct Written Premium (EUR Billion), 2009-2013
Figure 94: Spanish Individual Single-Premium Insurance - Direct Written Premium (EUR Billion), 2013-2018
Figure 95: Spanish Individual Non-Single-Premium Insurance - Number of Active Policies (Thousand), 2009-2013
Figure 96: Spanish Individual Non-Single-Premium Insurance - Number of Active Policies (Thousand), 2013-2018
Figure 97: Spanish Individual Non-Single-Premium Insurance - Gross Written Premium (EUR Billion), 2009-2013
Figure 98: Spanish Individual Non-Single-Premium Insurance - Gross Written Premium (EUR Billion), 2013-2018
Figure 99: Spanish Individual Non-Single-Premium Insurance - Direct Written Premium (EUR Billion), 2009-2013
Figure 100: Spanish Individual Non-Single-Premium Insurance - Direct Written Premium (EUR Billion), 2013-2018
Figure 101: Spanish Group Single-Premium Insurance - Number of Active Policies (Thousand), 2009-2013
Figure 102: Spanish Group Single-Premium Insurance - Number of Active Policies (Thousand), 2013-2018
Figure 103: Spanish Group Single-Premium Insurance - Gross Written Premium (EUR Billion), 2009-2013
Figure 104: Spanish Group Single-Premium Insurance - Gross Written Premium (EUR Billion), 2013-2018
Figure 105: Spanish Group Single-Premium Insurance - Direct Written Premium (EUR Billion), 2009-2013
Figure 106: Spanish Group Single-Premium Insurance - Direct Written Premium (EUR Billion), 2013-2018
Figure 107: Spanish Group Non-Single-Premium Insurance – Number of Active Policies (Thousand), 2009–2013
Figure 108: Spanish Group Non-Single-Premium Insurance – Number of Active Policies (Thousand), 2013–2018
Figure 109: Spanish Group Non-Single-Premium Insurance – Gross Written Premium (EUR Billion), 2009–2013
Figure 110: Spanish Group Non-Single-Premium Insurance – Gross Written Premium (EUR Billion), 2013–2018
Figure 111: Spanish Group Non-Single-Premium Insurance – Direct Written Premium (EUR Billion), 2009–2013
Figure 112: Spanish Group Non-Single-Premium Insurance – Direct Written Premium (EUR Billion), 2013–2018
Figure 113: Spanish Linked Insurance Business – Number of Active Policies (Thousand), 2009–2013
Figure 114: Spanish Linked Insurance Business – Number of Active Policies (Thousand), 2013–2018
Figure 115: Spanish Linked Insurance Business – Gross Written Premium (EUR Billion), 2009–2013
Figure 116: Spanish Linked Insurance Business – Gross Written Premium (EUR Billion), 2013–2018
Figure 117: Spanish Linked Insurance Business – Direct Written Premium (EUR Billion), 2009–2013
Figure 118: Spanish Linked Insurance Business – Direct Written Premium (EUR Billion), 2013–2018
Figure 119: Spanish Non-Linked Insurance Business – Number of Active Policies (Thousand), 2009–2013
Figure 120: Spanish Non-Linked Insurance Business – Number of Active Policies (Thousand), 2013–2018
Figure 121: Spanish Non-Linked Insurance Business – Gross Written Premium (EUR Billion), 2009–2013
Figure 122: Spanish Non-Linked Insurance Business – Gross Written Premium (EUR Billion), 2013–2018
Figure 123: Spanish Non-Linked Insurance Business – Direct Written Premium (EUR Billion), 2009–2013
Figure 124: Spanish Non-Linked Insurance Business – Direct Written Premium (EUR Billion), 2013–2018
Figure 125: Spanish Life Insurance – New Business Written Premium by Distribution Channel (Percentage Share), 2013 and 2018
Figure 126: Spanish Life Insurance – Direct Marketing Commission Paid (EUR Billion), 2009–2013
Figure 127: Spanish Life Insurance – Direct Marketing Commission Paid (EUR Billion), 2013–2018
Figure 128: Spanish Life Insurance – New Business Gross Written Premium (EUR Billion), 2009–2013
Figure 129: Spanish Life Insurance – New Business Gross Written Premium (EUR Billion), 2013–2018
Figure 130: Spanish Life Insurance – New Policies Sold Through Direct Marketing (Thousand), 2009–2013
Figure 131: Spanish Life Insurance – New Policies Sold Through Direct Marketing (Thousand), 2013–2018
Figure 132: Spanish Life Insurance – Number of Direct Marketing Distributors, 2009–2013
Figure 133: Spanish Life Insurance – Number of Direct Marketing Distributors, 2013–2018
Figure 134: Spanish Life Insurance – Bancassurance Commission Paid (EUR Million), 2009–2013
Figure 135: Spanish Life Insurance – Bancassurance Commission Paid (EUR Million), 2013–2018
Figure 136: Spanish Life Insurance – New Business Gross Written Premium (EUR Billion), 2009–2013
Figure 137: Spanish Life Insurance – New Business Gross Written Premium (EUR Billion), 2013–2018
Figure 138: Spanish Life Insurance – New Policies Sold Through Bancassurance (Thousand), 2009–2013
Figure 139: Spanish Life Insurance – New Policies Sold Through Bancassurance (Thousand), 2013–2018
Figure 140: Spanish Life Insurance – Number of Bancassurance Distributors, 2009–2013
Figure 141: Spanish Life Insurance – Number of Bancassurance Distributors, 2013–2018
Figure 142: Spanish Life Insurance – Commission Paid to Agencies (EUR Million), 2009–2013
Figure 143: Spanish Life Insurance – Commission Paid to Agencies (EUR Million), 2013–2018
Figure 144: Spanish Life Insurance – New Business Gross Written Premium (EUR Billion), 2009–2013
Figure 145: Spanish Life Insurance – New Business Gross Written Premium (EUR Billion), 2013–2018
Figure 146: Spanish Life Insurance – New Policies Sold Through Agencies (Thousand), 2009–2013
Figure 147: Spanish Life Insurance – New Policies Sold Through Agencies (Thousand), 2013–2018
Figure 148: Spanish Life Insurance – Number of Agencies, 2009–2013
Figure 149: Spanish Life Insurance – Number of Agencies, 2013–2018
Figure 150: Spanish Life Insurance – E-Commerce Commission Paid (EUR Million), 2009–2013
Figure 151: Spanish Life Insurance – E-Commerce Commission Paid (EUR Million), 2013–2018
Figure 152: Spanish Life Insurance – New Business Gross Written Premium (EUR Million), 2009–2013
Figure 153: Spanish Life Insurance – New Business Gross Written Premium (EUR Million), 2013–2018
Figure 154: Spanish Life Insurance – New Policies Sold Through E-Commerce (Thousand), 2009–2013
Figure 155: Spanish Life Insurance – New Policies Sold Through E-Commerce (Thousand), 2013–2018
Figure 156: Spanish Life Insurance – Number of E-Commerce Distributors, 2009–2013
Figure 157: Spanish Life Insurance – Number of E-Commerce Distributors, 2013–2018
Figure 158: Spanish Life Insurance – Commission Paid to Brokers (EUR Million), 2009–2013
Figure 159: Spanish Life Insurance – Commission Paid to Brokers (EUR Million), 2013–2018
Figure 160: Spanish Life Insurance – New Business Gross Written Premium (EUR Billion), 2009–2013
Figure 161: Spanish Life Insurance – New Business Gross Written Premium (EUR Billion), 2013–2018
Figure 162: Spanish Life Insurance – New Policies Sold Through Brokers (Thousand), 2009–2013
Figure 163: Spanish Life Insurance – New Policies Sold Through Brokers (Thousand), 2013–2018
Figure 164: Spanish Life Insurance – Number of Brokers, 2009–2013
Figure 165: Spanish Life Insurance – Number of Brokers, 2013–2018
Figure 166: Spanish Life Insurance – Commission Paid to Other Channels (EUR Million), 2009–2013
Figure 167: Spanish Life Insurance – Commission Paid to Other Channels (EUR Million), 2013–2018
Figure 168: Spanish Life Insurance – New Business Gross Written Premium (EUR Million), 2009–2013
Figure 169: Spanish Life Insurance – New Business Gross Written Premium (EUR Million), 2013–2018
Figure 170: Spanish Life Insurance – New Policies Sold Through Other Channels (Thousand), 2009–2013
Figure 171: Spanish Life Insurance – New Policies Sold Through Other Channels (Thousand), 2013–2018
Figure 172: Spanish Life Insurance – Number of Distributors in Other Channels, 2009–2013
Figure 173: Spanish Life Insurance – Number of Distributors in Other Channels, 2013–2018
Figure 174: Spain – Insurance Regulatory Framework
Figure 175: Spain – The Three Pillars of Solvency II
Figure 176: Spain – Insurance Supervision and Control at Various Levels
Figure 177: Spain – Insurance Regulatory Frameworks for Company Registration and Operation
Figure 178: Spanish Life Insurance – Market Shares (%), 2013
Figure 179: Spanish Life Insurance Gross Written Premium – Top Five Spanish Life Insurers, 2012
Figure 180: Spanish Life Insurance Gross Claims – Top Five Spanish Life Insurers, 2012
Figure 181: Spanish Life Insurance Incurred Loss – Top Five Spanish Life Insurers, 2012
Figure 182: Spanish Life Insurance Total Assets – Top Five Spanish Life Insurers, 2012
Figure 183: Spanish Life Insurance Total Investment Income – Top Five Spanish Life Insurers, 2012
Figure 184: Spanish Stock Market (Ibex 35) Market Capitalization (US$ Billion), 2008–2012
Figure 185: Spanish GDP at Constant Prices (US$ Billion), 2009–2013
Figure 186: Spanish GDP Per Capita at Constant Prices (US$), 2009–2013
Figure 187: Spanish GDP at Current Prices (US$ Billion), 2009–2013
Figure 188: Spanish GDP Per Capita at Current Prices (US$), 2009–2013
Figure 189: Spanish GDP by Key Sector (%) 2008 and 2012
Figure 190: Spanish Agriculture, Hunting, Forestry and Fishing Net Output at Current Prices (US$ Billion), 2008–2012
Figure 191: Spanish Agriculture, Hunting, Forestry and Fishing Net Output at Current Prices as a Percentage of GDP (%), 2008–2012
Figure 192: Spanish Manufacturing Net Output at Current Prices (US$ Billion), 2008–2012
Figure 193: Spanish Manufacturing Net Output at Current Prices as a Percentage of GDP (%), 2008–2011
Figure 194: Spanish Mining, Manufacturing and Utilities Net Output at Current Prices (US$ Billion), 2008–2012
Figure 195: Spanish Mining, Manufacturing and Utilities Net Output at Current Prices as a percentage of GDP (%), 2008–2012
Figure 196: Spanish Construction Net Output at Current Prices (US$ Billion), 2008– 2012
Figure 197: Spanish Construction Output at Current Prices as a Percentage of GDP (%), 2008–2012
Figure 198: Spanish Inflation Rate (%), 2009–2013
Figure 199: Spanish Exports as a Percentage of GDP (%), 2008–2012
Figure 200: Spanish Imports as a Percentage of GDP (%), 2008–2012
Figure 201: Spanish Merchandise Exports Growth (%), 2009–2012
Figure 202: Spanish Merchandise Imports Growth (%), 2009–2012
Figure 203: Spanish Annual Average Exchange Rate US$–EUR, 2009–2013
Figure 204: Spanish Commercial Vehicles Exports – Total Value (US$ Billion), 2009–2013
Figure 205: Spanish Commercial Vehicles Imports – Total Value (US$ Billion), 2009–2013
Figure 206: Spanish Automotive Exports – Total Value (US$ Billion), 2009–2013
Figure 207: Spanish Automotive Imports – Total Value (US$ Billion), 2009–2013
Figure 208: Spanish Internet Subscriptions (Millions), 2009–2013
Figure 209: Spanish Size of Labor Force (Million), 2008–2012
Figure 210: Spanish Unemployment Rate (%), 2009–2013
Figure 211: Spanish Gross National Disposable Income (US$ Billion), 2008–2012
Figure 212: Spanish Household Consumption Expenditure (US$ Billion), 2009–2013
Figure 213: Spanish Total Population (Million), 2009–2013
Figure 214: Spanish Urban and Rural Populations (%), 2009–2013
Figure 215: Spanish Population Distribution by Age (%), 2008–2012

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