The Insurance Industry in Bosnia and Herzegovina, Key Trends and Opportunities to 2018

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Date: 18-Apr-2015
No. of pages: 157
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Synopsis

Timetric's The Insurance Industry in Bosnia and Herzegovina, Key Trends and Opportunities to 2018 report provides detailed analysis of the market trends, drivers, challenges in the Bosnian insurance industry. It provides key performance indicators such as written premium, incurred loss, loss ratio, combined ratio, total assets, total investment income and retentions during the review period (2009-2013) and forecast period (2013-2018). The report also analyzes detailed information on the competitive landscape in the country.

The report brings together Timetric's research, modeling and analysis expertise, giving insurers access to information on segment dynamics and competitive advantages, and profiles of insurers operating in the country. The report also includes details of insurance regulations, and recent changes in regulatory structure.

Summary

Timetric's The Insurance Industry in Bosnia and Herzegovina, Key Trends and Opportunities to 2018' report provides in-depth market analysis, information and insights into the Bosnian insurance industry, including:

• The Bosnian insurance industry's growth prospects by segment and category

• Key trends, drivers and challenges in the Bosnian insurance industry

• The detailed competitive landscape in the Bosnian insurance industry

• Detailed regulatory policies of the Bosnian insurance industry

Scope

This report provides a comprehensive analysis of the insurance industry in Bosnia and Herzegovina:

• It provides historical values for the Bosnian insurance industry for the report's 2009-2013 review period, and projected figures for the 2013-2018 forecast period.

• It offers a detailed analysis of the key segments in the Bosnian insurance industry, along with market forecasts until 2018.

• It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, combined ratio, total assets, total investment income and retentions.

• It profiles the top insurance companies in Bosnia and Herzegovina and outlines the key regulations affecting them.

Reasons To Buy

• Make strategic business decisions using in-depth historic and forecast market data related to the Bosnian insurance industry and each segment and category within it.

• Understand the demand-side dynamics, key market trends and growth opportunities in the Bosnian insurance industry.

• Assess the competitive dynamics in the Bosnian insurance industry.

• Identify the growth opportunities and market dynamics in key segments.

• Gain insights into key regulations governing the Bosnian insurance industry and their impact on companies and the industry's future.

Key Highlights

• The Bosnian insurance industry grew in terms of gross written premium at a review-period CAGR of 3.5%.

• The non-life insurance segment accounted for a 73.0% share of the total insurance gross written premium value in 2013.

• The non-life segment grew at a review-period CAGR of 2.6%.

• Motor insurance accounted for 80.8% of the total non-life segment's share in 2013.

• The insurance industry in Bosnia and Herzegovina is regulated by the Insurance Supervisory Agency of Federation of Bosnia and Herzegovina (ISAFBiH).

• As of 2013, there were 10 licensed life insurance companies and 22 non-life insurance companies.

The Insurance Industry in Bosnia and Herzegovina, Key Trends and Opportunities to 2018

Table of Contents
1 Executive Summary
2 Introduction
2.1 What is this Report About?
2.2 Definitions
2.3 Methodology
3 Bosnian Insurance Industry Overview
3.1 Bosnian Insurance Industry
3.2 Key Industry Trends and Drivers
3.3 Challenges
4 Industry Segmentation
4.1 Life Insurance
4.2 Non-Life Insurance
4.2.1 Property insurance
4.2.2 Motor insurance
4.2.3 Liability insurance
4.2.4 Marine, aviation and transit insurance
4.3 Personal Accident and Health Insurance
4.3.1 Personal accident insurance
4.3.2 Health insurance
4.3.3 Travel insurance
4.4 Reinsurance
5 Governance, Risk and Compliance
5.1 Legislation Overview and Historical Evolution
5.2 Legislation and Market Practice by Type of Insurance
5.2.1 Life insurance
5.2.2 Property insurance
5.2.3 Motor insurance
5.2.4 Liability insurance
5.2.5 Marine, aviation and transit insurance
5.2.6 Personal accident and health insurance
5.3 Compulsory Insurance
5.3.1 Motor third-party liability insurance
5.3.2 Social security system
5.4 Supervision and Control
5.4.1 Insurance Supervisory Agency of Federation of Bosnia and Herzegovina
5.4.2 Insurance Agency of Bosnia and Herzegovina
5.4.3 Insurance Agency of the Republic of Srpska
5.5 Non-Admitted Insurance Regulations
5.5.1 Overview
5.5.2 Intermediaries
5.5.3 Market practices
5.5.4 Fines and penalties
5.6 Company Registration and Operations
5.6.1 Types of insurance organization
5.6.2 Establishing a local company
5.6.3 Foreign ownership
5.6.4 Types of license
5.6.5 Capital requirements
5.6.6 Solvency margins
5.6.7 Reserve requirements
5.6.8 Investment regulations
5.6.9 Statutory return requirements
5.6.10 Fee structure
5.7 Taxation
5.7.1 Insurance premium or policy taxation
5.7.2 Withholding taxes on premium paid overseas
5.7.3 Corporate tax
5.7.4 VAT
5.7.5 Captives
5.8 Legal System
5.8.1 Introduction
5.8.2 Access to court
5.8.3 Alternative dispute resolution (ADR)
6 Competitive Landscape
6.1 Overview
6.2 Leading Companies
6.2.1 Merkur Osiguranje DD - company overview
6.2.2 Uniqa Osiguranje DD Sarajevo - company overview
6.2.3 Sarajevo Osiguranje DD - company overview
6.2.4 Euroherc Osiguranje DD - company overview
7 Macroeconomic Indicators
7.1 GDP at Constant Prices (US$)
7.2 GDP at Current Prices (US$)
7.3 GDP Per Capita at Current Prices (US$)
7.4 Inflation Rate
7.5 Total Internet Users
7.6 Total Labor Force
7.7 Unemployment Rate (% of Total Labor Force)
7.8 Total Life Expectancy
7.9 Urban and Rural Populations
7.1 Total Population
8 Appendix
8.1 Methodology
8.2 Contact Timetric
8.3 About Timetric
8.4 Timetric's Services
8.5 Disclaimer

List of Tables
Table 1: Insurance Industry Definitions
Table 2: Bosnian Insurance Gross Written Premium by Segment (BAM Million), 2009-2013
Table 3: Bosnian Insurance Gross Written Premium by Segment (US$ Million), 2009-2013
Table 4: Bosnian Insurance Gross Written Premium by Segment (BAM Million), 2013-2018
Table 5: Bosnian Insurance Gross Written Premium by Segment (US$ Million), 2013-2018
Table 6: Bosnian Insurance Segmentation by Gross Written Premium (% Share), 2009-2018
Table 7: Bosnian Insurance Direct Written Premium by Segment (BAM Million), 2009-2013
Table 8: Bosnian Insurance Direct Written Premium by Segment (US$ Million), 2009-2013
Table 9: Bosnian Insurance Direct Written Premium by Segment (BAM Million), 2013-2018
Table 10: Bosnian Insurance Direct Written Premium by Segment (US$ Million), 2013-2018
Table 11: Bosnian Insurance Segmentation by Direct Written Premium (% Share), 2009-2018
Table 12: Bosnian Life Insurance - Gross Written Premium (BAM Million), 2009-2013
Table 13: Bosnian Life Insurance - Gross Written Premium (BAM Million), 2013-2018
Table 14: Bosnian Life Insurance - Direct Written Premium (BAM Million), 2009-2013
Table 15: Bosnian Life Insurance - Direct Written Premium (BAM Million), 2013-2018
Table 16: Bosnian Life Insurance - Paid Claims (BAM Million), 2009-2013
Table 17: Bosnian Life Insurance - Paid Claims (BAM Million), 2013-2018
Table 18: Bosnian Life Insurance - Incurred Loss (BAM Million), 2009-2013
Table 19: Bosnian Life Insurance - Incurred Loss (BAM Million), 2013-2018
Table 20: Bosnian Life Insurance - Loss Ratio (%), 2009-2013
Table 21: Bosnian Life Insurance - Loss Ratio (%), 2013-2018
Table 22: Bosnian Life Insurance - Combined Ratio (%), 2009-2013
Table 23: Bosnian Life Insurance - Combined Ratio (%), 2013-2018
Table 24: Bosnian Life Insurance - Total Assets (BAM Million), 2009-2013
Table 25: Bosnian Life Insurance - Total Assets (BAM Million), 2013-2018
Table 26: Bosnian Life Insurance - Retentions (BAM Million), 2009-2013
Table 27: Bosnian Life Insurance - Retentions (BAM Million), 2013-2018
Table 28: Bosnian Non-Life Insurance - Gross Written Premium by Category (BAM Million), 2009-2013
Table 29: Bosnian Non-Life Insurance - Gross Written Premium by Category (US$ Million), 2009-2013
Table 30: Bosnian Non-Life Insurance - Gross Written Premium by Category (BAM Million), 2013-2018
Table 31: Bosnian Non-Life Insurance - Gross Written Premium by Category (US$ Million), 2013-2018
Table 32: Bosnian Non-Life Insurance - Direct Written Premium by Category (BAM Million), 2009-2013
Table 33: Bosnian Non-Life Insurance - Direct Written Premium by Category (US$ Million), 2009-2013
Table 34: Bosnian Non-Life Insurance - Direct Written Premium by Category (BAM Million), 2013-2018
Table 35: Bosnian Non-Life Insurance - Direct Written Premium by Category (US$ Million), 2013-2018
Table 36: Bosnian Non-Life Insurance - Paid Claims (BAM Million), 2009-2013
Table 37: Bosnian Non-Life Insurance - Paid Claims (BAM Million), 2013-2018
Table 38: Bosnian Non-Life Insurance - Incurred Loss (BAM Million), 2009-2013
Table 39: Bosnian Non-Life Insurance - Incurred Loss (BAM Million), 2013-2018
Table 40: Bosnian Non-Life Insurance - Loss Ratio (%), 2009-2013
Table 41: Bosnian Non-Life Insurance - Loss Ratio (%), 2013-2018
Table 42: Bosnian Non-Life Insurance - Combined Ratio (%), 2009-2013
Table 43: Bosnian Non-Life Insurance - Combined Ratio (%), 2013-2018
Table 44: Bosnian Non-Life Insurance - Total Assets (BAM Million), 2009-2013
Table 45: Bosnian Non-Life Insurance - Total Assets (BAM Billion), 2013-2018
Table 46: Bosnian Non-Life Insurance - Retentions (BAM Million), 2009-2013
Table 47: Bosnian Non-Life Insurance - Retentions (BAM Million), 2013-2018
Table 48: Bosnian Property Insurance - Gross Written Premium (BAM Million), 2009-2013
Table 49: Bosnian Property Insurance - Gross Written Premium (BAM Million), 2013-2018
Table 50: Bosnian Motor Insurance - Gross Written Premium (BAM Million), 2009-2013
Table 51: Bosnian Motor Insurance - Gross Written Premium (BAM Million), 2013-2018
Table 52: Bosnian Liability Insurance - Gross Written Premium (BAM Million), 2009-2013
Table 53: Bosnian Liability Insurance - Gross Written Premium (BAM Million), 2013-2018
Table 54: Bosnian Marine, Aviation and Transit Insurance - Gross Written Premium (BAM Million), 2009-2013
Table 55: Bosnian Marine, Aviation and Transit Insurance - Gross Written Premium (BAM Million), 2013-2018
Table 56: Bosnian Personal Accident and Health Insurance - Gross Written Premium by Category (BAM Million), 2009-2013
Table 57: Bosnian Personal Accident and Health Insurance - Gross Written Premium by Category (US$ Million), 2009-2013
Table 58: Bosnian Personal Accident and Health Insurance - Gross Written Premium by Category (BAM Million), 2013-2018
Table 59: Bosnian Personal Accident and Health Insurance - Gross Written Premium by Category (US$ Million), 2013-2018
Table 60: Bosnian Personal Accident and Health Insurance - Direct Written Premium by Category (BAM Million), 2009-2013
Table 61: Bosnian Personal Accident and Health Insurance - Direct Written Premium by Category (US$ Million), 2009-2013
Table 62: Bosnian Personal Accident and Health Insurance - Direct Written Premium by Category (BAM Million), 2013-2018
Table 63: Bosnian Personal Accident and Health Insurance - Direct Written Premium by Category (US$ Million), 2013-2018
Table 64: Bosnian Personal Accident and Health Insurance - Paid Claims (BAM Million), 2009-2013
Table 65: Bosnian Personal Accident and Health Insurance - Paid Claims (BAM Million), 2013-2018
Table 66: Bosnian Personal Accident and Health Insurance - Incurred Loss (BAM Million), 2009-2013
Table 67: Bosnian Personal Accident and Health Insurance - Incurred Loss (BAM Million), 2013-2018
Table 68: Bosnian Personal Accident and Health Insurance - Loss Ratio (%), 2009-2013
Table 69: Bosnian Personal Accident and Health Insurance - Loss Ratio (%), 2013-2018
Table 70: Bosnian Personal Accident and Health Insurance - Combined Ratio (%), 2009-2013
Table 71: Bosnian Personal Accident and Health Insurance - Combined Ratio (%), 2013-2018
Table 72: Bosnian Personal Accident and Health Insurance - Total Assets (BAM Million), 2009-2013
Table 73: Bosnian Personal Accident and Health Insurance - Total Assets (BAM Million), 2013-2018
Table 74: Bosnian Personal Accident and Health Insurance - Retentions (BAM Million), 2009-2013
Table 75: Bosnian Personal Accident and Health Insurance - Retentions (BAM Million), 2013-2018
Table 76: Bosnian Personal Accident Insurance - Gross Written Premium (BAM Million), 2009-2013
Table 77: Bosnian Personal Accident Insurance - Gross Written Premium (BAM Million), 2013-2018
Table 78: Bosnian Health Insurance - Gross Written Premium (BAM Million), 2009-2013
Table 79: Bosnian Health Insurance - Gross Written Premium (BAM Million), 2013-2018
Table 80: Bosnian Travel Insurance - Gross Written Premium (BAM), 2009-2013
Table 81: Bosnian Travel Insurance - Gross Written Premium (BAM), 2013-2018
Table 82: Bosnian Reinsurance - Ceded by Insurance Segment (BAM Million), 2009-2013
Table 83: Bosnian Reinsurance - Ceded by Insurance Segment (US$ Million), 2009-2013
Table 84: Bosnian Reinsurance - Ceded by Insurance Segment (BAM Million), 2013-2018
Table 85: Bosnian Reinsurance - Ceded by Insurance Segment (US$ Million), 2013-2018
Table 86: Bosnian Life Insurance - Percentage of Reinsurance Ceded (%), 2009-2013
Table 87: Bosnian Life Insurance - Percentage of Reinsurance Ceded (%),2013-2018
Table 88: Bosnian Non-Life Insurance - Percentage of Reinsurance Ceded (%), 2009-2013
Table 89: Bosnian Non-Life Insurance - Percentage of Reinsurance Ceded (%), 2013-2018
Table 90: Bosnian Personal Accident and Health Insurance - Percentage of Reinsurance Ceded (%), 2009-2013
Table 91: Bosnian Personal Accident and Health Insurance - Percentage of Reinsurance Ceded (%), 2013-2018
Table 92: Bosnia and Herzegovina - Life Insurance Regulatory Framework
Table 93: Bosnia and Herzegovina - Property Insurance Regulatory Framework
Table 94: Bosnia and Herzegovina - Motor Insurance Regulatory Framework
Table 95: Bosnia and Herzegovina - Liability Insurance Regulatory Framework
Table 96: Bosnia and Herzegovina - Corporate Tax Rates for the Financial Year 2013
Table 97: Bosnian Life Insurance Segment Shares, 2013
Table 98: Bosnian Non-Life Insurance Segment, Segment Share 2013
Table 99: Merkur Osiguranje DD, Main Products
Table 100: Uniqa Osiguranje DD, Main Products
Table 101: Uniqa Osiguranje DD, Key Employees
Table 102: Sarajevo Osiguranje DD, Main Products
Table 103: Euroherc Osiguranje DD, Main Products

List of Figures
Figure 1: Bosnian Insurance Gross Written Premium by Segment (BAM Million), 2009-2018
Figure 2: Bosnian Insurance Gross Written Premium Market Dynamics by Segment, 2009-2018
Figure 3: Bosnian Insurance Direct Written Premium by Segment (BAM Billion), 2009-2018
Figure 4: Bosnian Insurance Direct Written Premium Market Dynamics by Segment, 2009-2018
Figure 5: Bosnian Life Insurance - Gross Written Premium (BAM Million), 2009-2013
Figure 6: Bosnian Life Insurance - Gross Written Premium (BAM Million), 2013-2018
Figure 7: Bosnian Life Insurance - Direct Written Premium (BAM Million), 2009-2013
Figure 8: Bosnian Life Insurance - Direct Written Premium (BAM Million), 2013-2018
Figure 9: Bosnian Life Insurance - Paid Claims (BAM Million), 2009-2013
Figure 10: Bosnian Life Insurance - Paid Claims (BAM Million), 2013-2018
Figure 11: Bosnian Life Insurance - Incurred Loss (BAM Million), 2009-2013
Figure 12: Bosnian Life Insurance - Incurred Loss (BAM Million), 2013-2018
Figure 13: Bosnian Life Insurance - Loss Ratio (%), 2009-2013
Figure 14: Bosnian Life Insurance - Loss Ratio (%), 2013-2018
Figure 15: Bosnian Life Insurance - Combined Ratio (%), 2009-2013
Figure 16: Bosnian Life Insurance - Combined Ratio (%), 2013-2018
Figure 17: Bosnian Life Insurance - Total Assets (BAM Million), 2009-2013
Figure 18: Bosnian Life Insurance - Total Assets (BAM Million), 2013-2018
Figure 19: Bosnian Life Insurance - Retentions (BAM Million), 2009-2013
Figure 20: Bosnian Life Insurance - Retentions (BAM Million), 2013-2018
Figure 21: Bosnian Life Insurance - Penetration (% of GDP), 2009-2013
Figure 22: Bosnian Life Insurance - Premium Per-capita (BAM), 2009-2013
Figure 23: Bosnian Non-Life Insurance - Gross Written Premium by Category (BAM Million), 2009-2018
Figure 24: Bosnian Non-Life Insurance - Gross Written Premium by Category (%), 2013 and 2018
Figure 25: Bosnian Non-Life Insurance - Gross Written Premium Dynamics by Category, 2009-2018
Figure 26: Bosnian Non-Life Insurance - Direct Written Premium by Category (BAM Million), 2009-2018
Figure 27: Bosnian Non-Life Insurance - Direct Written Premium by Category (%), 2013 and 2018
Figure 28: Bosnian Non-Life Insurance - Direct Written Premium Dynamics by Category, 2009-2018
Figure 29: Bosnian Non-Life Insurance - Paid Claims (BAM Million), 2009-2013
Figure 30: Bosnian Non-Life Insurance - Paid Claims (BAM Million), 2013-2018
Figure 31: Bosnian Non-Life Insurance - Incurred Loss (BAM Million), 2009-2013
Figure 32: Bosnian Non-Life Insurance - Incurred Loss (BAM Million), 2013-2018
Figure 33: Bosnian Non-Life Insurance - Loss Ratio (%), 2009-2013
Figure 34: Bosnian Non-Life Insurance - Loss Ratio (%), 2013-2018
Figure 35: Bosnian Non-Life Insurance - Combined Ratio (%), 2009-2013
Figure 36: Bosnian Non-Life Insurance - Combined Ratio (%), 2013-2018
Figure 37: Bosnian Non-Life Insurance - Total Assets (BAM Million), 2009-2013
Figure 38: Bosnian Non-Life Insurance - Total Assets (BAM Billion), 2013-2018
Figure 39: Bosnian Non-Life Insurance - Retentions (BAM Million), 2009-2013
Figure 40: Bosnian Non-Life Insurance - Retentions (US$ Million), 2013-2018
Figure 41: Bosnian Non-Life Insurance Penetration (% of GDP), 2009-2013
Figure 42: Bosnian Non-Life Insurance - Premium Per Capita (BAM), 2009-2013
Figure 43: Bosnian Property Insurance - Gross Written Premium (BAM Million), 2009-2013
Figure 44: Bosnian Property Insurance - Gross Written Premium (BAM Million), 2013-2018
Figure 45: Bosnian Motor Insurance - Gross Written Premium (BAM Million), 2009-2013
Figure 46: Bosnian Motor Insurance - Gross Written Premium (BAM Million), 2013-2018
Figure 47: Bosnian Liability Insurance - Gross Written Premium (BAM Million), 2009-2013
Figure 48: Bosnian Liability Insurance - Gross Written Premium (BAM Million), 2013-2018
Figure 49: Bosnian Marine, Aviation and Transit Insurance - Gross Written Premium (BAM Million), 2009-2013
Figure 50: Bosnian Marine, Aviation and Transit Insurance - Gross Written Premium (BAM Million), 2013-2018
Figure 51: Bosnian Personal Accident and Health Insurance - Gross Written Premium by Category (BAM Million), 2009-2018
Figure 52: Bosnian Personal Accident and Health Insurance - Gross Written Premium by Category (%), 2013 and 2018
Figure 53: Bosnian Personal Accident and Health Insurance - Gross Written Premium Dynamics by Category, 2009-2018
Figure 54: Bosnian Personal Accident and Health Insurance - Direct Written Premium by Category (BAM Million), 2009-2018
Figure 55: Bosnian Personal Accident and Health Insurance - Direct Written Premium by Category (%), 2013 and 2018
Figure 56: Bosnian Personal Accident and Health Insurance - Direct Written Premium Dynamics by Category, 2009-2018
Figure 57: Bosnian Personal Accident and Health Insurance - Paid Claims by Category (BAM Million), 2009-2013
Figure 58: Bosnian Personal Accident and Health Insurance - Paid Claims (BAM Million), 2013-2018
Figure 59: Bosnian Personal Accident and Health Insurance - Incurred Loss (BAM Million), 2009-2013
Figure 60: Bosnian Personal Accident and Health Insurance - Incurred Loss (BAM Million), 2013-2018
Figure 61: Bosnian Personal Accident and Health Insurance - Loss Ratio (%), 2009-2013
Figure 62: Bosnian Personal Accident and Health Insurance - Loss Ratio (%), 2013-2018
Figure 63: Bosnian Personal Accident and Health Insurance - Combined Ratio (%), 2009-2013
Figure 64: Bosnian Personal Accident and Health Insurance - Combined Ratio (%), 2013-2018
Figure 65: Bosnian Personal Accident and Health Insurance - Total Assets (BAM Million), 2009-2013
Figure 66: Bosnian Personal Accident and Health Insurance - Total Assets (BAM Million), 2013-2018
Figure 67: Bosnian Personal Accident and Health Insurance - Retentions (BAM Million), 2009-2013
Figure 68: Bosnian Personal Accident and Health Insurance - Retentions (BAM Million), 2013-2018
Figure 69: Bosnian Personal Accident and Health Insurance Penetration (% of GDP), 2009-2013
Figure 70: Bosnian Personal Accident and Health Insurance - Premium Per Capita (BAM), 2009-2013
Figure 71: Bosnian Personal Accident Insurance - Gross Written Premium (BAM Million), 2009-2013
Figure 72: Bosnian Personal Accident Insurance - Gross Written Premium (BAM Million), 2013-2018
Figure 73: Bosnian Health Insurance - Gross Written Premium (BAM Million), 2009-2013
Figure 74: Bosnian Health Insurance - Gross Written Premium (BAM Million), 2013-2018
Figure 75: Bosnian Travel Insurance - Gross Written Premium (BAM), 2009-2013
Figure 76: Bosnian Travel Insurance - Gross Written Premium (BAM), 2013-2018
Figure 77: Bosnian Reinsurance - Ceded by Insurance Segment (BAM Million), 2009-2018
Figure 78: Bosnian Reinsurance - Dynamics by Insurance Segment, 2009-2018
Figure 79: Bosnian Life Insurance - Percentage of Reinsurance Ceded (%), 2009-2013
Figure 80: Bosnian Life Insurance - Percentage of Reinsurance Ceded (%), 2013-2018
Figure 81: Bosnian Non-Life Insurance - Percentage of Reinsurance Ceded (%), 2009-2013
Figure 82: Bosnian Non-Life Insurance - Percentage of Reinsurance Ceded (%), 2013-2018
Figure 83: Bosnian Personal Accident and Health Insurance - Percentage of Reinsurance Ceded (%), 2009-2013
Figure 84: Bosnian Personal Accident and Health Insurance - Percentage of Reinsurance Ceded (%), 2013-2018
Figure 85: Bosnia and Herzegovina - Insurance Regulatory Framework
Figure 86: Bosnia and Herzegovina - Insurance Supervision and Control at the National Level
Figure 87: Bosnia and Herzegovina - Insurance Regulatory Frameworks for Company Registration and Operation
Figure 88: Bosnian Life Insurance Segment - Segment Share 2013
Figure 89: Bosnian Non-Life Insurance Segment - Segment Share 2013
Figure 90: Bosnian GDP at Constant Prices (US$ Billion), 2009-2013
Figure 91: Bosnian GDP at Current Prices (US$ Billion), 2009-2013
Figure 92: Bosnian GDP Per Capita at Current Prices (US$), 2009-2013
Figure 93: Bosnian Inflation Rate (%), 2009-2013
Figure 94: Bosnian Total Internet Users (Million), 2009-2013
Figure 95: Bosnian Total Labor Force (Million), 2008-2012
Figure 96: Bosnian Unemployment Rate (%), 2009-2013
Figure 97: Bosnian Total Life Expectancy (Years), 2009-2013
Figure 98: Bosnian Urban and Rural Populations (%), 2009-2013
Figure 99:Bosnian Total Populations (Million), 2009-2013
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