The Cards and Payments Industry in Switzerland: Emerging Trends and Opportunities to 2020

Publisher Name :
Date: 10-Sep-2016
No. of pages: 54
Inquire Before Buying

Synopsis

Timetric's 'The Cards and Payments Industry in Switzerland: Emerging Trends and Opportunities to 2020' report provides detailed analysis of market trends in the Swiss cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including direct debits, check payments, payment cards and credit transfers during the review period (2011-2015).

The report also analyzes various payment card markets operating in the industry, and provides detailed information on the number of cards in circulation, and transaction values and volumes during the review period and over the forecast period (2016-2020). It also offers information on the country's competitive landscape, including the market shares of issuers and schemes.

The report brings together Timetric's research, modeling, and analysis expertise to allow banks and card issuers to identify segment dynamics and competitive advantages. The report also covers details of regulatory policy and recent changes in the regulatory structure.

Summary

Timetric's 'The Cards and Payments Industry in Switzerland: Emerging Trends and Opportunities to 2020' report provides top-level market analysis, information and insights into the Swiss cards and payments industry, including:


  • Current and forecast values for each market in the Swiss cards and payments industry, including debit card, credit and charge cards.

  • Detailed insights into payment instruments including direct debit, credit transfers, checks and payment cards. It also, includes an overview of the country's key alternative payment instruments.

  • E-commerce market analysis.

  • Analysis of various market drivers and regulations governing the Swiss cards and payments industry.

  • Detailed analysis of strategies adopted by banks and other institutions to market debit, credit and charge cards.

  • Comprehensive analysis of consumer attitudes and buying preferences for cards.

  • The competitive landscape in the Swiss cards and payments industry.


Scope

This report provides a comprehensive analysis of the Swiss cards and payments industry.


  • It provides current values for the Swiss cards and payments industry for 2015, and forecast figures to 2020.

  • It details the different demographic, economic, infrastructural and business drivers affecting the Swiss cards and payments industry.

  • It outlines the current regulatory framework in the industry.

  • It details marketing strategies used by various banks and other institutions.


Reasons To Buy


  • Make strategic business decisions, using top-level historic and forecast market data, related to the Swiss cards and payments industry and each market within it.

  • Understand the key market trends and growth opportunities in the Swiss cards and payments industry.

  • Assess the competitive dynamics in the Swiss cards and payments industry.

  • Gain insights into marketing strategies used for various card types in Switzerland.

  • Gain insights into key regulations governing the Swiss cards and payments industry.


Key Highlights


  • The Swiss Competition Commission (Comco) lowered the interchange fees of Visa and MasterCard credit cards from August 1, 2015. Under the new regulation, the interchange fee for credit cards is capped at 0.70%; reduced from the existing 0.95%. The Comco is planning to further reduce it to 0.44% from August 1, 2017. According to Comco, the reduction in fees is expected to result in a saving of US$52-62.3 million (CHF50-60 million) annually for merchants. However, it is anticipated to have a major impact on the profitability of the card issuers over the forecast period (2016-2020). With a reduction in revenue, issuers are likely to cut down on card offerings and benefits for consumers.

  • The uptake of alternative payments among Swiss consumers is gaining traction due to the availability of a number of options, such as PayPal and Sofort. Most recently, in July 2016, Apple launched its mobile payment (m-payment) service, Apple Pay, allowing consumers to make contactless m-payments and online payments. Prominent retailers accepting Apple Pay in Switzerland include Aldi, Avec, C&A, k kiosk, Mobile Zone, P&B, Spar and TopCC. In February 2016, SIX Payment Services Ltd, a Swiss card-based electronic payment transaction company, expanded the scope of its Paymit service, enabling users to make m-payments using QR codes. Similarly, PostFinance and MasterCard launched their respective digital wallets - Twint and MasterPass - in 2015. The entry of new payment solutions is likely to intensify competition in the Swiss alternative payments market.

  • Contactless technology is gaining prominence among Swiss consumers, as banks, card issuers and technology providers are introducing this technology in their product offerings. According to the Swiss National Bank (SNB) - the central bank of Switzerland, the number of contactless cards was 7.1 million in 2015, and this is expected double to reach 14.2 million by 2020, as banks and card issuers are keen on promoting contactless cards. All major banks in the country - including UBS, Credit Suisse and PostFinance - offer payment cards with a contactless functionality. To benefit from this trend, retailers such as IKEA, Jumbo, kkiosk, Coop, Migros and McDonalds are also accepting contactless payments.

The Cards and Payments Industry in Switzerland: Emerging Trends and Opportunities to 2020

Table of Contents

1 Definitions And Methodology
1.1 Definitions
1.2 Methodology

2 Key Facts And Highlights

3 Executive Summary

4 Payment Instruments

5 E-Commerce And Alternative Payments
5.1 E-Commerce Market and Payment Methods
5.2 Alternative Payment Solutions
5.2.1 PayPal
5.2.2 Apple Pay
5.2.3 MasterPass
5.2.4 Paymit
5.2.5 Tellwa
5.2.6 Twint
5.2.7 Sofort

6 Regulations In The Cards And Payments Industry
6.1 Regulatory Framework
6.1.1 SEPA cards framework
6.1.2 Interchange fee regulation
6.2 Anti-Money Laundering (AML)
6.3 Foreign Direct Investment (FDI) Regulations

7 Analysis Of Cards And Payments Industry Drivers

8 Payment Cards

9 Debit Cards
9.1 Debit Cards Market Analysis
9.2 Debit Card Scheme and Issuer Shares
9.3 Debit Cards Comparison

10 Pay Later Cards
10.1 Pay Later Cards Market Analysis
10.2 Pay Later Card Scheme and Issuer Shares
10.3 Pay Later Cards Comparison

11 Prepaid Cards

12 Appendix
12.1 Tables
12.2 Contact Timetric
12.3 About Timetric
12.4 Timetric's Services
12.5 Disclaimer

List of Tables

Table 1: Key Definitions
Table 2: Annual Average Exchange Rate
Table 3: Switzerland - Key Facts, 2015
Table 4: Regional Benchmarking of Switzerland's Payment Cards, 2015
Table 5: Switzerland - Mode of Entry of Foreign Banks
Table 6: Switzerland - Debit Cards Comparison and Key Features, 2016
Table 7: Switzerland - Gold Credit Cards Comparison and Key Features, 2016
Table 8: Switzerland - Premium Credit Cards Comparison and Key Features, 2016
Table 9: Switzerland - Charge Cards Comparison and Key Features, 2016
Table 10: Switzerland - Payment Instrument Transaction Values (CHF Million), 2011-2015
Table 11: Switzerland - Payment Instrument Transaction Values (US$ Million), 2011-2015
Table 12: Switzerland - Payment Instrument Transaction Volumes (Million), 2011-2015
Table 13: Switzerland - Number of Payment Cards in Circulation by Type (Million), 2011-2020
Table 14: Switzerland - Volume of Payment Card Transactions by Type (Million), 2011-2020
Table 15: Switzerland - Value of Payment Card Transactions by Type (CHF Billion), 2011-2020
Table 16: Switzerland - Value of Payment Card Transactions by Type (US$ Billion), 2011-2020
Table 17: Switzerland - Number of Debit Cards in Circulation (Million), 2011-2020
Table 18: Switzerland - Debit Card Transaction Volumes and Frequency by Channel, 2011-2020
Table 19: Switzerland - Debit Card Total and Average Transaction Values by Channel, 2011-2020
Table 20: Switzerland - Debit Card Total and Average Transaction Values by Channel, 2011-2020
Table 21: Switzerland - Number of Debit Cards in Circulation by Scheme (Thousand), 2011-2015
Table 22: Switzerland - Debit Card Transaction Values by Scheme (CHF Billion), 2011-2015
Table 23: Switzerland - Debit Card Transaction Values by Scheme (US$ Billion), 2011-2015
Table 24: Switzerland - Debit Card Transaction Values by Issuer (CHF Billion), 2011-2015
Table 25: Switzerland - Debit Card Transaction Values by Issuer (US$ Billion), 2011-2015
Table 26: Switzerland - Number of Pay Later Cards in Circulation (Million), 2011-2020
Table 27: Switzerland - Pay Later Card Transaction Volumes and Frequency by Channel, 2011-2020
Table 28: Switzerland - Pay Later Card Total and Average Transaction Values by Channel, 2011-2020
Table 29: Switzerland - Pay Later Card Total and Average Transaction Values by Channel, 2011-2020
Table 30: Switzerland - Number of Pay Later Cards in Circulation by Scheme (Thousand), 2011-2015
Table 31: Switzerland - Pay Later Card Transaction Values by Scheme (CHF Billion), 2011-2015
Table 32: Switzerland - Pay Later Card Transaction Values by Scheme (US$ Billion), 2011-2015
Table 33: Switzerland - Pay Later Card Transaction Values by Issuer (CHF Billion), 2011-2015
Table 34: Switzerland - Pay Later Card Transaction Values by Issuer (US$ Billion), 2011-2015
Table 35: Switzerland - Number of Credit Cards in Circulation (Million), 2011-2020
Table 36: Switzerland - Credit Card Transaction Volumes and Frequency by Channel, 2011-2020
Table 37: Switzerland - Credit Card Total and Average Transaction Values by Channel, 2011-2020
Table 38: Switzerland - Credit Card Total and Average Transaction Values by Channel, 2011-2020
Table 39: Switzerland - Number of Credit Cards in Circulation by Scheme (Thousand), 2011-2015
Table 40: Switzerland - Credit Card Transaction Values by Scheme (CHF Billion), 2011-2015
Table 41: Switzerland - Credit Card Transaction Values by Scheme (US$ Billion), 2011-2015
Table 42: Switzerland - Number of Charge Cards in Circulation (Thousand), 2011-2020
Table 43: Switzerland - Charge Card Transaction Volumes and Frequency by Channel, 2011-2020
Table 44: Switzerland - Charge Card Total and Average Transaction Values by Channel, 2011-2020
Table 45: Switzerland - Charge Card Total and Average Transaction Values by Channel, 2011-2020
Table 46: Switzerland - Number of Charge Cards in Circulation by Scheme (Thousand), 2011-2015
Table 47: Switzerland - Charge Card Transaction Values by Scheme (CHF Million), 2011-2015
Table 48: Switzerland - Charge Card Transaction Values by Scheme (US$ Million), 2011-2015
Table 49: Switzerland - Personal and Commercial Pay Later Card Transaction Volumes (Million), 2011-2020
Table 50: Switzerland - Personal and Commercial Pay Later Card Transaction Values (CHF Billion), 2011-2020
Table 51: Switzerland - Personal and Commercial Pay Later Card Transaction Values (US$ Billion), 2011-2020
Table 52: Switzerland - Number of Commercial Pay Later Cards in Circulation (Thousand), 2011-2020
Table 53: Switzerland - Commercial Pay Later Card Transaction Volumes (Million), 2011-2020
Table 54: Switzerland - Commercial Pay Later Card Transaction Values (CHF Billion), 2011-2020
Table 55: Switzerland - Commercial Pay Later Card Transaction Values (US$ Billion), 2011-2020
Table 56: Switzerland - Number of Prepaid Cards in Circulation (Million), 2011-2020
Table 57: Switzerland - Prepaid Card Transaction Values (CHF Million), 2011-2020
Table 58: Switzerland - Prepaid Card Transaction Values (US$ Million), 2011-2020

List of Figures

Figure 1: Switzerland - Payment Instrument Shares by Transaction Value (%), 2011 vs. 2015
Figure 2: Switzerland - Payment Instrument Shares by Transaction Volume (%), 2011 vs. 2015
Figure 3: Switzerland - E-Commerce Value, 2011-2020
Figure 4: Switzerland - E-Commerce Payment Methods, 2015
Figure 5: Switzerland - Population
Figure 6: Switzerland - Economic Indicators
Figure 7: Switzerland - ATMs and POS Terminals
Figure 8: Switzerland - Real Household Consumption
Figure 9: Switzerland - Growth in Payment Card Transaction Values and Number of Cards in Circulation by Type, 2011-2020
Figure 10: Switzerland - Debit Card Penetration and Turnover Per Card
Figure 11: Switzerland - Debit Card Scheme and Issuer Shares in Terms of Transaction Value (%), 2015
Figure 12: Switzerland - Pay Later Cards Penetration and Turnover Per Card
Figure 13: Switzerland - Pay Later Card Scheme and Issuer Shares in Terms of Transaction Value (%), 2015
Figure 14: Switzerland - Number of Prepaid Cards in Circulation and Transaction Value, 2011-2020

  • Global Cards and Payments Market Size, Status and Forecast 2022
    Published: 21-Mar-2017        Price: US 3300 Onwards        Pages: 103
    This report studies the global Cards and Payments market, analyzes and researches the Cards and Payments development status and forecast in United States, EU, Japan, China, India and Southeast Asia. This report focuses on the top players in global market, like - Gemalto - G&D - Oberthur - Morpho (Safran) - VALID - Eastcompeace - Wuhan Tianyu - DATANG - KONA I - CPI Card Group - Watchdata - HENGBAO ......
  • The Cards and Payments Industry in Italy: Emerging Trends and Opportunities to 2021
    Published: 28-Feb-2017        Price: US 2750 Onwards        Pages: 65
    The Cards and Payments Industry in Italy: Emerging Trends and Opportunities to 2021 Summary GlobalData's 'The Cards and Payments Industry in Italy: Emerging Trends and Opportunities to 2021' report provides detailed analysis of market trends in the Italian cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including direct debits, check payments, payment cards, cash transactions and credit transfer......
  • The Cards and Payments Industry in the UK: Emerging Trends and Opportunities to 2021
    Published: 28-Feb-2017        Price: US 2750 Onwards        Pages: 77
    The Cards and Payments Industry in the UK: Emerging Trends and Opportunities to 2021 Summary GlobalData's 'The Cards and Payments Industry in the UK: Emerging Trends and Opportunities to 2021' report provides detailed analysis of market trends in the UK's cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including credit transfers, direct debits, check payments, payment cards and cash transactions......
  • The Cards and Payments Industry in Canada: Emerging Trends and Opportunities to 2021
    Published: 28-Feb-2017        Price: US 2750 Onwards        Pages: 64
    The Cards and Payments Industry in Canada: Emerging Trends and Opportunities to 2021 Summary GlobalData's 'The Cards and Payments Industry in Canada: Emerging Trends and Opportunities to 2021' report provides detailed analysis of market trends in the Canadian cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including credit transfers, direct debits, check payments, payment cards and cash transact......
  • The Cards and Payments Industry in the Netherlands: Emerging Trends and Opportunities to 2021
    Published: 28-Feb-2017        Price: US 2750 Onwards        Pages: 64
    The Cards and Payments Industry in the Netherlands: Emerging Trends and Opportunities to 2021 Summary GlobalData's 'The Cards and Payments Industry in the Netherlands: Emerging Trends and Opportunities to 2021' report provides detailed analysis of market trends in the Dutch cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including direct debits, check payments, payment cards, cash transactions a......
  • The Cards and Payments Industry in Thailand: Emerging Trends and Opportunities to 2021
    Published: 23-Feb-2017        Price: US 2750 Onwards        Pages: 58
    GlobalData's "The Cards and Payments Industry in Thailand: Emerging Trends and Opportunities to 2021" report provides detailed analysis of market trends in the Thai cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including credit transfers, direct debits, check payments, payment cards and cash transactions during the review period (2012-2016). The report also analyzes various payment card markets operating in the ......
  • Fuel Cards in Portugal 2016
    Published: 17-Feb-2017        Price: US 2295 Onwards        Pages: 46
    Summary Fuel Cards in Portugal 2016 is invaluable for issuers of fleet cards, fuel retailers, fleet leasing companies and other suppliers to the sector. Based on research with issuers and fuel retailers it provides commercial (B2B) fuel card volume (split by fleet and CRT), value and market share forecasts to 2021, key data on independent and oil company card issuers and an analysis of fuel card competition in Portugal. Key Findings ......
  • Fuel Cards in Turkey 2016
    Published: 16-Feb-2017        Price: US 2295 Onwards        Pages: 45
    Summary Fuel Cards in Turkey 2016 is invaluable for issuers of fleet cards, fuel retailers, fleet leasing companies and other suppliers to the sector. Based on research with issuers and fuel retailers it provides commercial (B2B) fuel card volume (split by fleet and CRT), value and market share forecasts to 2021, key data on independent and oil company card issuers and an analysis of fuel card competition in Turkey. Key Findings ......
  • Fuel Cards in Greece 2016
    Published: 15-Feb-2017        Price: US 2295 Onwards        Pages: 46
    Summary Fuel Cards in Greece 2016 is invaluable for issuers of fleet cards, fuel retailers, fleet leasing companies and other suppliers to the sector. Based on research with issuers and fuel retailers it provides commercial (B2B) fuel card volume (split by fleet and CRT), value and market share forecasts to 2021, key data on independent and oil company card issuers and an analysis of fuel card competition in Greece. Key Findings ......
  • SERVICES
    Value for Money
    We believe in "optimum utilization of available budget and resources". While servicing our clients' (your) market research requirements, we keep the same approach in focus to help you get the best value for your $$s.
    Ever Growing Inventory
    Ranging from the smallest feasible / required data (datasheets, data facts, SWOT analysis, company profiles, etc) to full research reports that help you make decisions, our inventory is updated almost on a daily basis with the latest industry reports from domain experts that track more than 5000 niche sectors.
    One Stop Solution
    Need a custom research report on medical devices market? Require all available business intelligence on 3D printing industry? Exploring F&B sector of a particular country/region? RnRMarketResearch.com is your one-stop-solution to all market intelligence needs. We not only offer custom research and consulting services, we also "bundle" reports to meet your needs and help you fetch the data analysis you require for your business.
    Dedicated Client Engagement
    Not limited to only "finding" relevant reports for you, our client engagement team dedicates its efforts to understand your "business need" and accordingly maps available research data to help you move forward. Call "your" client engagement executive any time of your day and get your questions answered in order to make the correct business decision.
    Saving Time and Efforts
    Simply share your research requirement details with us and let us do all the hard work to find required intelligence for you. When you add up our "one stop solution" and "dedicated client engagement" services mentioned above, you obviously know the time and effort saving you do by working with us.
    Payment Flexibility
    Working with Fortune 500 organizations, we understand the importance of being flexible for payments. Share your payment terms with us and we will surely match up to them to ensure you get access to required business intelligence data without having to wait for the payment to be done.
    Post-Purchase Research Support
    Have questions after reading a report / datasheet bought through us? Not sure about the methodology used for data available in the research? Talk to us / Share your questions with us and if required, we will connect you with the analyst(s)/author(s) of the report(s) and ensure you get satisfactory answers for the same. Need more data / analysis / report(s) on the topic of your research/project? The RnRMarketResearch.com team is here for you 24X7 to support you with your post-purchase requirements. Subscription Offers & Packages (Get in touch with us for more details - sales@rnrmarketresearch.com / +1 888 391 5441 )
    • Ad Hoc
    • Pay - as - you - go / Bucket Subscriptions
    • Fixed Cost for #of reports
    • Customize / Personalize as per your needs