Life Insurance in the Czech Republic, Key Trends and Opportunities to 2019
Table of Contents
1 Key Facts and Highlights
2 Executive Summary
3 Introduction
3.1 What is this Report About?
3.2 Definitions
3.3 Methodology
4 Economy and Demographics
5 Life Insurance Outlook
5.1 Key Drivers
5.2 Key Trends
5.3 Challenges
5.4 Life Insurance Growth Prospects by Category
5.5 Individual Life Insurance
5.5.1 Individual whole life insurance
5.5.2 Individual general annuity insurance
5.5.3 Other individual life insurance
5.6 Life Insurance Growth Prospects by Product Type
5.6.1 Individual single-premium insurance
5.6.2 Individual non-single-premium insurance
5.6.3 Total linked insurance business
5.6.4 Total non-linked insurance business
6 Analysis by Distribution Channel
6.1 Direct Marketing
6.2 Bancassurance
6.3 Agencies
6.4 E-commerce
6.5 Brokers
6.6 Other Channels
7 Competitive Landscape and Strategic Insights
7.1 Overview
7.2 Leading Companies in the Czech Life segment
7.3 ?eská poji??ovna as - company overview
7.4 Kooperativa, poji??ovna, as - company overview
7.5 Poji??ovna ?eské spo?itelny, as - company overview
7.6 ING ?ivotní poji??ovna NV, pobo?ka pro ?eskou republiku - company overview
7.7 Generali Poji??ovna as - company overview
7.8 Allianz poji??ovna, as - company overview
7.9 ?SOB Poji??ovna, as, ?len holdingu ?SOB - company overview
7.1 MetLife Europe Ltd, pobo?ka pro ?eskou republiku - company overview
7.11 Komercni poji??ovna, as - company overview
7.12 Axa ?ivotní poji??ovna as - company overview
8 Governance, Risk and Compliance
8.1 Legislation Overview and Historical Evolution
8.2 Latest Changes in Regulations
8.3 Legislation and Market Practice by Type of Insurance
8.3.1 Life insurance
8.3.2 Property insurance
8.3.3 Motor insurance
8.3.4 Liability insurance
8.3.5 Marine, aviation and transit insurance
8.3.6 Personal accident and health insurance
8.4 Compulsory Insurance
8.4.1 Motor third-party liability insurance
8.4.2 Workers' Compensation Insurance
8.4.3 Air carriers and aircraft operators insurance
8.4.4 Professional indemnity insurance for alternative investment fund managers
8.5 Supervision and Control
8.5.1 International Association of Insurance Supervisors (IAIS)
8.5.2 European Insurance and Occupational Pensions Authority (EIOPA)
8.5.3 Czech National Bank (CNB)
8.5.4 Czech Association of Insurers
8.5.5 Federation of European Risk Management Associations (Ferma)
8.6 Non-Admitted Insurance Regulations
8.6.1 Overview
8.6.2 Intermediaries
8.6.3 Market practices
8.6.4 Fines and penalties
8.7 Company Registration and Operations
8.7.1 Types of insurance organization
8.7.2 Establishing a local company
8.7.3 Foreign ownership
8.7.4 Types of license
8.7.5 Capital requirements
8.7.6 Solvency margins
8.7.7 Reserve requirements
8.7.8 Investment regulations
8.7.9 Statutory return requirements
8.7.10 Fee structure
8.8 Taxation
8.8.1 Insurance premium or policy taxation
8.8.2 Withholding taxes on premium paid overseas
8.8.3 Corporate tax
8.8.4 VAT
8.8.5 Captives
8.9 Legal System
8.9.1 Introduction
8.9.2 Access to court
8.9.3 Alternative dispute resolution (ADR)
9 Appendix
9.1 Contact Timetric
9.2 About Timetric
9.3 Timetric's Services
9.4 Disclaimer
List of Tables
Table 1: Czech Life Insurance - Key Facts, 2014
Table 2: Insurance Industry Definitions
Table 3: Czech Government Credit Ratings
Table 4: Czech Life Insurance - Gross Written Premium by Category (CZK Billion), 2010-2014
Table 5: Czech Life Insurance - Gross Written Premium by Category (US$ Billion), 2010-2014
Table 6: Czech Life Insurance - Gross Written Premium by Category (CZK Billion), 2014-2019
Table 7: Czech Life Insurance - Gross Written Premium by Category (US$ Billion), 2014-2019
Table 8: Czech Life Insurance - New Business Direct Written Premium (CZK Billion), 2010-2014
Table 9: Czech Life Insurance - New Business Direct Written Premium (CZK Billion), 2014-2019
Table 10: Czech Life Insurance - Net Earned Premium (CZK Billion), 2010-2014
Table 11: Czech Life Insurance - Net Earned Premium (CZK Billion), 2014-2019
Table 12: Czech Life Insurance - Paid Claims (CZK Billion), 2010-2014
Table 13: Czech Life Insurance - Paid Claims (CZK Billion), 2014-2019
Table 14: Czech Life Insurance - Incurred Loss (CZK Billion), 2010-2014
Table 15: Czech Life Insurance - Incurred Loss (CZK Billion), 2014-2019
Table 16: Czech Life Insurance - Number of Policies per Capita, 2010-2014
Table 17: Czech Life Insurance - Number of Policies per Capita, 2014-2019
Table 18: Czech Life Insurance - Commissions and Expenses (CZK Billion), 2010-2014
Table 19: Czech Life Insurance - Commissions and Expenses (CZK Billion), 2014-2019
Table 20: Czech Life Insurance - Net Written Premium (Percentage of GWP), 2010-2014
Table 21: Czech Life Insurance - Net Written Premium (Percentage of GWP), 2014-2019
Table 22: Czech Life Insurance - Renewal Business Direct Written Premium (CZK Billion), 2010-2014
Table 23: Czech Life Insurance - Renewal Business Direct Written Premium (CZK Billion), 2014-2019
Table 24: Czech Life Insurance - Total Assets (CZK Billion), 2010-2014
Table 25: Czech Life Insurance - Total Assets (CZK Billion), 2014-2019
Table 26: Czech Life Insurance - Total Investment Income (CZK Billion), 2010-2014
Table 27: Czech Life Insurance - Total Investment Income (CZK Billion), 2014-2019
Table 28: Czech Life Insurance - Net Written Premium (CZK Billion), 2010-2014
Table 29: Czech Life Insurance - Net Written Premium (CZK Billion), 2014-2019
Table 30: Czech Individual Life Insurance - Gross Written Premium by Category (CZK Billion), 2010-2014
Table 31: Czech Individual Life Insurance - Gross Written Premium by Category (US$ Billion), 2010-2014
Table 32: Czech Individual Life Insurance - Gross Written Premium by Category (CZK Billion), 2014-2019
Table 33: Czech Individual Life Insurance - Gross Written Premium by Category (US$ Billion), 2014-2019
Table 34: Czech Individual Life Insurance - Direct Written Premium by Category (CZK Billion), 2010-2014
Table 35: Czech Individual Life Insurance - Direct Written Premium by Category (US$ Billion), 2010-2014
Table 36: Czech Individual Life Insurance - Direct Written Premium by Category (CZK Billion), 2014-2019
Table 37: Czech Individual Life Insurance - Direct Written Premium by Category (US$ Billion), 2014-2019
Table 38: Czech Individual Life Insurance - Policies by Category (Million), 2010-2014
Table 39: Czech Individual Life Insurance - Policies by Category (Million), 2014-2019
Table 40: Czech Individual Whole Life Insurance - Number of Active Policies (Million), 2010-2014
Table 41: Czech Individual Whole Life Insurance - Number of Active Policies (Million), 2014-2019
Table 42: Czech Individual Whole Life Insurance - Direct Written Premium (CZK Billion), 2010-2014
Table 43: Czech Individual Whole Life Insurance - Direct Written Premium (CZK Billion), 2014-2019
Table 44: Czech Individual General Annuity Insurance - Number of Active Policies (Thousand), 2010-2014
Table 45: Czech Individual General Annuity Insurance - Number of Active Policies (Thousand), 2014-2019
Table 46: Czech Individual General Annuity Insurance - Direct Written Premium (CZK Billion), 2010-2014
Table 47: Czech Individual General Annuity Insurance - Direct Written Premium (CZK Billion), 2014-2019
Table 48: Czech Other Individual Life Insurance - Number of Active Policies (Million), 2010-2014
Table 49: Czech Other Individual Life Insurance - Number of Active Policies (Million), 2014-2019
Table 50: Czech Other Individual Life Insurance - Direct Written Premium (CZK Billion), 2010-2014
Table 51: Czech Other Individual Life Insurance - Direct Written Premium (CZK Billion), 2014-2019
Table 52: Czech Individual Single-Premium Insurance - Number of Active Policies (Million), 2010-2014
Table 53: Czech Individual Single-Premium Insurance - Number of Active Policies (Million), 2014-2019
Table 54: Czech Individual Single-Premium Insurance - Gross Written Premium (CZK Billion), 2010-2014
Table 55: Czech Individual Single-Premium Insurance - Gross Written Premium (CZK Billion), 2014-2019
Table 56: Czech Individual Single-Premium Insurance - Direct Written Premium (CZK Billion), 2010-2014
Table 57: Czech Individual Single-Premium Insurance - Direct Written Premium (CZK Billion), 2014-2019
Table 58: Czech Individual Non-Single-Premium Insurance - Number of Active Policies (Million), 2010-2014
Table 59: Czech Individual Non-Single-Premium Insurance - Number of Active Policies (Million), 2014-2019
Table 60: Czech Individual Non-Single-Premium Insurance - Gross Written Premium (CZK Billion), 2010-2014
Table 61: Czech Individual Non-Single-Premium Insurance - Gross Written Premium (CZK Billion), 2014-2019
Table 62: Czech Individual Non-Single-Premium Insurance - Direct Written Premium (CZK Billion), 2010-2014
Table 63: Czech Individual Non-Single-Premium Insurance - Direct Written Premium (CZK Billion), 2014-2019
Table 64: Czech Linked Insurance Business - Number of Active Policies (Million), 2010-2014
Table 65: Czech Linked Insurance Business - Number of Active Policies (Million), 2014-2019
Table 66: Czech Linked Insurance Business - Gross Written Premium (CZK Billion), 2010-2014
Table 67: Czech Linked Insurance Business - Gross Written Premium (CZK Billion), 2014-2019
Table 68: Czech Linked Insurance Business - Direct Written Premium (CZK Billion), 2010-2014
Table 69: Czech Linked Insurance Business - Direct Written Premium (CZK Billion), 2014-2019
Table 70: Czech Non-Linked Insurance Business - Number of Active Policies (Million), 2010-2014
Table 71: Czech Non-Linked Insurance Business - Number of Active Policies (Million), 2014-2019
Table 72: Czech Non-Linked Insurance Business - Gross Written Premium (CZK Billion), 2010-2014
Table 73: Czech Non-Linked Insurance Business - Gross Written Premium (CZK Billion), 2014-2019
Table 74: Czech Non-Linked Insurance Business - Direct Written Premium (CZK Billion), 2010-2014
Table 75: Czech Non-Linked Insurance Business - Direct Written Premium (CZK Billion), 2014-2019
Table 76: Czech Life Insurance - Direct Marketing Value of Commissions (CZK Billion), 2010-2014
Table 77: Czech Life Insurance - Direct Marketing Value of Commissions (CZK Billion), 2014-2019
Table 78: Czech Life Insurance - Direct Marketing New Business Direct Written Premium (CZK Billion), 2010-2014
Table 79: Czech Life Insurance - Direct Marketing New Business Direct Written Premium (CZK Billion), 2014-2019
Table 80: Czech Life Insurance - New Policies Sold Through Direct Marketing (Thousand), 2010-2014
Table 81: Czech Life Insurance - New Policies Sold Through Direct Marketing (Thousand), 2014-2019
Table 82: Czech Life Insurance - Sales Force, 2010-2014
Table 83: Czech Life Insurance - Sales Force, 2014-2019
Table 84: Czech Life Insurance - Bancassurance Value of Commissions (CZK Billion), 2010-2014
Table 85: Czech Life Insurance - Bancassurance Value of Commissions (CZK Billion), 2014-2019
Table 86: Czech Life Insurance - Bancassurance New Business Direct Written Premium (CZK Billion), 2010-2014
Table 87: Czech Life Insurance - Bancassurance New Business Direct Written Premium (CZK Billion), 2014-2019
Table 88: Czech Life Insurance - New Policies Sold Through Bancassurance (Thousand), 2010-2014
Table 89: Czech Life Insurance - New Policies Sold Through Bancassurance (Thousand), 2014-2019
Table 90: Czech Life Insurance - Number of Banking Entities, 2010-2014
Table 91: Czech Life Insurance - Number of Banking Entities, 2014-2019
Table 92: Czech Life Insurance - Agencies' Value of Commissions (CZK Billion), 2010-2014
Table 93: Czech Life Insurance - Agencies' Value of Commissions (CZK Billion), 2014-2019
Table 94: Czech Life Insurance - Agencies' New Business Direct Written Premium (CZK Billion), 2010-2014
Table 95: Czech Life Insurance - Agencies' New Business Direct Written Premium (CZK Billion), 2014-2019
Table 96: Czech Life Insurance - New Policies Sold Through Agencies (Thousand), 2010-2014
Table 97: Czech Life Insurance - New Policies Sold Through Agencies (Thousand), 2014-2019
Table 98: Czech Life Insurance - Number of Insurance Agents, 2010-2014
Table 99: Czech Life Insurance - Number of Insurance Agents, 2014-2019
Table 100: Czech Life Insurance - E-Commerce Value of Commissions (CZK Million), 2010-2014
Table 101: Czech Life Insurance - E-Commerce Value of Commissions (CZK Million), 2014-2019
Table 102: Czech Life Insurance - E-Commerce New Business Direct Written Premium (CZK Million), 2010-2014
Table 103: Czech Life Insurance - E-Commerce New Business Direct Written Premium (CZK Million), 2014-2019
Table 104: Czech Life Insurance - New Policies Sold Through E-Commerce (Thousand), 2010-2014
Table 105: Czech Life Insurance - New Policies Sold Through E-Commerce (Thousand), 2014-2019
Table 106: Czech Life Insurance - Brokers' Value of Commissions (CZK Million), 2010-2014
Table 107: Czech Life Insurance - Brokers' Value of Commissions (CZK Million), 2014-2019
Table 108: Czech Life Insurance - Brokers' New Business Direct Written Premium (CZK Billion), 2010-2014
Table 109: Czech Life Insurance - Brokers' New Business Direct Written Premium (CZK Billion), 2014-2019
Table 110: Czech Life Insurance - New Policies Sold Through Brokers (Thousand), 2010-2014
Table 111: Czech Life Insurance - New Policies Sold Through Brokers (Thousand), 2014-2019
Table 112: Czech Life Insurance - Number of Insurance Brokers, 2010-2014
Table 113: Czech Life Insurance - Number of Insurance Brokers, 2014-2019
Table 114: Czech Life Insurance - Other Channels' Value of Commissions (CZK Million), 2010-2014
Table 115: Czech Life Insurance - Other Channels' Value of Commissions (CZK Million), 2014-2019
Table 116: Czech Life Insurance - Other Channels' New Business Direct Written Premium (CZK Billion), 2010-2014
Table 117: Czech Life Insurance - Other Channels' New Business Direct Written Premium (CZK Billion), 2014-2019
Table 118: Czech Life Insurance - New Policies Sold Through Other Channels (Thousand), 2010-2014
Table 119: Czech Life Insurance - New Policies Sold Through Other Channels (Thousand), 2014-2019
Table 120: Shares of Key Insurers in the Czech Life Segment (%), 2014
Table 121: ?eská poji??ovna as - Key Facts
Table 122: ?eská poji??ovna as, Key Financials (CZK Million), 2010-2013
Table 123: Kooperativa, poji??ovna, as - Key Facts
Table 124: Kooperativa, poji??ovna, as, Key Financials (CZK Million), 2010-2013
Table 125: Poji??ovna ?eské spo?itelny, as - Key Facts
Table 126: Poji??ovna ?eské spo?itelny, as, Key Financials (CZK Million), 2010-2013
Table 127: ING ?ivotní poji??ovna NV, pobo?ka pro ?eskou republiku - Key Facts
Table 128: ING ?ivotní poji??ovna NV, pobo?ka pro ?eskou republiku, Key Financials (CZK Million), 2010-2013
Table 129: Generali Poji??ovna as - Key Facts
Table 130: Generali Poji??ovna as, Key Financials (CZK Million), 2010-2013
Table 131: Allianz pojistovna as - Key Facts
Table 132: Allianz poji??ovna, as, Key Financials (CZK Million), 2010-2013
Table 133: ?SOB Poji??ovna, as, ?len holdingu ?SOB AS - Key Facts
Table 134: ?SOB Poji??ovna, as, ?len holdingu ?SOB, Key Financials (CZK Million), 2010-2013
Table 135: MetLife Europe Ltd, pobo?ka pro ?eskou republiku - Key Facts
Table 136: MetLife Europe Ltd, pobo?ka pro ?eskou republiku, Key Financials (CZK Million), 2010-2013
Table 137: Komercni poji??ovna, as - Key Facts
Table 138: Komercni poji??ovna, as, Key Financials (CZK Million), 2010-2013
Table 139: Axa ?ivotní poji??ovna as - Key Facts
Table 140: Axa ?ivotní poji??ovna as, Key Financials (CZK Million), 2010-2013
Table 141: Czech - Insurance Regulatory Framework Key Features
Table 142: Czech - Life Insurance Regulatory Framework
Table 143: Czech - Property Insurance Regulatory Framework
Table 144: Czech - Motor Insurance Regulatory Framework
Table 145: Czech - Liability Insurance Regulatory Framework
Table 146: Czech - Minimum Coverage for Aircraft Third-Party Liability Per Accident Per Aircraft
Table 147: Czech - Corporate Tax Rates for the Financial Year 2015
List of Figures
Figure 1: Czech Real GDP, 2010-2019
Figure 2: Czech Consumer Price Inflation, 2010-2019
Figure 3: CZK-US$ Exchange Rate, 2010-2019
Figure 4: Czech Current Account Balance (Percentage of GDP), 2010-2019
Figure 5: Czech Unemployment Rate, 2010-2019
Figure 6: Czech Population by Age Group, 2005-2025
Figure 7: Czech Life Insurance - Gross Written Premium by Category (CZK Billion), 2010-2019
Figure 8: Czech Life Insurance - Gross Written Premium by Category (Percentage Share), 2014 and 2019
Figure 9: Czech Life Insurance - Gross Written Premium Dynamics by Category (2010-2019)
Figure 10: Czech Life Insurance - New Business Direct Written Premium (CZK Billion), 2010-2014
Figure 11: Czech Life Insurance - New Business Direct Written Premium (CZK Billion), 2014-2019
Figure 12: Czech Life Insurance - Net Earned Premium (CZK Billion), 2010-2014
Figure 13: Czech Life Insurance - Net Earned Premium (CZK Billion), 2014-2019
Figure 14: Czech Life Insurance - Paid Claims (CZK Billion), 2010-2014
Figure 15: Czech Life Insurance - Paid Claims (CZK Billion), 2014-2019
Figure 16: Czech Life Insurance - Incurred Loss (CZK Billion), 2010-2014
Figure 17: Czech Life Insurance - Incurred Loss (CZK Billion), 2014-2019
Figure 18: Czech Life Insurance - Number of Policies per Capita, 2010-2014
Figure 19: Czech Life Insurance - Number of Policies per Capita, 2014-2019
Figure 20: Czech Life Insurance - Commissions and Expenses (CZK Billion), 2010-2014
Figure 21: Czech Life Insurance - Commissions and Expenses (CZK Billion), 2014-2019
Figure 22: Czech Life Insurance - Net Written Premium (Percentage of GWP), 2010-2014
Figure 23: Czech Life Insurance - Net Written Premium (Percentage of GWP), 2014-2019
Figure 24: Czech Life Insurance - Renewal Business Direct Written Premium (CZK Billion), 2010-2014
Figure 25: Czech Life Insurance - Renewal Business Direct Written Premium (CZK Billion), 2014-2019
Figure 26: Czech Life Insurance - Total Assets (CZK Billion), 2010-2014
Figure 27: Czech Life Insurance - Total Assets (CZK Billion), 2014-2019
Figure 28: Czech Life Insurance - Total Investment Income (CZK Billion), 2010-2014
Figure 29: Czech Life Insurance - Total Investment Income (CZK Billion), 2014-2019
Figure 30: Czech Life Insurance - Net Written Premium (CZK Billion), 2010-2014
Figure 31: Czech Life Insurance - Net Written Premium (CZK Billion), 2014-2019
Figure 32: Czech Life Insurance - Investment Portfolio (CZK Billion), 2010-2014
Figure 33: Czech Life Insurance - Investment Portfolio, 2010 and 2014
Figure 34: Czech Life Insurance - Penetration (%), 2010-2014
Figure 35: Czech Life Insurance - Density (Direct Premium per Capita in CZK), 2010-2014
Figure 36: Czech Life Insurance - Number of Active Policies (Million), 2010-2014
Figure 37: Czech Life Insurance - Number of Active Policies (Million), 2014-2019
Figure 38: Czech Life Insurance - Number of New Policies Sold (Thousand), 2010-2014
Figure 39: Czech Life Insurance - Number of New Policies Sold (Thousand), 2014-2019
Figure 40: Czech Life Insurance - Total Investments (CZK), 2010-2014
Figure 41: Czech Individual Life Insurance - Gross Written Premium by Category (CZK Billion), 2010-2019
Figure 42: Czech Individual Life Insurance - Gross Written Premium by Category (Percentage Share), 2014 and 2019
Figure 43: Czech Individual Life Insurance - Gross Written Premium Dynamics by Category, 2010-2019
Figure 44: Czech Individual Life Insurance - Direct Written Premium by Category (CZK Billion), 2010-2019
Figure 45: Czech Individual Life Insurance - Direct Written Premium by Category (Percentage Share), 2014 and 2019
Figure 46: Czech Individual Life Insurance - Direct Written Premium Dynamics by Category, 2010-2019
Figure 47: Czech Individual Life Insurance - Policies by Category (Million), 2010-2019
Figure 48: Czech Individual Life Insurance - Policies by Category (Percentage Share), 2014 and 2019
Figure 49: Czech Individual Life Insurance - Policies Dynamics by Category, 2010-2019
Figure 50: Czech Individual Whole Life Insurance - Number of Active Policies (Million), 2010-2014
Figure 51: Czech Individual Whole Life Insurance - Number of Active Policies (Million), 2014-2019
Figure 52: Czech Individual Whole Life Insurance - Direct Written Premium (CZK Billion), 2010-2014
Figure 53: Czech Individual Whole Life Insurance - Direct Written Premium (CZK Billion), 2014-2019
Figure 54: Czech Individual General Annuity Insurance - Number of Active Policies (Thousand), 2010-2014
Figure 55: Czech Individual General Annuity Insurance - Number of Active Policies (Thousand), 2014-2019
Figure 56: Czech Individual General Annuity Insurance - Direct Written Premium (CZK Billion), 2010-2014
Figure 57: Czech Individual General Annuity Insurance - Direct Written Premium (CZK Billion), 2014-2019
Figure 58: Czech Other Individual Life Insurance - Number of Active Policies (Million), 2010-2014
Figure 59: Czech Other Individual Life Insurance - Number of Active Policies (Million), 2014-2019
Figure 60: Czech Other Individual Life Insurance - Direct Written Premium (CZK Billion), 2010-2014
Figure 61: Czech Other Individual Life Insurance - Direct Written Premium (CZK Billion), 2014-2019
Figure 62: Czech Individual Single-Premium Insurance - Number of Active Policies (Million), 2010-2014
Figure 63: Czech Individual Single-Premium Insurance - Number of Active Policies (Million), 2014-2019
Figure 64: Czech Individual Single-Premium Insurance - Gross Written Premium (CZK Billion), 2010-2014
Figure 65: Czech Individual Single-Premium Insurance - Gross Written Premium (CZK Billion), 2014-2019
Figure 66: Czech Individual Single-Premium Insurance - Direct Written Premium (CZK Billion), 2010-2014
Figure 67: Czech Individual Single-Premium Insurance - Direct Written Premium (CZK Billion), 2014-2019
Figure 68: Czech Individual Non-Single-Premium Insurance - Number of Active Policies (Million), 2010-2014
Figure 69: Czech Individual Non-Single-Premium Insurance - Number of Active Policies (Million), 2014-2019
Figure 70: Czech Individual Non-Single-Premium Insurance - Gross Written Premium (CZK Billion), 2010-2014
Figure 71: Czech Individual Non-Single-Premium Insurance - Gross Written Premium (CZK Billion), 2014-2019
Figure 72: Czech Individual Non-Single-Premium Insurance - Direct Written Premium (CZK Billion), 2010-2014
Figure 73: Czech Individual Non-Single-Premium Insurance - Direct Written Premium (CZK Billion), 2014-2019
Figure 74: Czech Linked Insurance Business - Number of Active Policies (Million), 2010-2014
Figure 75: Czech Linked Insurance Business - Number of Active Policies (Million), 2014-2019
Figure 76: Czech Linked Insurance Business - Gross Written Premium (CZK Billion), 2010-2014
Figure 77: Czech Linked Insurance Business - Gross Written Premium (CZK Billion), 2014-2019
Figure 78: Czech Linked Insurance Business - Direct Written Premium (CZK Billion), 2010-2014
Figure 79: Czech Linked Insurance Business - Direct Written Premium (CZK Billion), 2014-2019
Figure 80: Czech Non-Linked Insurance Business - Number of Active Policies (Million), 2010-2014
Figure 81: Czech Non-Linked Insurance Business - Number of Active Policies (Million), 2014-2019
Figure 82: Czech Non-Linked Insurance Business - Gross Written Premium (CZK Billion), 2010-2014
Figure 83: Czech Non-Linked Insurance Business - Gross Written Premium (CZK Billion), 2014-2019
Figure 84: Czech Non-Linked Insurance Business - Direct Written Premium (CZK Billion), 2010-2014
Figure 85: Czech Non-Linked Insurance Business - Direct Written Premium (CZK Billion), 2014-2019
Figure 86: Czech Life Insurance - New Business Gross Written Premium by Distribution Channel (Percentage Share), 2014 and 2019
Figure 87: Czech Life Insurance - Direct Marketing Value of Commissions (CZK Billion), 2010-2014
Figure 88: Czech Life Insurance - Direct Marketing Value of Commissions (CZK Billion), 2014-2019
Figure 89: Czech Life Insurance - Direct Marketing New Business Direct Written Premium (CZK Billion), 2010-2014
Figure 90: Czech Life Insurance - Direct Marketing New Business Direct Written Premium (CZK Billion), 2014-2019
Figure 91: Czech Life Insurance - New Policies Sold Through Direct Marketing (Thousand), 2010-2014
Figure 92: Czech Life Insurance - New Policies Sold Through Direct Marketing (Thousand), 2014-2019
Figure 93: Czech Life Insurance - Sales Force, 2010-2014
Figure 94: Czech Life Insurance - Sales Force, 2014-2019
Figure 95: Czech Life Insurance - Bancassurance Value of Commissions (CZK Billion), 2010-2014
Figure 96: Czech Life Insurance - Bancassurance Value of Commissions (CZK Billion), 2014-2019
Figure 97: Czech Life Insurance - Bancassurance New Business Direct Written Premium (CZK Billion), 2010-2014
Figure 98: Czech Life Insurance - Bancassurance New Business Direct Written Premium (CZK Billion), 2014-2019
Figure 99: Czech Life Insurance - New Policies Sold Through Bancassurance (Thousand), 2010-2014
Figure 100: Czech Life Insurance - New Policies Sold Through Bancassurance (Thousand), 2014-2019
Figure 101: Czech Life Insurance - Number of Banking Entities, 2010-2014
Figure 102: Czech Life Insurance - Number of Banking Entities, 2014-2019
Figure 103: Czech Life Insurance - Agencies' Value of Commissions (CZK Billion), 2010-2014
Figure 104: Czech Life Insurance - Agencies' Value of Commissions (CZK Billion), 2014-2019
Figure 105: Czech Life Insurance - Agencies' New Business Direct Written Premium (CZK Billion), 2010-2014
Figure 106: Czech Life Insurance - Agencies' New Business Direct Written Premium (CZK Billion), 2014-2019
Figure 107: Czech Life Insurance - New Policies Sold Through Agencies (Thousand), 2010-2014
Figure 108: Czech Life Insurance - New Policies Sold Through Agencies (Thousand), 2014-2019
Figure 109: Czech Life Insurance - Number of Insurance Agents, 2010-2014
Figure 110: Czech Life Insurance - Number of Insurance Agents, 2014-2019
Figure 111: Czech Life Insurance - E-Commerce Value of Commissions (CZK Million), 2010-2014
Figure 112: Czech Life Insurance - E-Commerce Value of Commissions (CZK Million), 2014-2019
Figure 113: Czech Life Insurance - E-Commerce New Business Direct Written Premium (CZK Million), 2010-2014
Figure 114: Czech Life Insurance - E-Commerce New Business Direct Written Premium (CZK Million), 2014-2019
Figure 115: Czech Life Insurance - New Policies Sold Through E-Commerce (Thousand), 2010-2014
Figure 116: Czech Life Insurance - New Policies Sold Through E-Commerce (Thousand), 2014-2019
Figure 117: Czech Life Insurance - Brokers' Value of Commissions (CZK Million), 2010-2014
Figure 118: Czech Life Insurance - Brokers' Value of Commissions (CZK Million), 2014-2019
Figure 119: Czech Life Insurance - Brokers' New Business Direct Written Premium (CZK Billion), 2010-2014
Figure 120: Czech Life Insurance - Brokers' New Business Direct Written Premium (CZK Billion), 2014-2019
Figure 121: Czech Life Insurance - New Policies Sold Through Brokers (Thousand), 2010-2014
Figure 122: Czech Life Insurance - New Policies Sold Through Brokers (Thousand), 2014-2019
Figure 123: Czech Life Insurance - Number of Insurance Brokers, 2010-2014
Figure 124: Czech Life Insurance - Number of Insurance Brokers, 2014-2019
Figure 125: Czech Life Insurance - Other Channels' Value of Commissions (CZK Million), 2010-2014
Figure 126: Czech Life Insurance - Other Channels' Value of Commissions (CZK Million), 2014-2019
Figure 127: Czech Life Insurance - Other Channels' New Business Direct Written Premium (CZK Billion), 2010-2014
Figure 128: Czech Life Insurance - Other Channels' New Business Direct Written Premium (CZK Billion), 2014-2019
Figure 129: Czech Life Insurance - New Policies Sold Through Other Channels (Thousand), 2010-2014
Figure 130: Czech Life Insurance - New Policies Sold Through Other Channels (Thousand), 2014-2019
Figure 131: Shares of Key Insurers in the Czech Life Segment (%), 2014
Figure 132: Czech - The Three Pillars of Solvency II
Figure 133: Czech - Insurance Supervision and Control at Various Levels
Figure 134: Czech - Insurance Regulatory Frameworks for Company Registration and Operation