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Report Detail

Life Insurance in Ireland, Key Trends and Opportunities to 2017

Publisher Name :
Date: 25-Jan-2013
No. of pages: 213

The report provides in depth market analysis, information and insights into the Irish life insurance market, including:

  • The Irish life insurance market’s growth prospects by life insurance categories
  • The various distribution channels in the Irish life insurance market
  • The competitive landscape in the life insurance market in Ireland
  • A description of the life reinsurance market in Ireland

Summary

The Irish life insurance segment is amongst the top 15 in Europe in terms of gross written premiums. The segment holds the largest share of the country’s insurance industry, accounting for 58.9% of the total gross written premiums in 2012. The Irish life insurance segment is highly concentrated with the five leading players accounting for 85% of the total gross premiums in 2011.

Scope

This report provides a comprehensive analysis of the life insurance market in Ireland:

  • It provides historical values for the Irish life insurance market for the report’s 2008–2012 review period and forecast figures for the 2013–2017 forecast period
  • It offers a detailed analysis of the key sub-segments in the Irish life insurance market, along with market forecasts until 2017
  • It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, frauds and crimes, total assets, total investment income and retentions
  • It analyses the various distribution channels for life insurance products in Ireland
  • Using Porter’s industry-standard “Five Forces” analysis, it details the competitive landscape in Ireland for the life insurance business
  • It provides a detailed analysis of the reinsurance market in Ireland and its growth prospects
  • It profiles the top life insurance companies in Ireland and outlines the key regulations affecting them

Reasons To Buy

  • Make strategic business decisions using in depth historic and forecast market data related to the Irish life insurance market and each sector within it
  • Understand the demand-side dynamics, key market trends and growth opportunities within the Irish life insurance market
  • Assess the competitive dynamics in the life insurance market, along with the reinsurance segment
  • Identify the growth opportunities and market dynamics within key product categories
  • Gain insights into key regulations governing the Irish insurance market and its impact on companies and the market’s future

Key Highlights

  • Factors such as the country’s aging population, reforms in pension law and insurer efforts to minimize cost and enhance efficiency in terms of writing new business and product innovations are expected to drive growth in the Irish life insurance segment over the forecast period
  • The Irish government, through Budget 2013, continues to provide tax relief for pension contributions at the marginal rate of income tax, which is currently at 41%. This will provide an incentive for the middle income group to save for retirement
  • The Irish life insurance segment is highly concentrated, with the country’s five leading insurers accounting for a collective market share of 85.2%
  • The Irish life insurance segment was the 14th largest in Europe and accounted for 1.4% of the total European life gross written premiums

Life Insurance in Ireland, Key Trends and Opportunities to 2017

Table Of Contents

1 Executive Summary

2 Introduction
2.1 What is this Report About?
2.2 Definitions
2.3 Methodology

3 Irish Insurance Industry Attractiveness
3.1 Insurance Industry
3.2 Key Industry Trends and Drivers
3.2.1 Business drivers
3.2.2 Consumer drivers
3.3 Recent Market Developments

4 Life Insurance Segment Outlook
4.1 Life Insurance Growth Prospects by Category
4.1.1 Individual life insurance category
4.1.2 Individual general annuity category
4.1.3 Individual pension category
4.2 Life Insurance Growth Prospects by Customer Segment
4.2.1 Individual single premium category
4.2.2 Individual non-single-premium category

5 Analysis by Distribution Channel
5.1 Direct Marketing
5.2 Agencies
5.3 E-Commerce
5.4 Brokers

6 Legislation, Supervision and Control
6.1 Legislation Overview and Historical Evolution
6.2 Legislation Trends by Type of Insurance
6.2.1 Life insurance regulatory trends
6.2.2 Property insurance regulatory trends
6.2.3 Motor insurance regulatory trends
6.2.4 Liability insurance regulatory trends
6.2.5 Marine, aviation and transit insurance regulatory trends
6.2.6 Health insurance regulatory trends
6.3 Compulsory Insurance
6.3.1 Motor third-party liability insurance
6.3.2 Social security insurance
6.4 Supervision and Control
6.4.1 International Association of Insurance Supervisors
6.4.2 European Insurance and Occupational Pensions Authority
6.4.3 Central Bank of Ireland

7 Non-Admitted Insurance Regulatory
7.1 Overview
7.2 Intermediaries
7.3 Market Practices
7.4 Fines and Penalties

8 Company Registration and Operations
8.1 Types of Insurance Organisation
8.2 Establishing a local company
8.3 Foreign Ownership
8.4 Types of License
8.5 Capital Requirements
8.6 Solvency Margins
8.7 Reserve Requirements
8.8 Investment Regulations
8.9 Statutory Return Requirements
8.1 Policy Terms and Conditions

9 Taxation
9.1 Insurance Premium or Policy Taxation
9.2 Corporate Tax
9.3 VAT
9.4 Captives

10 Legal System
10.1 Introduction
10.2 Access to Court
10.3 Alternative Dispute Resolution (ADR)

11 Porter’s Five Forces Analysis – Irish Life Insurance Segment
11.1 Bargaining Power of Supplier: Medium
11.2 Bargaining Power of Buyer: Medium to High
11.3 Barriers to Entry: Low to Medium
11.4 Intensity of Rivalry: High
11.5 Threat of Substitutes: Low

12 Reinsurance Growth Dynamics and Challenges
12.1 Reinsurance
12.2 Reinsurance Size by Segment, 2008–2017

13 Competitive Landscape and Strategic Insights
13.1 Overview
13.2 Leading Companies in the Irish Life Insurance Segment
13.3 Irish Life Assurance – Company Overview
13.3.1 Irish Life Assurance – key facts
13.3.1 Irish Life Assurance – key financials
13.4 New Ireland Assurance Company – Company Overview
13.4.1 New Ireland Assurance Company – key facts
13.4.1 New Ireland Assurance Company – key financials
13.5 Zurich Life Assurance plc – Company Overview
13.5.1 Zurich Life Assurance plc – key facts
13.5.1 Zurich Life Assurance – key financials
13.6 Aviva Life and Pension Ireland – Company Overview
13.6.1 Aviva Life and Pension – key facts
13.6.1 Aviva Life and Pension – key financials
13.7 Canada Life – Company Overview
13.7.1 Canada Life – key facts
13.7.1 Canada Life – key financials

14 Business Environment and Country Risk
14.1 Business Confidence
14.1.1 Market capitalization trend – Irish Stock Exchange
14.2 Economic Performance
14.2.1 GDP at constant prices (US$)
14.2.2 GDP per capita at constant prices (US$)
14.2.3 GDP at current prices (US$)
14.2.4 GDP per capita at current prices (US$)
14.2.5 GDP by key sectors
14.2.6 Agricultural net output at current prices (EUR)
14.2.7 Agricultural net output at current prices (US$)
14.2.8 Agricultural net output at current prices as a percentage of GDP
14.2.9 Manufacturing net output at current prices (EUR)
14.2.10 Manufacturing net output at current prices (US$)
14.2.11 Manufacturing net output at current prices as a percentage of GDP
14.2.12 Mining, manufacturing and utilities net output at current prices (EUR)
14.2.13 Mining, manufacturing and utilities at current prices (US$)
14.2.14 Mining, manufacturing and utilities at current prices, as percentage of GDP
14.2.15 Construction net output at current prices (EUR)
14.2.16 Construction net output at current prices, (US$)
14.2.17 Construction net output at current prices as a percentage of GDP
14.2.18 Inflation rate
14.2.19 Current account balance as a percentage of GDP
14.2.20 Exports as a percentage of GDP
14.2.21 Imports as a percentage of GDP
14.2.22 Exports growth
14.2.23 Imports growth
14.2.24 External debt as a percentage of GDP
14.2.25 Annual average exchange rate US$–EUR
14.2.26 End-of-period exchange rate US$–EUR
14.3 Infrastructure Quality and Availability
14.3.1 Total airports and sea ports
14.3.2 Railways and roadways
14.3.3 Automotive component exports trend
14.3.4 Automotive component imports trend
14.3.5 Passenger car penetration
14.3.6 Healthcare expenditure
14.3.7 Healthcare expenditure as a percentage of GDP
14.3.8 Healthcare expenditure per capita
14.3.9 Total internet subscribers
14.4 Labor Force
14.4.1 Labor force
14.4.2 Unemployment rate
14.5 Demographics
14.5.1 Annual disposable income
14.5.2 Annual per capita disposable income
14.5.3 Total population
14.5.4 Urban and rural population
14.5.5 Females as percentage of population
14.5.6 Males as percentage of population
14.5.7 Mean age of the population
14.5.8 Median age of population
14.5.9 Age distribution of the total population
14.5.10 Age distribution of the male population
14.5.11 Age distribution of the female population
14.6 Political and Social Risk
14.6.1 Political stability
14.6.2 Terrorism index
14.6.3 Transparency index

15 Appendix
15.1 Methodology
15.2 Contact Us
15.3 About Timetric
15.4 Disclaimer

List Of Tables

Table 1: Insurance Industry Definitions
Table 2: Irish Insurance Industry Written Premium by Segment (EUR Billion), 2008–2012
Table 3: Irish Insurance Industry Written Premium by Segment (US$ Billion), 2008–2012
Table 4: Irish Insurance Industry Written Premium by Segment (EUR Billion), 2012–2017
Table 5: Irish Insurance Industry Written Premium by Segment (US$ Billion), 2012–2017
Table 6: Irish Insurance Segmentation (% Share), 2008–2017
Table 7: Irish Life Insurance Segment Written Premium by Category (EUR Billion), 2008–2012
Table 8: Irish Life Insurance Segment Written Premium by Category (US$ Billion), 2008–2012
Table 9: Irish Life Insurance Segment Written Premium by Category (EUR Billion), 2012–2017
Table 10: Irish Life Insurance Segment Written Premium by Category (US$ Billion), 2012–2017
Table 11: Irish Life Insurance Segment – Earned Premium (EUR Billion), 2008–2012
Table 12: Irish Life Insurance Segment – Earned Premium (EUR Billion), 2012–2017
Table 13: Irish Life Insurance Segment – Sum Assured (EUR Billion), 2008–2012
Table 14: Irish Life Insurance Segment – Sum Assured (EUR Billion), 2012–2017
Table 15: Irish Life Insurance Segment – Paid Claims (EUR Billion), 2008–2012
Table 16: Irish Life Insurance Segment – Paid Claims (EUR Billion), 2012–2017
Table 17: Irish Life Insurance Segment – Incurred Loss (EUR Billion), 2008–2012
Table 18: Irish Life Insurance Segment – Incurred Loss (EUR Billion), 2012–2017
Table 19: Irish Life Insurance Segment – Loss Ratio (%), 2008–2012
Table 20: Irish Life Insurance Segment – Loss Ratio (%), 2012–2017
Table 21: Irish Life Insurance Segment – Commissions and Expenses (EUR Billion), 2008–2012
Table 22: Irish Life Insurance Segment – Commissions and Expenses (EUR Billion), 2012–2017
Table 23: Irish Life Insurance Segment – Combined Ratio (%), 2008–2012
Table 24: Irish Life Insurance Segment – Combined Ratio (%), 2012–2017
Table 25: Irish Life Insurance Segment – Frauds and Crimes (EUR Billion), 2008–2012
Table 26: Irish Life Insurance Segment – Frauds and Crimes (EUR Billion), 2012–2017
Table 27: Irish Life Insurance Segment – Total Assets (EUR Billion), 2008–2012
Table 28: Irish Life Insurance Segment – Total Assets (EUR Billion), 2012–2017
Table 29: Irish Life Insurance Segment – Total Investment Income (EUR Billion), 2008–2012
Table 30: Irish Life Insurance Segment – Total Investment Income (EUR Billion), 2012–2017
Table 31: Irish Life Insurance Segment – Retentions (EUR Billion), 2008–2012
Table 32: Irish Life Insurance Segment – Retentions (EUR Billion), 2012–2017
Table 33: Irish Individual Life Insurance Category – Number of Active Policies (Thousand), 2008–2012
Table 34: Irish Individual Life Insurance Category – Number of Active Policies (Thousand), 2012–2017
Table 35: Irish Individual Life Insurance Category – Written Premium (EUR Billion), 2008–2012
Table 36: Irish Individual Life Insurance Category – Written Premium (EUR Billion), 2012–2017
Table 37: Irish Individual General Annuity Category – Number of Active Policies (Thousand), 2008–2012
Table 38: Irish Individual General Annuity Category – Number of Active Policies (Thousand), 2012–2017
Table 39: Irish Individual General Annuity Category – Written Premium (EUR Billion), 2008–2012
Table 40: Irish Individual General Annuity Category – Written Premium (EUR Billion), 2012–2017
Table 41: Irish Individual Pension Category – Number of Active Policies (Thousand), 2008–2012
Table 42: Irish Individual Pension Category – Number of Active Policies (Thousand), 2012–2017
Table 43: Irish Individual Pension Category – Written Premium (EUR Billion), 2008–2012
Table 44: Irish Individual Pension Category – Written Premium (EUR Billion), 2012–2017
Table 45: Irish Individual Single Premium Category – Number of Active Policies (Thousand), 2008–2012
Table 46: Irish Individual Single Premium Category – Number of Active Policies (Thousand), 2012–2017
Table 47: Irish Individual Single Premium Category – Written Premium (EUR Billion), 2008–2012
Table 48: Irish Individual Single Premium Category – Written Premium (EUR Billion), 2012–2017
Table 49: Irish Individual Non-Single-Premium Category – Number of Active Policies (Thousand), 2008–2012
Table 50: Irish Individual Non-Single-Premium Category – Number of Active Policies (Thousand), 2012–2017
Table 51: Irish Individual Non-Single-Premium Category – Written Premium (EUR Billion), 2008–2012
Table 52: Irish Individual Non-Single-Premium Category – Written Premium (EUR Billion), 2012–2017
Table 53: Irish Life Insurance Segment – Direct Marketing Commission Paid (EUR Billion), 2008–2012
Table 54: Irish Life Insurance Segment – Direct Marketing Commission Paid (EUR Billion), 2012–2017
Table 55: Irish Life Insurance Segment – New Business Written Premium Through Direct Marketing (EUR Billion), 2008–2012
Table 56: Irish Life Insurance Segment – New Business Written Premium Through Direct Marketing (EUR Billion), 2012–2017
Table 57: Irish Life Insurance Segment – New Policies Sold Through Direct Marketing (Thousand), 2008–2012
Table 58: Irish Life Insurance Segment – New Policies Sold Through Direct Marketing (Thousand), 2012–2017
Table 59: Irish Life Insurance Segment – Number of Direct Marketing Distributors, 2008–2012
Table 60: Irish Life Insurance Segment – Number of Direct Marketing Distributors, 2012–2017
Table 61: Irish Life Insurance Segment – Commission Paid to Agencies (EUR Billion), 2008–2012
Table 62: Irish Life Insurance Segment – Commission Paid to Agencies (EUR Billion), 2012–2017
Table 63: Irish Life Insurance Segment – New Business Written Premium Through Agencies (EUR Billion), 2008–2012
Table 64: Irish Life Insurance Segment – New Business Written Premium Through Agencies (EUR Billion), 2012–2017
Table 65: Irish Life Insurance Segment – New Policies Sold Through Agencies (Thousand), 2008–2012
Table 66: Irish Life Insurance Segment – New Policies Sold Through Agencies (Thousand), 2012–2017
Table 67: Irish Life Insurance Segment – Number of Agencies, 2008–2012
Table 68: Irish Life Insurance Segment – Number of Agencies, 2012–2017
Table 69: Irish Life Insurance Segment – E-Commerce Commission Paid (EUR Billion), 2008–2012
Table 70: Irish Life Insurance Segment – E-Commerce Commission Paid (EUR Billion), 2012–2017
Table 71: Irish Life Insurance Segment – New Business Written Premium Through E-Commerce (EUR Billion), 2008–2012
Table 72: Irish Life Insurance Segment – New Business Written Premium Through E-Commerce (EUR Billion), 2012–2017
Table 73: Irish Life Insurance Segment – New Policies Sold Through E-Commerce (Thousand), 2008–2012
Table 74: Irish Life Insurance Segment – New Policies Sold Through E-Commerce (Thousand), 2012–2017
Table 75: Irish Life Insurance Segment – Number of E-Commerce Distributors, 2008–2012
Table 76: Irish Life Insurance Segment – Number of E-Commerce Distributors, 2012–2017
Table 77: Irish Life Insurance Segment – Commission Paid to Brokers (EUR Billion), 2008–2012
Table 78: Irish Life Insurance Segment – Commission Paid to Brokers (EUR Billion), 2012–2017
Table 79: Irish Life Insurance Segment – New Business Written Premium Through Brokers (EUR Billion), 2008–2012
Table 80: Irish Life Insurance Segment – New Business Written Premium Through Brokers (EUR Billion), 2012–2017
Table 81: Irish Life Insurance Segment – New Policies Sold Through Brokers (Thousand), 2008–2012
Table 82: Irish Life Insurance Segment – New Policies Sold Through Brokers (Thousand), 2012–2017
Table 83: Irish Life Insurance Segment – Number of Brokers, 2008–2012
Table 84: Irish Life Insurance Segment – Number of Brokers, 2012–2017
Table 85: Other Corporate Taxes in Ireland
Table 86: Irish Premium Ceded to Reinsurance by Category (EUR Billion), 2008–2012
Table 87: Irish Premium Ceded to Reinsurance by Category (US$ Billion), 2008–2012
Table 88:  Irish Premium Ceded to Reinsurance by Category (EUR Billion), 2012–2017
Table 89: Irish Premium Ceded to Reinsurance by Category (US$ Billion), 2012–2017
Table 90: Irish Premium Ceded to Reinsurance by Segment (EUR Billion), 2008–2012
Table 91: Irish Premium Ceded to Reinsurance by Segment (US$ Billion), 2008–2012
Table 92: Irish Premium Ceded to Reinsurance by Segment (EUR Billion), 2012–2017
Table 93: Irish Premium Ceded to Reinsurance by Segment (US$ Billion), 2012–2017
Table 94: Irish Life Insurance Segment – Percentage of Reinsurance Ceded (%), 2008–2012
Table 95: Irish Life Insurance Segment – Percentage of Reinsurance Ceded (%), 2012–2017
Table 96: Irish Life Insurance Segment – Leading Companies (% Share), 2008 and 2009
Table 97: Irish Life Assurance, Key Facts
Table 98: Irish Life Assurance, Key Financials (EUR Million)
Table 99: New Ireland Assurance Company, Key Facts
Table 100: New Ireland Assurance Company, Key Financials (EUR Million)
Table 101: Zurich Life Assurance plc, Key Facts
Table 102: Zurich Life Assurance, Key Financials (EUR Million)
Table 103: Aviva Life and Pension, Key Facts
Table 104: Aviva Life and Pension, Key Financials (EUR Million)
Table 105: Canada Life, Key Facts
Table 106: Canada Life, Key Financials (EUR Million)

List Of Figures

Figure 1: Irish Insurance Industry Written Premium by Segment (EUR Billion), 2008–2017
Figure 2: Irish Insurance Market Dynamics by Segment (%), 2008–2017
Figure 3: Irish Life Insurance Segment Written Premium by Category (EUR Billion), 2008–2017
Figure 4: Irish Life Insurance Segment Written Premium by Category (% Share), 2012 and 2017
Figure 5: Irish Life Insurance Segment Market Dynamics by Category, 2008–2017
Figure 6: Irish Life Insurance Segment – Earned Premium (EUR Billion), 2008–2012
Figure 7: Irish Life Insurance Segment – Earned Premium (EUR Billion), 2012–2017
Figure 8: Irish Life Insurance Segment – Sum Assured (EUR Billion), 2008–2012
Figure 9: Irish Life Insurance Segment – Sum Assured (EUR Billion), 2012–2017
Figure 10: Irish Life Insurance Segment – Paid Claims (EUR Billion), 2008–2012
Figure 11: Irish Life Insurance Segment – Paid Claims (EUR Billion), 2012–2017
Figure 12: Irish Life Insurance Segment – Incurred Loss (EUR Billion), 2008–2012
Figure 13: Irish Life Insurance Segment – Incurred Loss (EUR Billion), 2012–2017
Figure 14: Irish Life Insurance Segment – Loss Ratio (%), 2008–2012
Figure 15: Irish Life Insurance Segment – Loss Ratio (%), 2012–2017
Figure 16: Irish Life Insurance Segment – Commissions and Expenses (EUR Billion), 2008–2012
Figure 17: Irish Life Insurance Segment – Commissions and Expenses (EUR Billion), 2012–2017
Figure 18: Irish Life Insurance Segment – Combined Ratio (%), 2008–2012
Figure 19: Irish Life Insurance Segment – Combined Ratio (%), 2012–2017
Figure 20: Irish Life Insurance Segment – Frauds and Crimes (EUR Billion), 2008–2012
Figure 21: Irish Life Insurance Segment – Frauds and Crimes (EUR Billion), 2012–2017
Figure 22: Irish Life Insurance Segment – Total Assets (EUR Billion), 2008–2012
Figure 23: Irish Life Insurance Segment – Total Assets (EUR Billion), 2012–2017
Figure 24: Irish Life Insurance Segment – Total Investment Income (EUR Billion), 2008–2012
Figure 25: Irish Life Insurance Segment – Total Investment Income (EUR Billion), 2012–2017
Figure 26: Irish Life Insurance Segment – Retentions (EUR Billion), 2008–2012
Figure 27: Irish Life Insurance Segment – Retentions (EUR Billion), 2012–2017
Figure 28: Irish Life Insurance Segment – Investments Portfolio (EUR Billion), 2008–2012
Figure 29: Irish Life Insurance Segment – Investments Portfolio (%), 2008 and 2012
Figure 30: Irish Life Insurance Segment Penetration (% of GDP), 2008–2012
Figure 31: Irish Life Insurance Segment Density (Number of Policies Per Capita), 2008–2012
Figure 32: Irish Life Insurance Segment – Number of Active Policies (Thousand), 2008–2012
Figure 33: Irish Life Insurance Segment – Number of Active Policies (Thousand), 2012–2017
Figure 34: Irish Life Insurance Segment – Premium Per Capita (EUR), 2008–2012
Figure 35: Irish Individual Life Insurance Category – Number of Active Policies (Thousand), 2008–2012
Figure 36: Irish Individual Life Insurance Category – Number of Active Policies (Thousand), 2012–2017
Figure 37: Irish Individual Life Insurance Category – Written Premium (EUR Billion), 2008–2012
Figure 38: Irish Individual Life Insurance Category – Written Premium (EUR Billion), 2012–2017
Figure 39: Irish Individual General Annuity Category – Number of Active Policies (Thousand), 2008–2012
Figure 40: Irish Individual General Annuity Category – Number of Active Policies (Thousand), 2012–2017
Figure 41: Irish Individual General Annuity Category – Written Premium (EUR Billion), 2008–2012
Figure 42: Irish Individual General Annuity Category – Written Premium (EUR Billion), 2012–2017
Figure 43: Irish Individual Pension Category – Number of Active Policies (Thousand), 2008–2012
Figure 44: Irish Individual Pension Category – Number of Active Policies (Thousand), 2012–2017
Figure 45: Irish Individual Pension Category – Written Premium (EUR Billion), 2008–2012
Figure 46: Irish Individual Pension Category – Written Premium (EUR Billion), 2012–2017
Figure 47: Irish Individual Single Premium Category – Number of Active Policies (Thousand), 2008–2012
Figure 48: Irish Individual Single Premium Category – Number of Active Policies (Thousand), 2012–2017
Figure 49: Irish Individual Single Premium Category – Written Premium (EUR Billion), 2008–2012
Figure 50: Irish Individual Single Premium Category – Written Premium (EUR Billion), 2012–2017
Figure 51: Irish Individual Non-Single-Premium Category – Number of Active Policies (Thousand), 2008–2012
Figure 52: Irish Individual Non-Single-Premium Category – Number of Active Policies (Thousand), 2012–2017
Figure 53: Irish Individual Non-Single-Premium Category – Written Premium (EUR Billion), 2008–2012
Figure 54: Irish Individual Non-Single-Premium Category – Written Premium (EUR Billion), 2012–2017
Figure 55: Irish Life Insurance New Business Written Premium by Distribution Channel (%), 2012 and 2017
Figure 56: Irish Life Insurance Segment – Direct Marketing Commission Paid (EUR Billion), 2008–2012
Figure 57: Irish Life Insurance Segment – Direct Marketing Commission Paid (EUR Billion), 2012–2017
Figure 58: Irish Life Insurance Segment – New Business Written Premium Through Direct Marketing (EUR Billion), 2008–2012
Figure 59: Irish Life Insurance Segment – New Business Written Premium Through Direct Marketing (EUR Billion), 2012–2017
Figure 60: Irish Life Insurance Segment – New Policies Sold Through Direct Marketing (Thousand), 2008–2012
Figure 61: Irish Life Insurance Segment – New Policies Sold Through Direct Marketing (Thousand), 2012–2017
Figure 62: Irish Life Insurance Segment – Number of Direct Marketing Distributors, 2008–2012
Figure 63: Irish Life Insurance Segment – Number of Direct Marketing Distributors, 2012–2017
Figure 64: Irish Life Insurance Segment – Commission Paid to Agencies (EUR Billion), 2008–2012
Figure 65: Irish Life Insurance Segment – Commission Paid to Agencies (EUR Billion), 2012–2017
Figure 66: Irish Life Insurance Segment – New Business Written Premium Through Agencies (EUR Billion), 2008–2012
Figure 67: Irish Life Insurance Segment – New Business Written Premium Through Agencies (EUR Billion), 2012–2017
Figure 68: Irish Life Insurance Segment – New Policies Sold Through Agencies (Thousand), 2008–2012
Figure 69: Irish Life Insurance Segment – New Policies Sold Through Agencies (Thousand), 2012–2017
Figure 70: Irish Life Insurance Segment – Number of Agencies, 2008–2012
Figure 71: Irish Life Insurance Segment – Number of Agencies, 2012–2017
Figure 72: Irish Life Insurance Segment – E-Commerce Commission Paid (EUR Billion), 2008–2012
Figure 73: Irish Life Insurance Segment – E-Commerce Commission Paid (EUR Billion), 2012–2017
Figure 74: Irish Life Insurance Segment – New Business Written Premium Through E-Commerce (EUR Billion), 2008–2012
Figure 75: Irish Life Insurance Segment – New Business Written Premium Through E-Commerce (EUR Billion), 2012–2017
Figure 76: Irish Life Insurance Segment – New Policies Sold Through E-Commerce (Thousand), 2008–2012
Figure 77: Irish Life Insurance Segment – New Policies Sold Through E-Commerce (Thousand), 2012–2017
Figure 78: Irish Life Insurance Segment – Number of E-Commerce Distributors, 2008–2012
Figure 79: Irish Life Insurance Segment – Number of E-Commerce Distributors, 2012–2017
Figure 80: Irish Life Insurance Segment – Commission Paid to Brokers (EUR Billion), 2008–2012
Figure 81: Irish Life Insurance Segment – Commission Paid to Brokers (EUR Billion), 2012–2017
Figure 82: Irish Life Insurance Segment – New Business Written Premium Through Brokers (EUR Billion), 2008–2012
Figure 83: Irish Life Insurance Segment – New Business Written Premium Through Brokers (EUR Billion), 2012–2017
Figure 84: Irish Life Insurance Segment – New Policies Sold Through Brokers (Thousand), 2008–2012
Figure 85: Irish Life Insurance Segment – New Policies Sold Through Brokers (Thousand), 2012–2017
Figure 86: Irish Life Insurance Segment – Number of Brokers, 2008–2012
Figure 87: Irish Life Insurance Segment – Number of Brokers, 2012–2017
Figure 88: Insurance Regulatory Framework in Ireland
Figure 89: The Three Pillars of Solvency II
Figure 90: Insurance Supervision and Control at Various Levels
Figure 91: Insurance Regulatory Frameworks for Company Registration and Operation
Figure 92: Irish Life Insurance Segment – Five Forces Analysis
Figure 93: Irish Premium Ceded to Reinsurance by Category (EUR Billion), 2008–2017
Figure 94: Irish Premium Ceded to Reinsurance by Category (% Share), 2012 and 2017
Figure 95: Irish Reinsurance Dynamics by Category (%), 2008–2017
Figure 96: Irish Premium Ceded to Reinsurance by Segment (EUR Billion), 2008–2017
Figure 97: Irish Reinsurance Segment Dynamics by Segment (%), 2008–2017
Figure 98: Irish Life Insurance Segment – Percentage of Reinsurance Ceded (%), 2008–2012
Figure 99: Irish Life Insurance Segment – Percentage of Reinsurance Ceded (%), 2012–2017
Figure 100: Irish Life Insurance Segment – Leading Companies (% Share), 2008 and 2009
Figure 101: Irish Stock Exchange Market Capitalization (US$ Billion), 2007–2011
Figure 102: Irish GDP at Constant Prices (US$ Billion), 2007–2011
Figure 103: Irish GDP Per Capita at Constant Prices (US$), 2007–2011
Figure 104: Irish GDP at Current Prices (US$ Billion), 2007–2011
Figure 105: Irish GDP Per Capita at Current Prices (US$), 2007–2011
Figure 106: Irish GDP by Key Sectors (%) 2009 and 2011
Figure 107: Irish Agricultural Net Output at Current Prices (EUR Billion), 2007–2011
Figure 108: Irish Agricultural Net Output at Current Prices (US$ Billion), 2007–2011
Figure 109: Irish Agricultural Net Output at Current Prices as a Percentage of GDP (%), 2007–2011
Figure 110: Irish Manufacturing Net Output at Current Prices (EUR Billion), 2007–2011
Figure 111: Irish Manufacturing Net Output at Current Prices (US$ Billion), 2007–2011
Figure 112: Irish Manufacturing Net Output at Current Prices as a Percentage of GDP (%),         2007–2011
Figure 113: Irish Mining, Manufacturing and Utilities Net Output at Current Prices (EUR Billion), 2007–2011
Figure 114: Irish Mining, Manufacturing and Utilities Net Output at Current Prices (US$ Billion), 2007–2011
Figure 115: Irish Mining, Manufacturing and Utilities Net Output at Current Prices as a Percentage of GDP (%), 2007–2011
Figure 116: Irish Construction Net Output at Current Prices (EUR Billion), 2007–2011
Figure 117: Irish Construction Net Output at Current Prices (US$ Billion), 2007– 2011
Figure 118: Irish Construction Output at Current Prices as a Percentage of GDP (%), 2007–2011
Figure 119: Irish Inflation Rate (%), 2007–2011
Figure 120: Irish Current Account Balance as a Percentage of GDP(%), 2007–2011
Figure 121: Irish Exports as a Percentage of GDP (%), 2007–2011
Figure 122: Irish Imports as a Percentage of GDP (%), 2007–2011
Figure 123: Irish Exports Growth (%), 2007–2011
Figure 124: Irish Imports Growth (%), 2007–2011
Figure 125: Irish External Debt as a Percentage of GDP, 2007–2011
Figure 126: Irish Annual Average Exchange Rate US$–EUR, 2007–2011
Figure 127: Irish End-of-Period Exchange Rate US$–EUR, 2007–2011
Figure 128: Total Number of Irish Airports and Sea Ports, 2011
Figure 129: Irish Railways and Roadways (Kilometers), 2011
Figure 130: Irish Automotive Component Exports (US$ Billion), 2007–2011
Figure 131: Irish Automotive Component Imports (US$ Billion), 2007–2011
Figure 132: Irish Passenger Car Penetration (per Thousand People), 2007–2011
Figure 133: Irish Healthcare Expenditure (US$ Billion), 2007–2011
Figure 134: Irish Healthcare Expenditure as a Percentage of GDP (%), 2007–2011
Figure 135: Irish Per Capita Healthcare Expenditure (US$), 2007–2011
Figure 136: Irish Internet Subscriptions (Millions), 2007–2011
Figure 137: Irish Size of Labor Force in 15–59 Age Group (Million), 2007–2011
Figure 138: Irish Unemployment Rate (%), 2007–2011
Figure 139: Irish Annual Disposable Income (US$ Billion), 2007–2011
Figure 140: Irish Annual per Capita Disposable Income (US$), 2007–2011
Figure 141: Irish Total Population (Million), 2007–2011
Figure 142: Irish Urban and Rural Population (%), 2007–2011
Figure 143: Irish Females as Percentage of Population (%), 2007–2011
Figure 144: Irish Males as Percentage of Population (%), 2007–2011
Figure 145: Irish Mean Age of Population (Year), 2007–2011
Figure 146: Irish Median Age of Population (Years), 2007–2011
Figure 147: Irish Population Distribution by Age (%), 2007–2011
Figure 148: Irish Male Population Distribution by Age (%), 2007–2011
Figure 149: Irish Female Population Distribution by Age (%), 2007–2011
Figure 150: Global Terrorism Heat Map, 2011
Figure 151: Irish Transparency Index, 2007–2011

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