Life Insurance in Estonia, Key Trends and Opportunities to 2019
Table of Contents
1 Key Facts and Highlights
2 Executive Summary
3 Introduction
3.1 What is this Report About?
3.2 Definitions
3.3 Methodology
4 Economy and Demographics
5 Life Insurance Outlook
5.1 Key Drivers
5.2 Key Trends
5.3 Challenges
5.4 Life Insurance Growth Prospects by Category
5.5 Individual Life Insurance
5.5.1 Individual general annuity insurance
5.5.2 Individual endowment insurance
5.5.3 Individual term life insurance
5.5.4 Individual supplementary insurance
5.5.5 Other individual life insurance
5.6 Life Insurance Growth Prospects by Product Type
5.6.1 Total linked insurance business
5.6.2 Total non-linked insurance business
6 Analysis by Distribution Channel
6.1 Direct Marketing
6.2 Bancassurance
6.3 Agencies
6.4 Brokers
7 Competitive Landscape and Strategic Insights
7.1 Overview
7.2 Leading Companies in the Estonian Life Insurance Segment
7.2.1 Compensa Life Vienna Insurance Group SE - company overview
7.2.2 Swedbank Life Insurance SE - company overview
7.2.3 AS SEB Elu- ja Pensionikindlustus - company overview
7.2.4 Mandatum Life Insurance Baltic SE - company overview
8 Governance, Risk and Compliance
8.1 Legislation Overview and Historical Evolution
8.2 Latest Changes in Regulations
8.3 Regulations and market practice by Type of Insurance
8.3.1 Life insurance
8.3.2 Property insurance
8.3.3 Motor insurance
8.3.4 Liability Insurance
8.3.5 Marine, aviation and transit insurance
8.3.6 Personal accident and health insurance
8.4 Compulsory Insurance
8.4.1 Motor third-party liability insurance
8.4.2 Social security system
8.4.3 Professional indemnity insurance for alternative investment fund managers
8.5 Supervision and Control
8.5.1 International Association of Insurance Supervisors (IAIS)
8.5.2 European Insurance and Occupational Pensions Authority (EIOPA)
8.5.3 Financial Supervision Authority
8.5.4 Estonian Insurance Association (Eesti Kindlustusseltside Liit - EKsL)
8.5.5 The Estonian Traffic Insurance Fund (Eesti Liikluskindlustuse Fond - LKF)
8.6 Non-Admitted Insurance Regulations
8.6.1 Overview
8.6.2 Intermediaries
8.6.3 Market practices
8.6.4 Fines and penalties
8.7 Company Registration and Operations
8.7.1 Types of insurance organization
8.7.2 Establishing a local company
8.7.3 Foreign ownership
8.7.4 Types of license
8.7.5 Capital requirements
8.7.6 Solvency margins
8.7.7 Reserve requirements
8.7.8 Investment regulations
8.7.9 Statutory return requirements
8.7.10 Fee structure
8.8 Taxation
8.8.1 Insurance premium or policy taxation
8.8.2 Corporate tax
8.8.3 VAT
8.8.4 Captives
8.9 Legal System
8.9.1 Introduction
8.9.2 Access to court
8.9.3 Alternative dispute resolution (ADR)
9 Appendix
9.1 Contact Timetric
9.2 About Timetric
9.3 Timetric's Services
9.4 Disclaimer
List of Tables
Table 1: Estonian Life Insurance - Key Facts, 2014
Table 2: Insurance Industry Definitions
Table 3: Estonian Government Credit Ratings
Table 4: Foreign Direct Investment in Estonia, 2011-2014
Table 5: Estonian Life Insurance - Gross Written Premium by Category (EUR Million), 2010-2014
Table 6: Estonian Life Insurance - Gross Written Premium by Category (US$ Million), 2010-2014
Table 7: Estonian Life Insurance - Gross Written Premium by Category (EUR Million), 2014-2019
Table 8: Estonian Life Insurance - Gross Written Premium by Category (US$ Million), 2014-2019
Table 9: Estonian Life Insurance - New Business Direct Written Premium (EUR Million), 2010-2014
Table 10: Estonian Life Insurance - New Business Direct Written Premium (EUR Million), 2014-2019
Table 11: Estonian Life Insurance - Net Earned Premium (EUR Million), 2010-2014
Table 12: Estonian Life Insurance - Net Earned Premium (EUR Million), 2014-2019
Table 13: Estonian Life Insurance - Paid Claims (EUR Million), 2010-2014
Table 14: Estonian Life Insurance - Paid Claims (EUR Million), 2014-2019
Table 15: Estonian Life Insurance - Incurred Loss (EUR Million), 2010-2014
Table 16: Estonian Life Insurance - Incurred Loss (EUR Million), 2014-2019
Table 17: Estonian Life Insurance - Number of Policies per Capita, 2010-2014
Table 18: Estonian Life Insurance - Number of Policies per Capita, 2014-2019
Table 19: Estonian Life Insurance - Commissions and Expenses (EUR Million), 2010-2014
Table 20: Estonian Life Insurance - Commissions and Expenses (EUR Million), 2014-2019
Table 21: Estonian Life Insurance - Net Written Premium as a Percentage of Gross Written Premium (%), 2010-2014
Table 22: Estonian Life Insurance - Net Written Premium as a Percentage of Gross Written Premium (%), 2014-2019
Table 23: Estonian Life Insurance - Renewal Business Direct Written Premium (EUR Million), 2010-2014
Table 24: Estonian Life Insurance - Renewal Business Direct Written Premium (EUR Million), 2014-2019
Table 25: Estonian Life Insurance - Total Assets (EUR Million), 2010-2014
Table 26: Estonian Life Insurance - Total Assets (EUR Million), 2014-2019
Table 27: Estonian Life Insurance - Total Investment Income (EUR Million), 2010-2014
Table 28: Estonian Life Insurance - Total Investment Income (EUR Million), 2014-2019
Table 29: Estonian Life Insurance - Net Written Premium (EUR Million), 2010-2014
Table 30: Estonian Life Insurance - Net Written Premium (EUR Million), 2014-2019
Table 31: Estonian Individual Life Insurance - Gross Written Premium by Category (EUR Million), 2010-2014
Table 32: Estonian Individual Life Insurance - Gross Written Premium by Category (US$ Million), 2010-2014
Table 33: Estonian Individual Life Insurance - Gross Written Premium by Category (EUR Million), 2014-2019
Table 34: Estonian Individual Life Insurance - Gross Written Premium by Category (US$ Million), 2014-2019
Table 35: Estonian Individual Life Insurance - Direct Written Premium by Category (EUR Million), 2010-2014
Table 36: Estonian Individual Life Insurance - Direct Written Premium by Category (US$ Million), 2010-2014
Table 37: Estonian Individual Life Insurance - Direct Written Premium by Category (EUR Million), 2014-2019
Table 38: Estonian Individual Life Insurance - Direct Written Premium by Category (US$ Million), 2014-2019
Table 39: Estonian Individual Life Insurance - Policies by Category (Thousand), 2010-2014
Table 40: Estonian Individual Life Insurance - Policies by Category (Thousand), 2014-2019
Table 41: Estonian Individual General Annuity Insurance - Number of Active Policies (Thousand), 2010-2014
Table 42: Estonian Individual General Annuity Insurance - Number of Active Policies (Thousand), 2014-2019
Table 43: Estonian Individual General Annuity Insurance - Direct Written Premium (EUR Million), 2010-2014
Table 44: Estonian Individual General Annuity Insurance - Direct Written Premium (EUR Million), 2014-2019
Table 45: Estonian Individual Endowment Insurance - Number of Active Policies (Thousand), 2010-2014
Table 46: Estonian Individual Endowment Insurance - Number of Active Policies (Thousand), 2014-2019
Table 47: Estonian Individual Endowment Insurance - Direct Written Premium (EUR Million), 2010-2014
Table 48: Estonian Individual Endowment Insurance - Direct Written Premium (EUR Million), 2014-2019
Table 49: Estonian Individual Term Life Insurance - Number of Active Policies (Thousand), 2010-2014
Table 50: Estonian Individual Term Life Insurance - Number of Active Policies (Thousand), 2014-2019
Table 51: Estonian Individual Term Life Insurance - Direct Written Premium (EUR Million), 2010-2014
Table 52: Estonian Individual Term Life Insurance - Direct Written Premium (EUR Million), 2014-2019
Table 53: Estonian Individual Supplementary Insurance - Number of Active Policies (Thousand), 2010-2014
Table 54: Estonian Individual Supplementary Insurance - Number of Active Policies (Thousand), 2014-2019
Table 55: Estonian Individual Supplementary Insurance - Direct Written Premium (EUR Thousand), 2010-2014
Table 56: Estonian Individual Supplementary Insurance - Direct Written Premium (EUR Million), 2014-2019
Table 57: Estonian Other Individual Life Insurance - Number of Active Policies (Thousand), 2010-2014
Table 58: Estonian Other Individual Life Insurance - Number of Active Policies (Thousand), 2014-2019
Table 59: Estonian Other Individual Life Insurance - Direct Written Premium (EUR Million), 2010-2014
Table 60: Estonian Other Individual Life Insurance - Direct Written Premium (EUR Million), 2014-2019
Table 61: Estonian Linked Insurance Business - Number of Active Policies (Thousand), 2010-2014
Table 62: Estonian Linked Insurance Business - Number of Active Policies (Thousand), 2014-2019
Table 63: Estonian Linked Insurance Business - Gross Written Premium (EUR Million), 2010-2014
Table 64: Estonian Linked Insurance Business - Gross Written Premium (EUR Million), 2014-2019
Table 65: Estonian Linked Insurance Business - Direct Written Premium (EUR Million), 2010-2014
Table 66: Estonian Linked Insurance Business - Direct Written Premium (EUR Million), 2014-2019
Table 67: Estonian Non-Linked Insurance Business - Number of Active Policies (Thousand), 2010-2014
Table 68: Estonian Non-Linked Insurance Business - Number of Active Policies (Thousand), 2014-2019
Table 69: Estonian Non-Linked Insurance Business - Gross Written Premium (EUR Million), 2010-2014
Table 70: Estonian Non-Linked Insurance Business - Gross Written Premium (EUR Million), 2014-2019
Table 71: Estonian Non-Linked Insurance Business - Direct Written Premium (EUR Million), 2010-2014
Table 72: Estonian Non-Linked Insurance Business - Direct Written Premium (EUR Million), 2014-2019
Table 73: Estonian Life Insurance - Sales Force, 2010-2014
Table 74: Estonian Life Insurance - Sales Force, 2014-2019
Table 75: Estonian Life Insurance - Number of Banking Entities, 2010-2014
Table 76: Estonian Life Insurance - Number of Banking Entities, 2014-2019
Table 77: Estonian Life Insurance - Number of Insurance Agents, 2010-2014
Table 78: Estonian Life Insurance - Number of Insurance Agents, 2014-2019
Table 79: Estonian Life Insurance - Number of Insurance Brokers, 2010-2014
Table 80: Estonian Life Insurance - Number of Insurance Brokers, 2014-2019
Table 81: Estonian Life Insurance - Segment Shares (%), 2014
Table 82: Compensa Life Vienna Insurance Group SE, Key Facts
Table 83: Compensa Life Vienna Insurance Group SE, Key Financials (EUR Million), 2010-2014
Table 84: Swedbank Life Insurance SE, Key Facts
Table 85: Swedbank Life Insurance SE, Key Financials (EUR Million), 2010-2014
Table 86: AS SEB Elu- ja Pensionikindlustus, Key Facts
Table 87: AS SEB Elu- ja Pensionikindlustus, Key Financials (EUR Million), 2010-2014
Table 88: Mandatum Life Insurance Baltic SE, Key Facts
Table 89: Mandatum Life Insurance Baltic SE, Key Financials (EUR Million), 2010-2014
Table 90: Estonia - Insurance Regulatory Framework Key Features
Table 91: Estonia - Life Insurance Regulatory Framework
Table 92: Estonia - Property Insurance Regulatory Framework
Table 93: Estonia - Motor Insurance Regulatory Framework
Table 94: Estonia - Liability Insurance Regulatory Framework
Table 95: Estonia - Minimum Capital Requirements
Table 96: Estonia - Corporate Tax Rates for the Financial Year 2015
List of Figures
Figure 1: Estonian Real GDP, 2010-2019
Figure 2: EUR-US$ Exchange Rate, 2010-2019
Figure 3: Estonian Consumer Price Inflation, 2010-2019
Figure 4: Estonian Consumer Price Inflation, 2010-2014
Figure 5: Estonian Unemployment Rate, 2010-2019
Figure 6: Estonian Population by Age Group, 1991-2025
Figure 7: Estonian Life Insurance - Gross Written Premium by Category (EUR Million), 2010-2019
Figure 8: Estonian Life Insurance - Gross Written Premium by Category (% Share), 2014 and 2019
Figure 9: Estonian Life Insurance - Gross Written Premium Dynamics by Segment (2010-2019)
Figure 10: Estonian Life Insurance - New Business Direct Written Premium (EUR Million), 2010-2014
Figure 11: Estonian Life Insurance - New Business Direct Written Premium (EUR Million), 2014-2019
Figure 12: Estonian Life Insurance - Net Earned Premium (EUR Million), 2010-2014
Figure 13: Estonian Life Insurance - Net Earned Premium (EUR Million), 2014-2019
Figure 14: Estonian Life Insurance - Paid Claims (EUR Million), 2010-2014
Figure 15: Estonian Life Insurance - Paid Claims (EUR Million), 2014-2019
Figure 16: Estonian Life Insurance - Incurred Loss (EUR Million), 2010-2014
Figure 17: Estonian Life Insurance - Incurred Loss (EUR Million), 2014-2019
Figure 18: Estonian Life Insurance - Number of Policies per Capita, 2010-2014
Figure 19: Estonian Life Insurance - Number of Policies per Capita, 2014-2019
Figure 20: Estonian Life Insurance - Commissions and Expenses (EUR Million), 2010-2014
Figure 21: Estonian Life Insurance - Commissions and Expenses (EUR Million), 2014-2019
Figure 22: Estonian Life Insurance - Net Written Premium as a Percentage of Gross Written Premium (%), 2010-2014
Figure 23: Estonian Life Insurance - Net Written Premium as a Percentage of Gross Written Premium (%), 2014-2019
Figure 24: Estonian Life Insurance - Renewal Business Direct Written Premium (EUR Million), 2010-2014
Figure 25: Estonian Life Insurance - Renewal Business Direct Written Premium (EUR Million), 2014-2019
Figure 26: Estonian Life Insurance - Total Assets (EUR Million), 2010-2014
Figure 27: Estonian Life Insurance - Total Assets (EUR Million), 2014-2019
Figure 28: Estonian Life Insurance - Total Investment Income (EUR Million), 2010-2014
Figure 29: Estonian Life Insurance - Total Investment Income (EUR Million), 2014-2019
Figure 30: Estonian Life Insurance - Net Written Premium (EUR Million), 2010-2014
Figure 31: Estonian Life Insurance - Net Written Premium (EUR Million), 2014-2019
Figure 32: Estonian Life Insurance - Investment Portfolio (EUR Million), 2010-2014
Figure 33: Estonian Life Insurance - Investment Portfolio, 2010 and 2014
Figure 34: Estonian Life Insurance - Penetration (%), 2010-2014
Figure 35: Estonian Life Insurance - Density (%), 2010-2014
Figure 36: Estonian Life Insurance - Number of Active Policies (Thousand), 2010-2014
Figure 37: Estonian Life Insurance - Number of Active Policies (Thousand), 2014-2019
Figure 38: Estonian Life Insurance - Number of New Policies Sold (Thousand), 2010-2014
Figure 39: Estonian Life Insurance - Number of New Policies Sold (Thousand), 2014-2019
Figure 40: Estonian Life Insurance - Total Investments (EUR), 2010-2014
Figure 41: Estonian Individual Life Insurance - Gross Written Premium by Category (EUR Million), 2010-2019
Figure 42: Estonian Individual Life Insurance - Gross Written Premium by Category (% Share), 2014 and 2019
Figure 43: Estonian Individual Life Insurance - Gross Written Premium Dynamics by Category, 2010-2019
Figure 44: Estonian Individual Life Insurance - Direct Written Premium by Category (EUR Million), 2010-2019
Figure 45: Estonian Individual Life Insurance - Direct Written Premium by Category (% Share), 2014 and 2019
Figure 46: Estonian Individual Life Insurance - Direct Written Premium Dynamics by Category, 2010-2019
Figure 47: Estonian Individual Life Insurance - Policies by Category (Thousand), 2010-2019
Figure 48: Estonian Individual Life Insurance - Policies by Category (% Share), 2014 and 2019
Figure 49: Estonian Individual Life Insurance - Policies Dynamics by Category, 2010-2019
Figure 50: Estonian Individual General Annuity Insurance - Number of Active Policies (Thousand), 2010-2014
Figure 51: Estonian Individual General Annuity Insurance - Number of Active Policies (Thousand), 2014-2019
Figure 52: Estonian Individual General Annuity Insurance - Direct Written Premium (EUR Million), 2010-2014
Figure 53: Estonian Individual General Annuity Insurance - Direct Written Premium (EUR Million), 2014-2019
Figure 54: Estonian Individual Endowment Insurance - Number of Active Policies (Thousand), 2010-2014
Figure 55: Estonian Individual Endowment Insurance - Number of Active Policies (Thousand), 2014-2019
Figure 56: Estonian Individual Endowment Insurance - Direct Written Premium (EUR Million), 2010-2014
Figure 57: Estonian Individual Endowment Insurance - Direct Written Premium (EUR Million), 2014-2019
Figure 58: Estonian Individual Term Life Insurance - Number of Active Policies (Thousand), 2010-2014
Figure 59: Estonian Individual Term Life Insurance - Number of Active Policies (Thousand), 2014-2019
Figure 60: Estonian Individual Term Life Insurance - Direct Written Premium (EUR Million), 2010-2014
Figure 61: Estonian Individual Term Life Insurance - Direct Written Premium (EUR Million), 2014-2019
Figure 62: Estonian Individual Supplementary Insurance - Number of Active Policies (Thousand), 2010-2014
Figure 63: Estonian Individual Supplementary Insurance - Number of Active Policies (Thousand), 2014-2019
Figure 64: Estonian Individual Supplementary Insurance - Direct Written Premium (EUR Million), 2010-2014
Figure 65: Estonian Individual Supplementary Insurance - Direct Written Premium (EUR Million), 2014-2019
Figure 66: Estonian Other Individual Life Insurance - Number of Active Policies (Thousand), 2010-2014
Figure 67: Estonian Other Individual Life Insurance - Number of Active Policies (Thousand), 2014-2019
Figure 68: Estonian Other Individual Life Insurance - Direct Written Premium (EUR Million), 2010-2014
Figure 69: Estonian Other Individual Life Insurance - Direct Written Premium (EUR Million), 2014-2019
Figure 70: Estonian Linked Insurance Business - Number of Active Policies (Thousand), 2010-2014
Figure 71: Estonian Linked Insurance Business - Number of Active Policies (Thousand), 2014-2019
Figure 72: Estonian Linked Insurance Business - Gross Written Premium (EUR Million), 2010-2014
Figure 73: Estonian Linked Insurance Business - Gross Written Premium (EUR Million), 2014-2019
Figure 74: Estonian Linked Insurance Business - Direct Written Premium (EUR Million), 2010-2014
Figure 75: Estonian Linked Insurance Business - Direct Written Premium (EUR Million), 2014-2019
Figure 76: Estonian Non-Linked Insurance Business - Number of Active Policies (Thousand), 2010-2014
Figure 77: Estonian Non-Linked Insurance Business - Number of Active Policies (Thousand), 2014-2019
Figure 78: Estonian Non-Linked Insurance Business - Gross Written Premium (EUR Million), 2010-2014
Figure 79: Estonian Non-Linked Insurance Business - Gross Written Premium (EUR Million), 2014-2019
Figure 80: Estonian Non-Linked Insurance Business - Direct Written Premium (EUR Million), 2010-2014
Figure 81: Estonian Non-Linked Insurance Business - Direct Written Premium (EUR Million), 2014-2019
Figure 82: Estonian Life Insurance - Sales Force, 2010-2014
Figure 83: Estonian Life Insurance - Sales Force, 2014-2019
Figure 84: Estonian Life Insurance - Number of Banking Entities, 2010-2014
Figure 85: Estonian Life Insurance - Number of Banking Entities, 2014-2019
Figure 86: Estonian Life Insurance - Number of Insurance Agents, 2010-2014
Figure 87: Estonian Life Insurance - Number of Insurance Agents, 2014-2019
Figure 88: Estonian Life Insurance - Number of Insurance Brokers, 2010-2014
Figure 89: Estonian Life Insurance - Number of Insurance Brokers, 2014-2019
Figure 90: Estonian Life Insurance - Segment Shares (%), 2014
Figure 91: Estonia - The Three Pillars of Solvency II
Figure 92: Estonia - Insurance Supervision and Control at Various Levels
Figure 93: Estonia - Insurance Regulatory Frameworks for Company Registration and Operation
Global Juvenile Life Insurance Market Status and Outlook 2023-2028
Published: 27-Nov-2023 Price: US 3160 Onwards Pages: 124
Juvenile life insurance is permanent life insurance that insures the life of a child (generally under age 18). It is a financial planning tool that provides a tax advantaged savings vehicle with potential for a lifetime of benefits.
Our market research experts provide qualitative and quantitative analysis of the market based on involving economic and non-economic factors in the same report with market value (million USD) data for each segment and sub-segment. This way, clients can achieve......
Global Life Insurance Industry Research Report, In-depth Analysis of Current Status and Outlook of Key Countries 2023-2028
Published: 24-Oct-2023 Price: US 3380 Onwards Pages: 122
Market Overview of Global Life Insurance market:
According to our latest research, the global Life Insurance market looks promising in the next 5 years. As of 2022, the global Life Insurance market was estimated at USD XX million, and it's anticipated to reach USD XX million in 2028, with a CAGR of XX% during the forecast years.
Life insurance is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary......
Global Life Insurance Market Insights, Forecast to 2029
Published: 14-Aug-2023 Price: US 4900 Onwards Pages: 127
Life insurance is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money (the benefit) in exchange for a premium, upon the death of an insured person (often the policy holder). Depending on the contract, other events such as terminal illness or critical illness can also trigger payment. The policy holder typically pays a premium, either regularly or as one lump sum. Other expenses, such as funeral expense......
Global Life Insurance Market Status and Outlook 2023-2028
Published: 17-Mar-2023 Price: US 3160 Onwards Pages: 125
Life insurance is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person. Depending on the contract, other events such as terminal illness or critical illness can also trigger payment.
Our market research experts provide qualitative and quantitative analysis of the market based on involving economic and non-economic factors in the same report with market value (m......
Global Life Insurance Market Insights: Impact of COVID-19 and Future Expectations to 2028
Published: 28-Feb-2023 Price: US 3260 Onwards Pages: 102
The Life Insurance market revenue was 2942240.0 Million USD in 2022, and will reach 3928875.0 Million USD in 2028, with a CAGR of 4.94% during 2022-2028.
This report elaborates the market size, market characteristics, and market growth of the Life Insurance industry, and breaks down according to the type, application, and consumption area of Life Insurance. The report also introduces players in the industry from the perspective of the industry chain and marketing chain and describ......
Global Universal Life Insurance Market Status and Outlook 2023-2028
Published: 17-Feb-2023 Price: US 3160 Onwards Pages: 125
Universal life (UL) insurance is permanent life insurance with an investment savings component.
Our market research experts provide qualitative and quantitative analysis of the market based on involving economic and non-economic factors in the same report with market value (million USD) data for each segment and sub-segment. This way, clients can achieve all their goals while taking advantage of emerging opportunities. Technological advancements, new product launches, and market capital f......
Global Term Life Insurance Market Status and Outlook 2023-2028
Published: 16-Feb-2023 Price: US 3160 Onwards Pages: 129
Term life insurance or term assurance is life insurance that provides coverage at a fixed rate of payments for a limited period of time, the relevant term.
Our market research experts provide qualitative and quantitative analysis of the market based on involving economic and non-economic factors in the same report with market value (million USD) data for each segment and sub-segment. This way, clients can achieve all their goals while taking advantage of emerging opportunities. Technolog......
Global Permanent Life Insurance Market Status and Outlook 2023-2028
Published: 13-Feb-2023 Price: US 3160 Onwards Pages: 124
Permanent life insurance is an umbrella term for life insurance policies that do not expire. Typically, permanent life insurance combines a death benefit with a savings portion. Whole life insurance offers coverage for the full lifetime of the insured, and its savings can grow at a guaranteed rate.
Our market research experts provide qualitative and quantitative analysis of the market based on involving economic and non-economic factors in the same report with market value (million USD) d......
Global Life Insurance Market Research Report 2023
Published: 06-Feb-2023 Price: US 2900 Onwards Pages: 109
Life insurance is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money (the benefit) in exchange for a premium, upon the death of an insured person (often the policy holder). Depending on the contract, other events such as terminal illness or critical illness can also trigger payment. The policy holder typically pays a premium, either regularly or as one lump sum. Other expenses, such as funeral expense......
SERVICES
Value for Money
We believe in "optimum utilization of available budget and resources". While servicing our clients' (your) market research requirements, we keep the same approach in focus to help you get the best value for your $$s.
Ever Growing Inventory
Ranging from the smallest feasible / required data (datasheets, data facts, SWOT analysis, company profiles, etc) to full research reports that help you make decisions, our inventory is updated almost on a daily basis with the latest industry reports from domain experts that track more than 5000 niche sectors.
One Stop Solution
Need a custom research report on medical devices market? Require all available business intelligence on 3D printing industry? Exploring F&B sector of a particular country/region? RnRMarketResearch.com is your one-stop-solution to all market intelligence needs. We not only offer custom research and consulting services, we also "bundle" reports to meet your needs and help you fetch the data analysis you require for your business.
Dedicated Client Engagement
Not limited to only "finding" relevant reports for you, our client engagement team dedicates its efforts to understand your "business need" and accordingly maps available research data to help you move forward. Call "your" client engagement executive any time of your day and get your questions answered in order to make the correct business decision.
Saving Time and Efforts
Simply share your research requirement details with us and let us do all the hard work to find required intelligence for you. When you add up our "one stop solution" and "dedicated client engagement" services mentioned above, you obviously know the time and effort saving you do by working with us.
Payment Flexibility
Working with Fortune 500 organizations, we understand the importance of being flexible for payments. Share your payment terms with us and we will surely match up to them to ensure you get access to required business intelligence data without having to wait for the payment to be done.
Post-Purchase Research Support
Have questions after reading a report / datasheet bought through us? Not sure about the methodology used for data available in the research? Talk to us / Share your questions with us and if required, we will connect you with the analyst(s)/author(s) of the report(s) and ensure you get satisfactory answers for the same. Need more data / analysis / report(s) on the topic of your research/project? The RnRMarketResearch.com team is here for you 24X7 to support you with your post-purchase requirements.
Subscription Offers & Packages (Get in touch with us for more details -
[email protected] / +1 888 391 5441 )
- Ad Hoc
-
- Pay - as - you - go / Bucket Subscriptions
- Fixed Cost for #of reports
- Customize / Personalize as per your needs
