Ghana Commercial Banking Report Q4 2012

Publisher Name :
Date: 31-Oct-2012
No. of pages: 46

BMI’s commercial banking forecast series covers 62 countries accounting for 80% of global GDP. Each report, researched at source, features BMI’s independent assessment and 5-year forecasts to end-2017 for the commercial banking sector in each market. Using its expertise in both country risk and financial markets analysis, BMI has created exclusive models to forecast a wealth of key variables on the commercial banking sector. Historic and forecast data are provided for the sector’s total asset and liability growth, client loans, and client deposits. Forecasts for key ratios including the loan-deposit ratio and the loan-asset ratio are also included, as well as core macro-economic forecasts. Data is presented in both local currency and US dollar terms.

Each report examines key drivers of growth and future prospects, including the macroeconomic situation, the level of development and potential for growth of the banking sector, the commercial initiatives of major players, government policy and the regulatory environment.

Central to BMI’s analysis are our unique Commercial Banking Business Environment Ratings. BMI’s unique country-comparative Risk-Reward Rating provides a clear, quantified, independent assessment of the opportunities and dangers of operating in each market. The methodology draws together our in-depth knowledge of competitive pressures, our comprehensive industry market forecasts, and our Country Risk team’s unrivalled analysis of economic, political and operational risks.

The reports also feature profiles of leading banks, covering total assets, liabilities, client deposits, lending, bond holdings, main products and services, competitive positioning and ownership structure.

Ghana Commercial Banking Report Q4 2012

Executive Summary . 5
Table: Levels (GHSbn) 5
Table: Levels (US$bn) . 5
Table: Levels At December 2011 5
Table: Annual Growth Rate Projections 2012-2016 (%) .... 5
Table: Ranking Out Of 59 Countries Reviewed In 2011 6
Table: Projected Levels (GHSbn), 2008-2016 6
Table: Projected Levels (US$bn), 2008-2016 . 6
SWOT Analysis .... 7
Ghana Commercial Banking SWOT 7
Ghana Political SWOT 8
Ghana Economic SWOT ... 9
Ghana Business Environment SWOT .. 10
Business Environment Outlook . 11
Commercial Banking Business Environment Rating .... 11
Table: Commercial Banking Business Environment Ratings .. 11
Commercial Banking Business Environment Rating Methodology ... 12
Table: Middle East and Africa Commercial Banking Business Environment Ratings .... 13
Global Commercial Banking Outlook .. 14
Regional Outlooks .. 21
SSA Banking: Positive Outlook; Focus On Angola . 21
MEA Banking Sector Outlook .... 24
Table: Banks' Bond Portfolios, 2011 .. 24
Table: Middle East And Africa Commercial Banking Risk/Reward Ratings .... 25
Table: Comparison Of Loan/Deposit, Loan/Asset And Loan/GDP Ratios, 2011 .. 26
Table: Anticipated Developments In 2012 .... 27
Table: Comparison Of Total Assets, Client Loans And Client Deposits (US$bn) . 28
Table: Comparison OfPer Capita Deposits, 2011 (US$) .. 29
Table: Interbank Rates And Bond Yields . 30
Ghana Specific Banking Sector Outlook . 31
Banking Sector Faltering, But Still Strong .... 31
Economic Outlook .. 34
Table: Ghana - Economic Activity, 2011-2016 . 36
Company Profiles ... 37
Ghana Commercial Bank 37
Standard Chartered Bank Ghana ... 38
Barclays Bank of Ghana . 39
Agricultural Development Bank 40
Ecobank Ghana .... 41
BMI Banking Sector Methodology .. 42
Table: Commercial Banking Business Environment Indicators And Rationale 44
Table: Weighting Of Indicators 45Table: Levels (GHSbn)
Table: Levels (US$bn)
Table: Levels At December
Table: Annual Growth Rate Projections - (%)
Table: Ranking Out Of Countries Reviewed In
Table: Projected Levels (GHSbn), -
Table: Projected Levels (US$bn), -
Table: Commercial Banking Business Environment Ratings
Table: Middle East and Africa Commercial Banking Business Environment Ratings
Table: Banks' Bond Portfolios,
Table: Middle East And Africa Commercial Banking Risk/Reward Ratings
Table: Comparison Of Loan/Deposit, Loan/Asset And Loan/GDP Ratios,
Table: Anticipated Developments In
Table: Comparison Of Total Assets, Client Loans And Client Deposits (US$bn)
Table: Comparison OfPer Capita Deposits, (US$)
Table: Interbank Rates And Bond Yields
Table: Ghana - Economic Activity, -
Table: Commercial Banking Business Environment Indicators And Rationale
Table: Weighting Of Indicators
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