Fiber optic connectors are a substantial fragment of the global telecommunication industry. Optical fibers are joined using fiber optic connectors, which allow the light conduction between two consecutive optical fibers. An additional im…
As of early 2013, the strength and dynamism of Canada's insurance sector remains obvious. The life
companies are world-class, multi-faceted financial services organisations that clearly have the capacity to
sustain growth almost regardless of developments in the Canadian life segment. The non-life companies are
benefiting from improved profitability, thanks in part to their pricing power and in part to the motor
insurance reforms in Ontario.
Key Insights And Key Risks
Although the details vary from quarter to quarter, newsflow from Canada's insurance sector continues, in
late-2012, to highlight its strength and dynamism. In both the non-life and the life segment, the main players
have scale, access to capital (even if they are mutuals), financial strength, well recognised brands, and
clearly enunciated strategies for growth. In each case, business is developing as a result of at least one of the
following factors: increased numbers of policies and policy-holders; firming prices; changes to distribution
arrangements; product innovation; acquisition of rival businesses in Canada, and expansion in markets
overseas in ways that exploit the competitive advantage of the company in question. As has been the case
for a while, a major challenge comes from pervasive low interest rates and, for some companies, the general
volatility of equity markets.